Historical Valuation
CNFinance Holdings Ltd (CNF) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.33 is considered Undervalued compared with the five-year average of 270.61. The fair price of CNFinance Holdings Ltd (CNF) is between 7.68 to 14.87 according to relative valuation methord. Compared to the current price of 5.22 USD , CNFinance Holdings Ltd is Undervalued By 32.01%.
Relative Value
Fair Zone
7.68-14.87
Current Price：5.22
32.01%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
CNFinance Holdings Ltd (CNF) has a current Price-to-Book (P/B) ratio of 0.07. Compared to its 3-year average P/B ratio of 0.20 , the current P/B ratio is approximately -64.33% higher. Relative to its 5-year average P/B ratio of 0.28, the current P/B ratio is about -74.09% higher. CNFinance Holdings Ltd (CNF) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 39.53%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 29.53% , the current FCF yield is about -100.00% lower.
P/B
Median3y
0.20
Median5y
0.28
FCF Yield
Median3y
39.53
Median5y
29.53
Competitors Valuation Multiple
AI Analysis for CNF
The average P/S ratio for CNF competitors is 1.10, providing a benchmark for relative valuation. CNFinance Holdings Ltd Corp (CNF.N) exhibits a P/S ratio of 0.33, which is -70.11% above the industry average. Given its robust revenue growth of -28.97%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for CNF
1Y
3Y
5Y
Market capitalization of CNF increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CNF in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is CNF currently overvalued or undervalued?
CNFinance Holdings Ltd (CNF) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.33 is considered Undervalued compared with the five-year average of 270.61. The fair price of CNFinance Holdings Ltd (CNF) is between 7.68 to 14.87 according to relative valuation methord. Compared to the current price of 5.22 USD , CNFinance Holdings Ltd is Undervalued By 32.01% .
What is CNFinance Holdings Ltd (CNF) fair value?
CNF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of CNFinance Holdings Ltd (CNF) is between 7.68 to 14.87 according to relative valuation methord.
How does CNF's valuation metrics compare to the industry average?
The average P/S ratio for CNF's competitors is 1.10, providing a benchmark for relative valuation. CNFinance Holdings Ltd Corp (CNF) exhibits a P/S ratio of 0.33, which is -70.11% above the industry average. Given its robust revenue growth of -28.97%, this premium appears unsustainable.
What is the current P/B ratio for CNFinance Holdings Ltd (CNF) as of Jan 09 2026?
As of Jan 09 2026, CNFinance Holdings Ltd (CNF) has a P/B ratio of 0.07. This indicates that the market values CNF at 0.07 times its book value.
What is the current FCF Yield for CNFinance Holdings Ltd (CNF) as of Jan 09 2026?
As of Jan 09 2026, CNFinance Holdings Ltd (CNF) has a FCF Yield of 0.00%. This means that for every dollar of CNFinance Holdings Ltd’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for CNFinance Holdings Ltd (CNF) as of Jan 09 2026?
As of Jan 09 2026, CNFinance Holdings Ltd (CNF) has a Forward P/E ratio of 2097.93. This means the market is willing to pay $2097.93 for every dollar of CNFinance Holdings Ltd’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for CNFinance Holdings Ltd (CNF) as of Jan 09 2026?
As of Jan 09 2026, CNFinance Holdings Ltd (CNF) has a Forward P/S ratio of 0.33. This means the market is valuing CNF at $0.33 for every dollar of expected revenue over the next 12 months.