CLBK Relative Valuation
CLBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CLBK is overvalued; if below, it's undervalued.
Historical Valuation
Columbia Financial Inc (CLBK) is now in the Fair zone, suggesting that its current forward PE ratio of 25.70 is considered Fairly compared with the five-year average of 41.84. The fair price of Columbia Financial Inc (CLBK) is between 12.56 to 37.23 according to relative valuation methord.
Relative Value
Fair Zone
12.56-37.23
Current Price：16.95
Fair
25.53
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Columbia Financial Inc. (CLBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Columbia Financial Inc. (CLBK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
7.20
PS
Columbia Financial Inc. (CLBK) has a current PS of 7.20. The 5-year average PS is 8.62. The thresholds are as follows: Strongly Undervalued below 6.21, Undervalued between 6.21 and 7.42, Fairly Valued between 9.83 and 7.42, Overvalued between 9.83 and 11.04, and Strongly Overvalued above 11.04. The current Forward PS of 7.20 falls within the Undervalued range.
0.00
P/OCF
Columbia Financial Inc. (CLBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Columbia Financial Inc. (CLBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Columbia Financial Inc (CLBK) has a current Price-to-Book (P/B) ratio of 1.56. Compared to its 3-year average P/B ratio of 1.64 , the current P/B ratio is approximately -5.18% higher. Relative to its 5-year average P/B ratio of 1.79, the current P/B ratio is about -13.16% higher. Columbia Financial Inc (CLBK) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 2.84%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 3.48% , the current FCF yield is about -100.00% lower.
1.55
P/B
Median3y
1.64
Median5y
1.79
3.59
FCF Yield
Median3y
2.84
Median5y
3.48
Competitors Valuation Multiple
The average P/S ratio for CLBK's competitors is , providing a benchmark for relative valuation. Columbia Financial Inc Corp (CLBK) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 22.58%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CLBK increased by 6.58% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 11.39 to 22.34.
The secondary factor is the Revenue Growth, contributed 22.58%to the performance.
Overall, the performance of CLBK in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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