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FFIC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
16.050
Open
15.990
VWAP
15.98
Vol
202.07K
Mkt Cap
541.80M
Low
15.905
Amount
3.23M
EV/EBITDA(TTM)
14.69
Total Shares
33.88M
EV
900.38M
EV/OCF(TTM)
4.67
P/S(TTM)
2.41
Flushing Financial Corporation is the holding company for Flushing Bank (the Bank). The Bank offers the products, services, and conveniences associated with large commercial banks, including a full complement of deposit, loan, equipment finance, and cash management services. The Bank's principal business is attracting retail deposits from the general public and investing those deposits, together with funds generated from ongoing operations and borrowings, primarily in originations and purchases of multifamily residential property loans, commercial business loans, commercial real estate mortgage loans and, to a lesser extent, one-to-four family loans; construction loans; small business administration (SBA) loans; mortgage loan surrogates, such as mortgage-backed securities; and United States government securities, corporate fixed-income securities and other marketable securities. The Bank also operates an Internet branch that operates under the brands of iGObanking.com and BankPurely.
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Events Timeline

(ET)
2026-04-28
17:10:00
Q1 Revenue at $57.0M, Below Estimate of $62.0M
select
2026-04-27 (ET)
2026-04-27
07:50:00
OceanFirst and Flushing Merger Approved by Federal Reserve
select
2026-04-06 (ET)
2026-04-06
18:30:00
OceanFirst and Flushing Merger Receives Shareholder Approval
select
2026-01-27 (ET)
2026-01-27
17:20:00
Flushing Financial Q4 NIM Expands to 2.68%
select
2025-12-31 (ET)
2025-12-31
04:40:00
Raymond James Downgrades OceanFirst Financial to Market Perform
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2025-12-31
04:40:00
Raymond James Downgrades Flushing Financial to Market Perform
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2025-12-29 (ET)
2025-12-29
18:50:00
OceanFirst and Flushing Enter Merger Agreement Valued at $579M
select

News

seekingalpha
9.5
04-28seekingalpha
Flushing Financial Q1 Earnings Miss Expectations
  • Disappointing Performance: Flushing Financial reported a Q1 non-GAAP EPS of $0.29, missing expectations by $0.03, indicating pressure on profitability that could affect investor confidence.
  • Revenue Decline: The company reported revenue of $56.98 million, down 1.9% year-over-year and missing estimates by $4.99 million, suggesting intensified market competition or weakened customer demand.
  • Merger Progress: Flushing Financial received approvals for its merger with OceanFirst, expected to close in June, a strategic move aimed at enhancing market share and operational efficiency through economies of scale.
  • Historical Performance Data: Flushing Financial's historical earnings data and dividend scorecard indicate that despite current underperformance, the company has shown stability in the past, potentially providing a foundation for future recovery.
seekingalpha
8.5
04-27seekingalpha
OceanFirst and Flushing Merger Receives Approvals
  • Merger Approval: OceanFirst Financial and Flushing Financial announced they have received all necessary regulatory and shareholder approvals, marking a significant step towards their merger, which is expected to close by June 1, 2026, enhancing market competitiveness.
  • Regulatory Endorsement: The U.S. Federal Reserve approved the deal on April 24, following earlier clearances from the New York State Department of Financial Services and the Office of the Comptroller of the Currency, indicating strong regulatory support for the merger.
  • Shareholder Backing: Shareholders of both firms approved the transaction on April 2, reflecting investor confidence in the merger's prospects, which is anticipated to create synergies and enhance shareholder value.
  • Annual Meeting Arrangement: OceanFirst plans to hold its annual shareholder meeting virtually on May 27, 2026, further strengthening communication and engagement with shareholders to ensure transparency and participation.
moomoo
8.5
04-27moomoo
FLUSHING FINANCIAL CORP - FEDERAL RESERVE AUTHORIZES MERGER WITH OCEANFIRST ON APRIL 24, 2026 - SEC FILING
  • Approval of Combination: The Federal Reserve System has approved the combination of Flushing Financial Corp and OceanFirst Financial Corp.

  • Effective Date: This merger is set to take effect on April 24, 2026, following SEC filing.

