FINV Relative Valuation
FINV's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FINV is overvalued; if below, it's undervalued.
Historical Valuation
FinVolution Group (FINV) is now in the Undervalued zone, suggesting that its current forward PE ratio of 3.49 is considered Undervalued compared with the five-year average of 4.16. The fair price of FinVolution Group (FINV) is between 6.64 to 8.91 according to relative valuation methord. Compared to the current price of 5.03 USD , FinVolution Group is Undervalued By 24.22%.
Relative Value
Fair Zone
6.64-8.91
Current Price：5.03
24.22%
Undervalued
3.73
PE
1Y
3Y
5Y
Trailing
Forward
1.23
EV/EBITDA
FinVolution Group. (FINV) has a current EV/EBITDA of 1.23. The 5-year average EV/EBITDA is 1.48. The thresholds are as follows: Strongly Undervalued below -0.92, Undervalued between -0.92 and 0.28, Fairly Valued between 2.68 and 0.28, Overvalued between 2.68 and 3.89, and Strongly Overvalued above 3.89. The current Forward EV/EBITDA of 1.23 falls within the Historic Trend Line -Fairly Valued range.
1.28
EV/EBIT
FinVolution Group. (FINV) has a current EV/EBIT of 1.28. The 5-year average EV/EBIT is 1.55. The thresholds are as follows: Strongly Undervalued below -0.54, Undervalued between -0.54 and 0.51, Fairly Valued between 2.59 and 0.51, Overvalued between 2.59 and 3.63, and Strongly Overvalued above 3.63. The current Forward EV/EBIT of 1.28 falls within the Historic Trend Line -Fairly Valued range.
0.66
PS
FinVolution Group. (FINV) has a current PS of 0.66. The 5-year average PS is 0.88. The thresholds are as follows: Strongly Undervalued below 0.34, Undervalued between 0.34 and 0.61, Fairly Valued between 1.16 and 0.61, Overvalued between 1.16 and 1.43, and Strongly Overvalued above 1.43. The current Forward PS of 0.66 falls within the Historic Trend Line -Fairly Valued range.
4.72
P/OCF
FinVolution Group. (FINV) has a current P/OCF of 4.72. The 5-year average P/OCF is 3.92. The thresholds are as follows: Strongly Undervalued below -0.28, Undervalued between -0.28 and 1.82, Fairly Valued between 6.03 and 1.82, Overvalued between 6.03 and 8.13, and Strongly Overvalued above 8.13. The current Forward P/OCF of 4.72 falls within the Historic Trend Line -Fairly Valued range.
5.12
P/FCF
FinVolution Group. (FINV) has a current P/FCF of 5.12. The 5-year average P/FCF is 5.47. The thresholds are as follows: Strongly Undervalued below -2.97, Undervalued between -2.97 and 1.25, Fairly Valued between 9.69 and 1.25, Overvalued between 9.69 and 13.92, and Strongly Overvalued above 13.92. The current Forward P/FCF of 5.12 falls within the Historic Trend Line -Fairly Valued range.
FinVolution Group (FINV) has a current Price-to-Book (P/B) ratio of 0.54. Compared to its 3-year average P/B ratio of 0.80 , the current P/B ratio is approximately -32.91% higher. Relative to its 5-year average P/B ratio of 0.88, the current P/B ratio is about -39.16% higher. FinVolution Group (FINV) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.04%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.06% , the current FCF yield is about -100.00% lower.
0.54
P/B
Median3y
0.80
Median5y
0.88
20.25
FCF Yield
Median3y
12.04
Median5y
11.06
Competitors Valuation Multiple
The average P/S ratio for FINV's competitors is , providing a benchmark for relative valuation. FinVolution Group Corp (FINV) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 2.09%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FINV decreased by 26.22% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 21.25 to 25.88.
The secondary factor is the Revenue Growth, contributed 2.09%to the performance.
Overall, the performance of FINV in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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