FFWM Valuation

First Foundation Inc

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5.295

-0.135(-2.486%)1D

Overview
Forecast
Valuation
Earnings

FFWM Relative Valuation

FFWM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FFWM is overvalued; if below, it's undervalued.

Historical Valuation

First Foundation Inc (FFWM) is now in the Fair zone, suggesting that its current forward PS ratio of 1.83 is considered Fairly compared with the five-year average of 15.15. The fair price of First Foundation Inc (FFWM) is between 4.98 to 9.24 according to relative valuation methord.

Relative Value

Fair Zone

4.98-9.24

Current Price：5.29

Fair

31.48

Trailing

Forward

0.00

EV/EBITDA

First Foundation Inc. (FFWM) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

First Foundation Inc. (FFWM) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

1.83

First Foundation Inc. (FFWM) has a current PS of 1.83. The 5-year average PS is 2.40. The thresholds are as follows: Strongly Undervalued below 0.56, Undervalued between 0.56 and 1.48, Fairly Valued between 3.32 and 1.48, Overvalued between 3.32 and 4.23, and Strongly Overvalued above 4.23. The current Forward PS of 1.83 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

First Foundation Inc. (FFWM) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

First Foundation Inc. (FFWM) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

First Foundation Inc (FFWM) has a current Price-to-Book (P/B) ratio of 0.46. Compared to its 3-year average P/B ratio of 0.49 , the current P/B ratio is approximately -4.94% higher. Relative to its 5-year average P/B ratio of 0.83, the current P/B ratio is about -43.88% higher. First Foundation Inc (FFWM) has a Forward Free Cash Flow (FCF) yield of approximately -5.87%. Compared to its 3-year average FCF yield of 5.14%, the current FCF yield is approximately -214.22% lower. Relative to its 5-year average FCF yield of 6.22% , the current FCF yield is about -194.33% lower.

0.46

P/B

Median3y

0.49

Median5y

0.83

-5.87

FCF Yield

Median3y

5.14

Median5y

6.22

Competitors Valuation Multiple

The average P/S ratio for FFWM's competitors is 2.32, providing a benchmark for relative valuation. First Foundation Inc Corp (FFWM) exhibits a P/S ratio of 1.83, which is -21.20% above the industry average. Given its robust revenue growth of -13.14%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

ChoiceOne Financial Services Inc

Bridgewater Bancshares Inc

Flushing Financial Corp

Peapack-Gladstone Financial Corp

1.52

24.20%

468.39M

Performance Decomposition

Market capitalization of FFWM decreased by 22.87% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -0.92 to -4.38.

The secondary factor is the Revenue Growth, contributed -13.14%to the performance.

Overall, the performance of FFWM in the past 1 year is driven by P/E Change. Which is more unsustainable.

-13.14%

55.25M → 47.99M

Revenue Growth

-387.10%

5.58 → -16.02

Margin Expansion

377.37%

-0.92 → -4.38

P/E Change

-22.87%