FIGR PE Ratio & Valuation,Is FIGR Overvalued

FIGR Relative Valuation

FIGR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FIGR is overvalued; if below, it's undervalued.

Historical Valuation

Figure Technology Solutions Inc (FIGR) is now in the Overvalued zone, suggesting that its current forward PE ratio of 61.61 is considered Overvalued compared with the five-year average of 46.81. The fair price of Figure Technology Solutions Inc (FIGR) is between 25.54 to 57.31 according to relative valuation methord. Compared to the current price of 58.28 USD , Figure Technology Solutions Inc is Overvalued By 1.7%.

Relative Value

Fair Zone

25.54-57.31

Current Price：58.28

1.7%

Overvalued

61.61

27.14

EV/EBITDA

Figure Technology Solutions Inc. (FIGR) has a current EV/EBITDA of 27.14. The 5-year average EV/EBITDA is 27.31. The thresholds are as follows: Strongly Undervalued below 12.57, Undervalued between 12.57 and 19.94, Fairly Valued between 34.68 and 19.94, Overvalued between 34.68 and 42.05, and Strongly Overvalued above 42.05. The current Forward EV/EBITDA of 27.14 falls within the Historic Trend Line -Fairly Valued range.

37.16

EV/EBIT

Figure Technology Solutions Inc. (FIGR) has a current EV/EBIT of 37.16. The 5-year average EV/EBIT is 36.19. The thresholds are as follows: Strongly Undervalued below 19.07, Undervalued between 19.07 and 27.63, Fairly Valued between 44.76 and 27.63, Overvalued between 44.76 and 53.32, and Strongly Overvalued above 53.32. The current Forward EV/EBIT of 37.16 falls within the Historic Trend Line -Fairly Valued range.

15.03

Figure Technology Solutions Inc. (FIGR) has a current PS of 15.03. The 5-year average PS is 14.17. The thresholds are as follows: Strongly Undervalued below 7.80, Undervalued between 7.80 and 10.98, Fairly Valued between 17.35 and 10.98, Overvalued between 17.35 and 20.53, and Strongly Overvalued above 20.53. The current Forward PS of 15.03 falls within the Historic Trend Line -Fairly Valued range.

38.23

P/OCF

Figure Technology Solutions Inc. (FIGR) has a current P/OCF of 38.23. The 5-year average P/OCF is 34.56. The thresholds are as follows: Strongly Undervalued below 21.13, Undervalued between 21.13 and 27.85, Fairly Valued between 41.28 and 27.85, Overvalued between 41.28 and 48.00, and Strongly Overvalued above 48.00. The current Forward P/OCF of 38.23 falls within the Historic Trend Line -Fairly Valued range.

41.57

P/FCF

Figure Technology Solutions Inc. (FIGR) has a current P/FCF of 41.57. The 5-year average P/FCF is 37.97. The thresholds are as follows: Strongly Undervalued below 22.56, Undervalued between 22.56 and 30.26, Fairly Valued between 45.67 and 30.26, Overvalued between 45.67 and 53.38, and Strongly Overvalued above 53.38. The current Forward P/FCF of 41.57 falls within the Historic Trend Line -Fairly Valued range.

Figure Technology Solutions Inc (FIGR) has a current Price-to-Book (P/B) ratio of 7.97. Compared to its 3-year average P/B ratio of 6.80 , the current P/B ratio is approximately 17.20% higher. Relative to its 5-year average P/B ratio of 6.80, the current P/B ratio is about 17.20% higher. Figure Technology Solutions Inc (FIGR) has a Forward Free Cash Flow (FCF) yield of approximately 1.36%. Compared to its 3-year average FCF yield of 1.19%, the current FCF yield is approximately 14.84% lower. Relative to its 5-year average FCF yield of 1.19% , the current FCF yield is about 14.84% lower.

7.97

P/B

Median3y

6.80

Median5y

6.80

1.36

FCF Yield

Median3y

1.19

Median5y

1.19

Competitors Valuation Multiple

The average P/S ratio for FIGR's competitors is 3.74, providing a benchmark for relative valuation. Figure Technology Solutions Inc Corp (FIGR) exhibits a P/S ratio of 15.03, which is 301.9% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of FIGR increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00%to the performance.

Overall, the performance of FIGR in the past 1 year is driven by Unknown.

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Frequently Asked Questions

Is Figure Technology Solutions Inc (FIGR) currently overvalued or undervalued?

What is Figure Technology Solutions Inc (FIGR) fair value?

FIGR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Figure Technology Solutions Inc (FIGR) is between 25.54 to 57.31 according to relative valuation methord.

How does FIGR's valuation metrics compare to the industry average?

The average P/S ratio for FIGR's competitors is 3.74, providing a benchmark for relative valuation. Figure Technology Solutions Inc Corp (FIGR) exhibits a P/S ratio of 15.03, which is 301.90% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.

What is the current P/B ratio for Figure Technology Solutions Inc (FIGR) as of Jan 08 2026?

As of Jan 08 2026, Figure Technology Solutions Inc (FIGR) has a P/B ratio of 7.97. This indicates that the market values FIGR at 7.97 times its book value.

What is the current FCF Yield for Figure Technology Solutions Inc (FIGR) as of Jan 08 2026?

As of Jan 08 2026, Figure Technology Solutions Inc (FIGR) has a FCF Yield of 1.36%. This means that for every dollar of Figure Technology Solutions Inc’s market capitalization, the company generates 1.36 cents in free cash flow.

What is the current Forward P/E ratio for Figure Technology Solutions Inc (FIGR) as of Jan 08 2026?

As of Jan 08 2026, Figure Technology Solutions Inc (FIGR) has a Forward P/E ratio of 61.61. This means the market is willing to pay $61.61 for every dollar of Figure Technology Solutions Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Figure Technology Solutions Inc (FIGR) as of Jan 08 2026?

As of Jan 08 2026, Figure Technology Solutions Inc (FIGR) has a Forward P/S ratio of 15.03. This means the market is valuing FIGR at $15.03 for every dollar of expected revenue over the next 12 months.

FIGR Valuation