CPAY PE Ratio & Valuation,Is CPAY Overvalued

CPAY Relative Valuation

CPAY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CPAY is overvalued; if below, it's undervalued.

Historical Valuation

Corpay Inc (CPAY) is now in the Undervalued zone, suggesting that its current forward PE ratio of 12.52 is considered Undervalued compared with the five-year average of 15.01. The fair price of Corpay Inc (CPAY) is between 472.95 to 583.53 according to relative valuation methord. Compared to the current price of 320.62 USD , Corpay Inc is Undervalued By 32.21%.

Relative Value

Fair Zone

472.95-583.53

Current Price：320.62

32.21%

Undervalued

12.52

10.13

EV/EBITDA

Corpay Inc. (CPAY) has a current EV/EBITDA of 10.13. The 5-year average EV/EBITDA is 12.46. The thresholds are as follows: Strongly Undervalued below 8.25, Undervalued between 8.25 and 10.36, Fairly Valued between 14.57 and 10.36, Overvalued between 14.57 and 16.68, and Strongly Overvalued above 16.68. The current Forward EV/EBITDA of 10.13 falls within the Undervalued range.

11.89

EV/EBIT

Corpay Inc. (CPAY) has a current EV/EBIT of 11.89. The 5-year average EV/EBIT is 15.04. The thresholds are as follows: Strongly Undervalued below 9.75, Undervalued between 9.75 and 12.39, Fairly Valued between 17.68 and 12.39, Overvalued between 17.68 and 20.33, and Strongly Overvalued above 20.33. The current Forward EV/EBIT of 11.89 falls within the Undervalued range.

4.13

Corpay Inc. (CPAY) has a current PS of 4.13. The 5-year average PS is 5.35. The thresholds are as follows: Strongly Undervalued below 2.81, Undervalued between 2.81 and 4.08, Fairly Valued between 6.61 and 4.08, Overvalued between 6.61 and 7.88, and Strongly Overvalued above 7.88. The current Forward PS of 4.13 falls within the Historic Trend Line -Fairly Valued range.

10.71

P/OCF

Corpay Inc. (CPAY) has a current P/OCF of 10.71. The 5-year average P/OCF is 13.66. The thresholds are as follows: Strongly Undervalued below 6.27, Undervalued between 6.27 and 9.97, Fairly Valued between 17.36 and 9.97, Overvalued between 17.36 and 21.06, and Strongly Overvalued above 21.06. The current Forward P/OCF of 10.71 falls within the Historic Trend Line -Fairly Valued range.

14.72

P/FCF

Corpay Inc. (CPAY) has a current P/FCF of 14.72. The 5-year average P/FCF is 15.91. The thresholds are as follows: Strongly Undervalued below 9.92, Undervalued between 9.92 and 12.91, Fairly Valued between 18.90 and 12.91, Overvalued between 18.90 and 21.89, and Strongly Overvalued above 21.89. The current Forward P/FCF of 14.72 falls within the Historic Trend Line -Fairly Valued range.

Corpay Inc (CPAY) has a current Price-to-Book (P/B) ratio of 5.17. Compared to its 3-year average P/B ratio of 6.44 , the current P/B ratio is approximately -19.83% higher. Relative to its 5-year average P/B ratio of 6.41, the current P/B ratio is about -19.42% higher. Corpay Inc (CPAY) has a Forward Free Cash Flow (FCF) yield of approximately 5.44%. Compared to its 3-year average FCF yield of 7.47%, the current FCF yield is approximately -27.18% lower. Relative to its 5-year average FCF yield of 6.50% , the current FCF yield is about -16.31% lower.

5.17

P/B

Median3y

6.44

Median5y

6.41

5.44

FCF Yield

Median3y

7.47

Median5y

6.50

Competitors Valuation Multiple

The average P/S ratio for CPAY's competitors is 3.59, providing a benchmark for relative valuation. Corpay Inc Corp (CPAY) exhibits a P/S ratio of 4.13, which is 15.04% above the industry average. Given its robust revenue growth of 13.92%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of CPAY decreased by 15.73% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 1.03B to 1.17B.

The secondary factor is the Margin Expansion, contributed -11.55%to the performance.

Overall, the performance of CPAY in the past 1 year is driven by Revenue Growth. Which is more sustainable.

13.92%

1.03B → 1.17B

Revenue Growth

-11.55%

26.84 → 23.74

Margin Expansion

-18.10%

24.93 → 20.42

P/E Change

-15.73%

380.49 → 320.62

Mkt Cap Growth

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Frequently Asked Questions

Is Corpay Inc (CPAY) currently overvalued or undervalued?

What is Corpay Inc (CPAY) fair value?

CPAY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Corpay Inc (CPAY) is between 472.95 to 583.53 according to relative valuation methord.

How does CPAY's valuation metrics compare to the industry average?

What is the current P/B ratio for Corpay Inc (CPAY) as of Jan 08 2026?

As of Jan 08 2026, Corpay Inc (CPAY) has a P/B ratio of 5.17. This indicates that the market values CPAY at 5.17 times its book value.

What is the current FCF Yield for Corpay Inc (CPAY) as of Jan 08 2026?

As of Jan 08 2026, Corpay Inc (CPAY) has a FCF Yield of 5.44%. This means that for every dollar of Corpay Inc’s market capitalization, the company generates 5.44 cents in free cash flow.

What is the current Forward P/E ratio for Corpay Inc (CPAY) as of Jan 08 2026?

As of Jan 08 2026, Corpay Inc (CPAY) has a Forward P/E ratio of 12.52. This means the market is willing to pay $12.52 for every dollar of Corpay Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Corpay Inc (CPAY) as of Jan 08 2026?

As of Jan 08 2026, Corpay Inc (CPAY) has a Forward P/S ratio of 4.13. This means the market is valuing CPAY at $4.13 for every dollar of expected revenue over the next 12 months.

CPAY Valuation