ECBK Valuation

ECB Bancorp Inc

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17.220

+0.1(0.584%)1D

Overview
Forecast
Valuation
Earnings

ECBK Relative Valuation

ECBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ECBK is overvalued; if below, it's undervalued.

Historical Valuation

ECB Bancorp Inc (ECBK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of ECB Bancorp Inc (ECBK) is between to according to relative valuation methord.

Relative Value

Fair Zone

Current Price：17.12

Fair

0.00

Trailing

Forward

0.00

EV/EBITDA

ECB Bancorp Inc. (ECBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

ECB Bancorp Inc. (ECBK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

ECB Bancorp Inc. (ECBK) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.

0.00

P/OCF

ECB Bancorp Inc. (ECBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

ECB Bancorp Inc. (ECBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

ECB Bancorp Inc (ECBK) has a current Price-to-Book (P/B) ratio of 0.91. Compared to its 3-year average P/B ratio of 0.80 , the current P/B ratio is approximately 14.76% higher. Relative to its 5-year average P/B ratio of 0.82, the current P/B ratio is about 11.44% higher. ECB Bancorp Inc (ECBK) has a Forward Free Cash Flow (FCF) yield of approximately 4.30%. Compared to its 3-year average FCF yield of 4.36%, the current FCF yield is approximately -1.37% lower. Relative to its 5-year average FCF yield of 4.32% , the current FCF yield is about -0.50% lower.

0.91

P/B

Median3y

0.80

Median5y

0.82

4.30

FCF Yield

Median3y

4.36

Median5y

4.32

Competitors Valuation Multiple

The average P/S ratio for ECBK's competitors is 1.46, providing a benchmark for relative valuation. ECB Bancorp Inc Corp (ECBK) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 27.24%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Rhinebeck Bancorp Inc

Citizens Community Bancorp Inc

2.55

20.90%

161.58M

Performance Decomposition

Market capitalization of ECBK increased by 24.15% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 12.97 to 18.56.

The secondary factor is the Revenue Growth, contributed 27.24%to the performance.

Overall, the performance of ECBK in the past 1 year is driven by Margin Expansion. Which is more sustainable.

27.24%

6.10M → 7.76M

Revenue Growth

43.10%

12.97 → 18.56

Margin Expansion

-46.19%

49.69 → 26.74

P/E Change

24.15%