Globenewswire
8.5
04-06Globenewswire
OceanFirst and Flushing Merger Receives Shareholder Approval
  • Shareholder Approval: OceanFirst Financial Corp. and Flushing Financial Corp. have received shareholder approvals for their merger, marking a significant step that is expected to enhance market competitiveness and expand their customer base.
  • Regulatory Approvals: The New York State Department of Financial Services and the Office of the Comptroller of the Currency granted approvals on March 23 and April 6, 2026, respectively, ensuring the legality and compliance of the merger, thus facilitating a smoother transaction process.
  • Merger Agreement Context: The merger is based on the Agreement and Plan of Merger signed on December 29, 2025, with OceanFirst acquiring Flushing through its wholly-owned subsidiary Apollo Merger Sub Corp., which is anticipated to strengthen the combined banks' capabilities.
  • Future Outlook: The merger still requires final regulatory approval from the Federal Reserve, and despite facing some uncertainties, a successful merger is expected to provide both companies with greater market share and opportunities for resource integration.
Newsfilter
8.5
04-06Newsfilter
OceanFirst and Flushing Merger Receives Shareholder Approval
  • Merger Agreement Approved: OceanFirst Financial Corp. and Flushing Financial Corp. received shareholder approval for their merger agreement on April 6, 2026, marking a significant step in the integration of the two banks in the financial services sector, which is expected to enhance market competitiveness.
  • Regulatory Approvals Granted: The New York State Department of Financial Services and the Office of the Comptroller of the Currency granted approvals for the transaction on March 23 and April 6, 2026, respectively, ensuring that the merger process complies with regulatory requirements and enhancing the legitimacy and feasibility of the deal.
  • Market Impact Analysis: The merger will increase OceanFirst's total assets to $14.6 billion, strengthening its market share in New Jersey and surrounding areas, and is expected to provide customers with more comprehensive financial services, thereby improving customer satisfaction.
  • Future Outlook: Upon completion of the merger, OceanFirst and Flushing will jointly address market challenges, leveraging their respective strengths to drive business growth and achieve synergies, ultimately enhancing overall operational efficiency.
seekingalpha
8.5
03-25seekingalpha
Flushing Financial Declares Quarterly Dividend of $0.22
  • Quarterly Dividend Declaration: Flushing Financial has declared a quarterly dividend of $0.22 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Dividend Yield: The forward yield of 5.83% makes this dividend attractive in the current market environment, potentially enhancing the stock's appeal and boosting investor confidence.
  • Record Date for Shareholders: The dividend will be payable on April 24, with a record date of April 10 and an ex-dividend date also set for April 10, providing shareholders with a clear timeline for investment decisions.
  • M&A Developments: Flushing Financial is merging with OceanFirst Financial, which has raised $225 million from Warburg Pincus, a move that may further strengthen Flushing Financial's market position and financial stability.
Wall Street analysts forecast FFIC stock price to rise
3 Analyst Rating
Wall Street analysts forecast FFIC stock price to rise
0 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
14.00
Averages
14.25
High
14.50
Current: 0.000
sliders
Low
14.00
Averages
14.25
High
14.50
Keefe Bruyette
Market Perform
to
NULL
upgrade
AI Analysis
2026-01-29
Reason
Keefe Bruyette
Price Target
AI Analysis
2026-01-29
upgrade
Market Perform
to
NULL
Reason
Keefe Bruyette raised the firm's price target on Flushing Financial to $16.80 from $14.50 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$14
2025-10-31
Reason
Keefe Bruyette
Price Target
$14
2025-10-31
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Flushing Financial to $14.50 from $14 and keeps a Market Perform rating on the shares.
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Valuation Metrics

The current forward P/E ratio for Flushing Financial Corp (FFIC.O) is 10.31, compared to its 5-year average forward P/E of 13.37. For a more detailed relative valuation and DCF analysis to assess Flushing Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
13.37
Current PE
10.31
Overvalued PE
17.66
Undervalued PE
9.08

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.34
Current EV/EBITDA
16.73
Overvalued EV/EBITDA
11.30
Undervalued EV/EBITDA
-6.62

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.27
Current PS
2.02
Overvalued PS
2.66
Undervalued PS
1.87

Financials

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Frequently Asked Questions

What is Flushing Financial Corp (FFIC) stock price today?

The current price of FFIC is 15.99 USD — it has decreased -0.37

What is Flushing Financial Corp (FFIC)'s business?

Flushing Financial Corporation is the holding company for Flushing Bank (the Bank). The Bank offers the products, services, and conveniences associated with large commercial banks, including a full complement of deposit, loan, equipment finance, and cash management services. The Bank's principal business is attracting retail deposits from the general public and investing those deposits, together with funds generated from ongoing operations and borrowings, primarily in originations and purchases of multifamily residential property loans, commercial business loans, commercial real estate mortgage loans and, to a lesser extent, one-to-four family loans; construction loans; small business administration (SBA) loans; mortgage loan surrogates, such as mortgage-backed securities; and United States government securities, corporate fixed-income securities and other marketable securities. The Bank also operates an Internet branch that operates under the brands of iGObanking.com and BankPurely.

What is the price predicton of FFIC Stock?

Wall Street analysts forecast FFIC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIC is14.25 USD with a low forecast of 14.00 USD and a high forecast of 14.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Flushing Financial Corp (FFIC)'s revenue for the last quarter?

Flushing Financial Corp revenue for the last quarter amounts to 57.55M USD, decreased -353.14

What is Flushing Financial Corp (FFIC)'s earnings per share (EPS) for the last quarter?

Flushing Financial Corp. EPS for the last quarter amounts to 0.12 USD, decreased -107.45

How many employees does Flushing Financial Corp (FFIC). have?

Flushing Financial Corp (FFIC) has 567 emplpoyees as of May 10 2026.

What is Flushing Financial Corp (FFIC) market cap?

Today FFIC has the market capitalization of 541.80M USD.