FMBH PE Ratio & Valuation,Is FMBH Overvalued

FMBH Relative Valuation

FMBH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FMBH is overvalued; if below, it's undervalued.

Historical Valuation

First Mid Bancshares Inc (FMBH) is now in the Fair zone, suggesting that its current forward PE ratio of 9.72 is considered Fairly compared with the five-year average of 9.95. The fair price of First Mid Bancshares Inc (FMBH) is between 39.64 to 48.39 according to relative valuation methord.

Relative Value

Fair Zone

39.64-48.39

Current Price：41.97

Fair

9.72

0.00

EV/EBITDA

First Mid Bancshares Inc. (FMBH) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

First Mid Bancshares Inc. (FMBH) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.41

First Mid Bancshares Inc. (FMBH) has a current PS of 3.41. The 5-year average PS is 3.58. The thresholds are as follows: Strongly Undervalued below 2.52, Undervalued between 2.52 and 3.05, Fairly Valued between 4.11 and 3.05, Overvalued between 4.11 and 4.64, and Strongly Overvalued above 4.64. The current Forward PS of 3.41 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

First Mid Bancshares Inc. (FMBH) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

First Mid Bancshares Inc. (FMBH) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

First Mid Bancshares Inc (FMBH) has a current Price-to-Book (P/B) ratio of 1.08. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately 10.27% higher. Relative to its 5-year average P/B ratio of 1.06, the current P/B ratio is about 1.85% higher. First Mid Bancshares Inc (FMBH) has a Forward Free Cash Flow (FCF) yield of approximately 12.00%. Compared to its 3-year average FCF yield of 10.70%, the current FCF yield is approximately 12.17% lower. Relative to its 5-year average FCF yield of 9.99% , the current FCF yield is about 20.09% lower.

1.08

P/B

Median3y

0.98

Median5y

1.06

12.00

FCF Yield

Median3y

10.70

Median5y

9.99

Competitors Valuation Multiple

The average P/S ratio for FMBH's competitors is 3.13, providing a benchmark for relative valuation. First Mid Bancshares Inc Corp (FMBH) exhibits a P/S ratio of 3.41, which is 9.17% above the industry average. Given its robust revenue growth of 10.83%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of FMBH increased by 14.71% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 78.70M to 87.22M.

The secondary factor is the Margin Expansion, contributed 4.00%to the performance.

Overall, the performance of FMBH in the past 1 year is driven by Revenue Growth. Which is more sustainable.

10.83%

78.70M → 87.22M

Revenue Growth

4.00%

24.76 → 25.75

Margin Expansion

-0.12%

11.51 → 11.50

P/E Change

14.71%

36.59 → 41.97

Mkt Cap Growth

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Frequently Asked Questions

Is First Mid Bancshares Inc (FMBH) currently overvalued or undervalued?

What is First Mid Bancshares Inc (FMBH) fair value?

FMBH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Mid Bancshares Inc (FMBH) is between 39.64 to 48.39 according to relative valuation methord.

How does FMBH's valuation metrics compare to the industry average?

What is the current P/B ratio for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

As of Dec 15 2025, First Mid Bancshares Inc (FMBH) has a P/B ratio of 1.08. This indicates that the market values FMBH at 1.08 times its book value.

What is the current FCF Yield for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

As of Dec 15 2025, First Mid Bancshares Inc (FMBH) has a FCF Yield of 12.00%. This means that for every dollar of First Mid Bancshares Inc’s market capitalization, the company generates 12.00 cents in free cash flow.

What is the current Forward P/E ratio for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

As of Dec 15 2025, First Mid Bancshares Inc (FMBH) has a Forward P/E ratio of 9.72. This means the market is willing to pay $9.72 for every dollar of First Mid Bancshares Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

As of Dec 15 2025, First Mid Bancshares Inc (FMBH) has a Forward P/S ratio of 3.41. This means the market is valuing FMBH at $3.41 for every dollar of expected revenue over the next 12 months.

FMBH Valuation

FMBH Valuation

FMBH Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is First Mid Bancshares Inc (FMBH) currently overvalued or undervalued?

What is First Mid Bancshares Inc (FMBH) fair value?

How does FMBH's valuation metrics compare to the industry average?

What is the current P/B ratio for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

What is the current FCF Yield for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

What is the current Forward P/E ratio for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?

What is the current Forward P/S ratio for First Mid Bancshares Inc (FMBH) as of Dec 15 2025?