Historical Valuation
FinVolution Group (FINV) is now in the Undervalued zone, suggesting that its current forward PE ratio of 3.84 is considered Undervalued compared with the five-year average of 4.19. The fair price of FinVolution Group (FINV) is between 6.15 to 8.14 according to relative valuation methord. Compared to the current price of 5.01 USD , FinVolution Group is Undervalued By 18.6%.
Relative Value
Fair Zone
6.15-8.14
Current Price：5.01
18.6%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
FinVolution Group (FINV) has a current Price-to-Book (P/B) ratio of 0.56. Compared to its 3-year average P/B ratio of 0.79 , the current P/B ratio is approximately -29.53% higher. Relative to its 5-year average P/B ratio of 0.88, the current P/B ratio is about -36.72% higher. FinVolution Group (FINV) has a Forward Free Cash Flow (FCF) yield of approximately 19.43%. Compared to its 3-year average FCF yield of 12.58%, the current FCF yield is approximately 54.46% lower. Relative to its 5-year average FCF yield of 11.66% , the current FCF yield is about 66.65% lower.
P/B
Median3y
0.79
Median5y
0.88
FCF Yield
Median3y
12.58
Median5y
11.66
Competitors Valuation Multiple
AI Analysis for FINV
The average P/S ratio for FINV competitors is 0.90, providing a benchmark for relative valuation. FinVolution Group Corp (FINV.N) exhibits a P/S ratio of 0.70, which is -21.94% above the industry average. Given its robust revenue growth of 2.09%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for FINV
1Y
3Y
5Y
Market capitalization of FINV increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FINV in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is FINV currently overvalued or undervalued?
FinVolution Group (FINV) is now in the Undervalued zone, suggesting that its current forward PE ratio of 3.84 is considered Undervalued compared with the five-year average of 4.19. The fair price of FinVolution Group (FINV) is between 6.15 to 8.14 according to relative valuation methord. Compared to the current price of 5.01 USD , FinVolution Group is Undervalued By 18.60% .
What is FinVolution Group (FINV) fair value?
FINV's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of FinVolution Group (FINV) is between 6.15 to 8.14 according to relative valuation methord.
How does FINV's valuation metrics compare to the industry average?
The average P/S ratio for FINV's competitors is 0.90, providing a benchmark for relative valuation. FinVolution Group Corp (FINV) exhibits a P/S ratio of 0.70, which is -21.94% above the industry average. Given its robust revenue growth of 2.09%, this premium appears unsustainable.
What is the current P/B ratio for FinVolution Group (FINV) as of Jan 10 2026?
As of Jan 10 2026, FinVolution Group (FINV) has a P/B ratio of 0.56. This indicates that the market values FINV at 0.56 times its book value.
What is the current FCF Yield for FinVolution Group (FINV) as of Jan 10 2026?
As of Jan 10 2026, FinVolution Group (FINV) has a FCF Yield of 19.43%. This means that for every dollar of FinVolution Group’s market capitalization, the company generates 19.43 cents in free cash flow.
What is the current Forward P/E ratio for FinVolution Group (FINV) as of Jan 10 2026?
As of Jan 10 2026, FinVolution Group (FINV) has a Forward P/E ratio of 3.84. This means the market is willing to pay $3.84 for every dollar of FinVolution Group’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for FinVolution Group (FINV) as of Jan 10 2026?
As of Jan 10 2026, FinVolution Group (FINV) has a Forward P/S ratio of 0.70. This means the market is valuing FINV at $0.70 for every dollar of expected revenue over the next 12 months.