FBIZ Relative Valuation
FBIZ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FBIZ is overvalued; if below, it's undervalued.
Historical Valuation
First Business Financial Services Inc (FBIZ) is now in the Overvalued zone, suggesting that its current forward PE ratio of 9.29 is considered Overvalued compared with the five-year average of 8.04. The fair price of First Business Financial Services Inc (FBIZ) is between 45.41 to 55.00 according to relative valuation methord. Compared to the current price of 55.34 USD , First Business Financial Services Inc is Overvalued By 0.62%.
Relative Value
Fair Zone
45.41-55.00
Current Price：55.34
0.62%
Overvalued
9.29
PE
1Y
3Y
5Y
0.00
EV/EBITDA
First Business Financial Services Inc. (FBIZ) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
First Business Financial Services Inc. (FBIZ) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.50
PS
First Business Financial Services Inc. (FBIZ) has a current PS of 2.50. The 5-year average PS is 2.11. The thresholds are as follows: Strongly Undervalued below 1.57, Undervalued between 1.57 and 1.84, Fairly Valued between 2.38 and 1.84, Overvalued between 2.38 and 2.65, and Strongly Overvalued above 2.65. The current Forward PS of 2.50 falls within the Overvalued range.
0.00
P/OCF
First Business Financial Services Inc. (FBIZ) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First Business Financial Services Inc. (FBIZ) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First Business Financial Services Inc (FBIZ) has a current Price-to-Book (P/B) ratio of 1.29. Compared to its 3-year average P/B ratio of 1.15 , the current P/B ratio is approximately 12.39% higher. Relative to its 5-year average P/B ratio of 1.14, the current P/B ratio is about 12.93% higher. First Business Financial Services Inc (FBIZ) has a Forward Free Cash Flow (FCF) yield of approximately 15.00%. Compared to its 3-year average FCF yield of 14.68%, the current FCF yield is approximately 2.21% lower. Relative to its 5-year average FCF yield of 14.50% , the current FCF yield is about 3.45% lower.
1.29
P/B
Median3y
1.15
Median5y
1.14
15.00
FCF Yield
Median3y
14.68
Median5y
14.50
Competitors Valuation Multiple
The average P/S ratio for FBIZ's competitors is 2.50, providing a benchmark for relative valuation. First Business Financial Services Inc Corp (FBIZ) exhibits a P/S ratio of 2.50, which is -0.15% above the industry average. Given its robust revenue growth of 12.77%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FBIZ increased by 4.88% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 29.34 to 35.58.
The secondary factor is the Revenue Growth, contributed 12.77%to the performance.
Overall, the performance of FBIZ in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is First Business Financial Services Inc (FBIZ) currently overvalued or undervalued?
First Business Financial Services Inc (FBIZ) is now in the Overvalued zone, suggesting that its current forward PE ratio of 9.29 is considered Overvalued compared with the five-year average of 8.04. The fair price of First Business Financial Services Inc (FBIZ) is between 45.41 to 55.00 according to relative valuation methord. Compared to the current price of 55.34 USD , First Business Financial Services Inc is Overvalued By 0.62% .
What is First Business Financial Services Inc (FBIZ) fair value?
FBIZ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Business Financial Services Inc (FBIZ) is between 45.41 to 55.00 according to relative valuation methord.
How does FBIZ's valuation metrics compare to the industry average?
The average P/S ratio for FBIZ's competitors is 2.50, providing a benchmark for relative valuation. First Business Financial Services Inc Corp (FBIZ) exhibits a P/S ratio of 2.50, which is -0.15% above the industry average. Given its robust revenue growth of 12.77%, this premium appears unsustainable.
What is the current P/B ratio for First Business Financial Services Inc (FBIZ) as of Jan 08 2026?
As of Jan 08 2026, First Business Financial Services Inc (FBIZ) has a P/B ratio of 1.29. This indicates that the market values FBIZ at 1.29 times its book value.
What is the current FCF Yield for First Business Financial Services Inc (FBIZ) as of Jan 08 2026?
As of Jan 08 2026, First Business Financial Services Inc (FBIZ) has a FCF Yield of 15.00%. This means that for every dollar of First Business Financial Services Inc’s market capitalization, the company generates 15.00 cents in free cash flow.
What is the current Forward P/E ratio for First Business Financial Services Inc (FBIZ) as of Jan 08 2026?
As of Jan 08 2026, First Business Financial Services Inc (FBIZ) has a Forward P/E ratio of 9.29. This means the market is willing to pay $9.29 for every dollar of First Business Financial Services Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for First Business Financial Services Inc (FBIZ) as of Jan 08 2026?
As of Jan 08 2026, First Business Financial Services Inc (FBIZ) has a Forward P/S ratio of 2.50. This means the market is valuing FBIZ at $2.50 for every dollar of expected revenue over the next 12 months.