Should I Buy FCCO? FCCO 2026 Analysis

Should You Buy First Community Corp (South Carolina) (FCCO) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

30.810

1 Day change

0.13%

52 Week Range

31.500

Analysis Updated At

2026/02/04

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Intellectia Proprietary Trading Signals
- AI Stock Picker: no signal on given stock today.
- SwingMax: No signal on given stock recently.
FCCO is a buy now: price action is in a confirmed uptrend (bullish MA stack + positive/expanding MACD) and recent earnings/news add supportive catalysts (dividend + buyback).
Near-term, the stock is pushing into/above a key resistance zone (~30.72), so upside may come in bursts, but trend/financial momentum still favors being long rather than waiting.

Technical Analysis

Trend: Bullish (SMA_5 > SMA_20 > SMA_200), indicating strong multi-timeframe upward momentum.
Momentum: MACD histogram +0.165 and expanding, supportive of continuation.
RSI (6): 78.62 (stretched/overbought conditions); this typically implies the stock is extended, but not necessarily reversing while trend remains strong.
Key levels: Pivot 29.496; Resistance R1 30.72 (current post-market ~30.79 is slightly above this), next R2 31.476; Supports S1 28.271, S2 27.515.
Pattern-based forward bias (provided): +0.27% next day (50% chance), +1.73% next week, +10.9% next month—bias remains positive, especially over the next month.

Positive Catalysts

- Q4 2025 results showed continued improvement YoY (net income +14.1%, EPS +12.7%, revenue +29.6%).
- Capital return catalysts: Board approved $0.16 dividend and a share repurchase plan up to $7.5M.
- Credit quality: Non-performing assets at 0.02% of total assets (very strong), supportive for a bank/financial name.
- Trading trends data shows hedge funds neutral and insiders neutral, reducing the risk of a clear positioning headwind.

Neutral/Negative Catalysts

- Sequential slowdown: Q4 2025 net income and EPS were down vs Q3 2025 (EPS 0.62 vs 0.67), which can cap near-term enthusiasm.
- Short-term technical stretch: RSI is elevated and price is pressing a key resistance band (~30.72–31.48), which can limit immediate follow-through.

Financial Performance

Latest quarter: 2025/Q4
Revenue: 19.392M, +29.59% YoY (strong top-line acceleration).
Net income: 4.83M, +14.13% YoY (profitable growth).
EPS: 0.62, +12.73% YoY.
Balance/credit snapshot (from news): non-performing assets 0.02% of total assets, indicating strong asset quality.
Shareholder returns improved via dividend + buyback authorization, supportive of EPS and downside support over time.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No recent analyst rating changes or price target updates were provided, so a clear “Wall Street consensus” trend cannot be confirmed from the dataset.
Pros likely to be cited by analysts: accelerating revenue growth, solid profitability, excellent asset quality, and shareholder returns (dividend + buyback).
Cons likely to be cited by analysts: sequential EPS/income dip vs prior quarter and the stock being technically extended short-term (overbought readings).

Analyst Rating

Wall Street analysts forecast FCCO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCCO is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 30.770

Low

Averages

High