FGBI Relative Valuation
FGBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FGBI is overvalued; if below, it's undervalued.
Historical Valuation
First Guaranty Bancshares Inc (FGBI) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.00 is considered Undervalued compared with the five-year average of 22.95. The fair price of First Guaranty Bancshares Inc (FGBI) is between +Inf to +Inf according to relative valuation methord. Compared to the current price of 7.40 USD , First Guaranty Bancshares Inc is Undervalued By Fair.
Relative Value
Fair Zone
+Inf-+Inf
Current Price：7.40
Fair
Undervalued
-107.60
PE
1Y
3Y
5Y
0.00
EV/EBITDA
First Guaranty Bancshares Inc. (FGBI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
First Guaranty Bancshares Inc. (FGBI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
First Guaranty Bancshares Inc. (FGBI) has a current PS of 0.00. The 5-year average PS is 1.25. The thresholds are as follows: Strongly Undervalued below -0.57, Undervalued between -0.57 and 0.34, Fairly Valued between 2.15 and 0.34, Overvalued between 2.15 and 3.06, and Strongly Overvalued above 3.06. The current Forward PS of 0.00 falls within the Undervalued range.
0.00
P/OCF
First Guaranty Bancshares Inc. (FGBI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First Guaranty Bancshares Inc. (FGBI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First Guaranty Bancshares Inc (FGBI) has a current Price-to-Book (P/B) ratio of 0.44. Compared to its 3-year average P/B ratio of 0.63 , the current P/B ratio is approximately -30.22% higher. Relative to its 5-year average P/B ratio of 0.85, the current P/B ratio is about -48.28% higher. First Guaranty Bancshares Inc (FGBI) has a Forward Free Cash Flow (FCF) yield of approximately 41.18%. Compared to its 3-year average FCF yield of 13.43%, the current FCF yield is approximately 206.69% lower. Relative to its 5-year average FCF yield of 12.68% , the current FCF yield is about 224.69% lower.
0.44
P/B
Median3y
0.63
Median5y
0.85
41.18
FCF Yield
Median3y
13.43
Median5y
12.68
Competitors Valuation Multiple
The average P/S ratio for FGBI's competitors is 0.63, providing a benchmark for relative valuation. First Guaranty Bancshares Inc Corp (FGBI) exhibits a P/S ratio of 0.00, which is -100% above the industry average. Given its robust revenue growth of -9.07%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FGBI decreased by 27.82% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -0.04 to -1.19.
The secondary factor is the Revenue Growth, contributed -9.07%to the performance.
Overall, the performance of FGBI in the past 1 year is driven by P/E Change. Which is more unsustainable.
People Also Watch
OPTT
Ocean Power Technologies Inc
0.5313USD
24.07%
SBFG
SB Financial Group Inc
21.32USD
1.91%
CMT
Core Molding Technologies Inc
19.68USD
6.84%
LFT
Lument Finance Trust Inc
1.39USD
6.92%
CSBR
Champions Oncology Inc
6.791USD
0.61%
XNET
Xunlei Ltd
7.67USD
1.86%
CABA
Cabaletta Bio Inc
2.17USD
1.40%
SEER
Seer Inc
1.87USD
-1.06%
LTRX
Lantronix Inc
6.23USD
6.50%
Frequently Asked Questions
Is First Guaranty Bancshares Inc (FGBI) currently overvalued or undervalued?
First Guaranty Bancshares Inc (FGBI) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.00 is considered Undervalued compared with the five-year average of 22.95. The fair price of First Guaranty Bancshares Inc (FGBI) is between +Inf to +Inf according to relative valuation methord. Compared to the current price of 7.40 USD , First Guaranty Bancshares Inc is Undervalued By Fair .
What is First Guaranty Bancshares Inc (FGBI) fair value?
FGBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Guaranty Bancshares Inc (FGBI) is between +Inf to +Inf according to relative valuation methord.
How does FGBI's valuation metrics compare to the industry average?
The average P/S ratio for FGBI's competitors is 0.63, providing a benchmark for relative valuation. First Guaranty Bancshares Inc Corp (FGBI) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of -9.07%, this premium appears unsustainable.
What is the current P/B ratio for First Guaranty Bancshares Inc (FGBI) as of Jan 08 2026?
As of Jan 08 2026, First Guaranty Bancshares Inc (FGBI) has a P/B ratio of 0.44. This indicates that the market values FGBI at 0.44 times its book value.
What is the current FCF Yield for First Guaranty Bancshares Inc (FGBI) as of Jan 08 2026?
As of Jan 08 2026, First Guaranty Bancshares Inc (FGBI) has a FCF Yield of 41.18%. This means that for every dollar of First Guaranty Bancshares Inc’s market capitalization, the company generates 41.18 cents in free cash flow.
What is the current Forward P/E ratio for First Guaranty Bancshares Inc (FGBI) as of Jan 08 2026?
As of Jan 08 2026, First Guaranty Bancshares Inc (FGBI) has a Forward P/E ratio of -107.60. This means the market is willing to pay $-107.60 for every dollar of First Guaranty Bancshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for First Guaranty Bancshares Inc (FGBI) as of Jan 08 2026?
As of Jan 08 2026, First Guaranty Bancshares Inc (FGBI) has a Forward P/S ratio of 0.00. This means the market is valuing FGBI at $0.00 for every dollar of expected revenue over the next 12 months.