CLOV Earnings

CLOV reported its FY2025Q3 earnings on 2025-11-04, showcasing a revenue of 497.00M against an estimate of 471.00M, resulting in a 5.43% surprise. The EPS was -0.05, surpassing the expected 0.02 by -350% . The stock experienced a -15.77% price change on the earnings day and a -26.14% change over the next five days, reflecting market reactions to the results.

Following CLOV's FY2025Q3 earnings announcement on 2025-11-04, the stock price moved by -15.77% on the day of the release. Over the subsequent five days, it saw a -26.14% change. Historically, CLOV's stock price tends to shift by an average of -5.29% in the 10 days leading up to earnings and +4.17% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate CLOV’s annual revenue to reach 467.00M, while the EPS is projected at 0.00. These estimates reflect recent revisions, with revenue estimates revised Revenue Revise Downward by -0.29% and EPS estimates Revise Downward by -1.09% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between CLOV's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were Revise Downward by -0.29%, while EPS estimates moved Revise Downward by -1.09% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, CLOV's stock price typically moves by -5.29% in the 10 days before its earnings and +4.17% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.00 and revenue of 467.00M.

The earnings call presents a mixed picture. While there is strong membership and revenue growth, profitability and star ratings have been negatively impacted. The Q&A section indicates management's confidence in addressing cost challenges and leveraging strategic growth initiatives. However, lowered guidance for 2025 EBITDA and ongoing cost pressures temper the positive aspects. The lack of clear guidance improvement and financial strain from new members further contribute to a neutral sentiment, suggesting limited short-term stock price movement.