FGBI Relative Valuation
FGBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FGBI is overvalued; if below, it's undervalued.
Historical Valuation
First Guaranty Bancshares Inc (FGBI) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 24.58. The fair price of First Guaranty Bancshares Inc (FGBI) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：5.08
Fair
-96.00
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
First Guaranty Bancshares Inc. (FGBI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
First Guaranty Bancshares Inc. (FGBI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
First Guaranty Bancshares Inc. (FGBI) has a current PS of 0.00. The 5-year average PS is 1.28. The thresholds are as follows: Strongly Undervalued below -0.51, Undervalued between -0.51 and 0.38, Fairly Valued between 2.17 and 0.38, Overvalued between 2.17 and 3.07, and Strongly Overvalued above 3.07. The current Forward PS of 0.00 falls within the Undervalued range.
0.00
P/OCF
First Guaranty Bancshares Inc. (FGBI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First Guaranty Bancshares Inc. (FGBI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First Guaranty Bancshares Inc (FGBI) has a current Price-to-Book (P/B) ratio of 0.41. Compared to its 3-year average P/B ratio of 0.65 , the current P/B ratio is approximately -36.59% higher. Relative to its 5-year average P/B ratio of 0.86, the current P/B ratio is about -51.63% higher. First Guaranty Bancshares Inc (FGBI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.73%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.10% , the current FCF yield is about -100.00% lower.
0.39
P/B
Median3y
0.65
Median5y
0.86
43.62
FCF Yield
Median3y
12.73
Median5y
12.10
Competitors Valuation Multiple
The average P/S ratio for FGBI's competitors is 0.00, providing a benchmark for relative valuation. First Guaranty Bancshares Inc Corp (FGBI) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of -9.07%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FGBI decreased by 57.75% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -0.04 to -1.07.
The secondary factor is the Revenue Growth, contributed -9.07%to the performance.
Overall, the performance of FGBI in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
Is First Guaranty Bancshares Inc (FGBI) currently overvalued or undervalued?
What is First Guaranty Bancshares Inc (FGBI) fair value?
How does FGBI's valuation metrics compare to the industry average?
What is the current P/B ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 05 2025?
What is the current FCF Yield for First Guaranty Bancshares Inc (FGBI) as of Dec 05 2025?
What is the current Forward P/E ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 05 2025?