FGBI PE Ratio & Valuation,Is FGBI Overvalued

FGBI Relative Valuation

FGBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FGBI is overvalued; if below, it's undervalued.

Historical Valuation

First Guaranty Bancshares Inc (FGBI) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.00 is considered Undervalued compared with the five-year average of 24.00. The fair price of First Guaranty Bancshares Inc (FGBI) is between +Inf to +Inf according to relative valuation methord. Compared to the current price of 4.77 USD , First Guaranty Bancshares Inc is Undervalued By Fair.

Relative Value

Fair Zone

+Inf-+Inf

Current Price：4.77

Fair

Undervalued

-97.80

0.00

EV/EBITDA

First Guaranty Bancshares Inc. (FGBI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

First Guaranty Bancshares Inc. (FGBI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

First Guaranty Bancshares Inc. (FGBI) has a current PS of 0.00. The 5-year average PS is 1.26. The thresholds are as follows: Strongly Undervalued below -0.53, Undervalued between -0.53 and 0.37, Fairly Valued between 2.16 and 0.37, Overvalued between 2.16 and 3.06, and Strongly Overvalued above 3.06. The current Forward PS of 0.00 falls within the Undervalued range.

0.00

P/OCF

First Guaranty Bancshares Inc. (FGBI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

First Guaranty Bancshares Inc. (FGBI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

First Guaranty Bancshares Inc (FGBI) has a current Price-to-Book (P/B) ratio of 0.39. Compared to its 3-year average P/B ratio of 0.64 , the current P/B ratio is approximately -39.52% higher. Relative to its 5-year average P/B ratio of 0.85, the current P/B ratio is about -54.43% higher. First Guaranty Bancshares Inc (FGBI) has a Forward Free Cash Flow (FCF) yield of approximately 46.45%. Compared to its 3-year average FCF yield of 12.98%, the current FCF yield is approximately 257.80% lower. Relative to its 5-year average FCF yield of 12.32% , the current FCF yield is about 277.06% lower.

0.40

P/B

Median3y

0.64

Median5y

0.85

46.45

FCF Yield

Median3y

12.98

Median5y

12.32

Competitors Valuation Multiple

The average P/S ratio for FGBI's competitors is 0.00, providing a benchmark for relative valuation. First Guaranty Bancshares Inc Corp (FGBI) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of -9.07%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of FGBI decreased by 56.95% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -0.04 to -1.09.

The secondary factor is the Revenue Growth, contributed -9.07%to the performance.

Overall, the performance of FGBI in the past 1 year is driven by P/E Change. Which is more unsustainable.

-9.07%

24.73M → 22.49M

Revenue Growth

-2669.06%

7.79 → -200.13

Margin Expansion

2621.18%

-0.04 → -1.09

P/E Change

-56.95%

11.36 → 4.89

Mkt Cap Growth

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Frequently Asked Questions

Is First Guaranty Bancshares Inc (FGBI) currently overvalued or undervalued?

What is First Guaranty Bancshares Inc (FGBI) fair value?

FGBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Guaranty Bancshares Inc (FGBI) is between +Inf to +Inf according to relative valuation methord.

How does FGBI's valuation metrics compare to the industry average?

What is the current P/B ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

As of Dec 16 2025, First Guaranty Bancshares Inc (FGBI) has a P/B ratio of 0.39. This indicates that the market values FGBI at 0.39 times its book value.

What is the current FCF Yield for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

As of Dec 16 2025, First Guaranty Bancshares Inc (FGBI) has a FCF Yield of 46.45%. This means that for every dollar of First Guaranty Bancshares Inc’s market capitalization, the company generates 46.45 cents in free cash flow.

What is the current Forward P/E ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

As of Dec 16 2025, First Guaranty Bancshares Inc (FGBI) has a Forward P/E ratio of -95.40. This means the market is willing to pay $-95.40 for every dollar of First Guaranty Bancshares Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

As of Dec 16 2025, First Guaranty Bancshares Inc (FGBI) has a Forward P/S ratio of 0.00. This means the market is valuing FGBI at $0.00 for every dollar of expected revenue over the next 12 months.

FGBI Valuation

FGBI Valuation

FGBI Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is First Guaranty Bancshares Inc (FGBI) currently overvalued or undervalued?

What is First Guaranty Bancshares Inc (FGBI) fair value?

How does FGBI's valuation metrics compare to the industry average?

What is the current P/B ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

What is the current FCF Yield for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

What is the current Forward P/E ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?

What is the current Forward P/S ratio for First Guaranty Bancshares Inc (FGBI) as of Dec 16 2025?