Historical Valuation
Columbia Financial Inc (CLBK) is now in the Fair zone, suggesting that its current forward PE ratio of 23.36 is considered Fairly compared with the five-year average of 41.97. The fair price of Columbia Financial Inc (CLBK) is between 12.82 to 37.26 according to relative valuation methord.
Relative Value
Fair Zone
12.82-37.26
Current Price：15.30
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Columbia Financial Inc (CLBK) has a current Price-to-Book (P/B) ratio of 1.42. Compared to its 3-year average P/B ratio of 1.62 , the current P/B ratio is approximately -12.61% higher. Relative to its 5-year average P/B ratio of 1.79, the current P/B ratio is about -20.95% higher. Columbia Financial Inc (CLBK) has a Forward Free Cash Flow (FCF) yield of approximately 3.95%. Compared to its 3-year average FCF yield of 2.77%, the current FCF yield is approximately 42.44% lower. Relative to its 5-year average FCF yield of 3.54% , the current FCF yield is about 11.51% lower.
P/B
Median3y
1.62
Median5y
1.79
FCF Yield
Median3y
2.77
Median5y
3.54
Competitors Valuation Multiple
AI Analysis for CLBK
The average P/S ratio for CLBK competitors is 3.64, providing a benchmark for relative valuation. Columbia Financial Inc Corp (CLBK.O) exhibits a P/S ratio of 6.54, which is 79.71% above the industry average. Given its robust revenue growth of 22.58%, this premium appears sustainable.
Performance Decomposition
AI Analysis for CLBK
1Y
3Y
5Y
Market capitalization of CLBK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CLBK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CLBK currently overvalued or undervalued?
Columbia Financial Inc (CLBK) is now in the Fair zone, suggesting that its current forward PE ratio of 23.36 is considered Fairly compared with the five-year average of 41.97. The fair price of Columbia Financial Inc (CLBK) is between 12.82 to 37.26 according to relative valuation methord.
What is Columbia Financial Inc (CLBK) fair value?
CLBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Columbia Financial Inc (CLBK) is between 12.82 to 37.26 according to relative valuation methord.
How does CLBK's valuation metrics compare to the industry average?
The average P/S ratio for CLBK's competitors is 3.64, providing a benchmark for relative valuation. Columbia Financial Inc Corp (CLBK) exhibits a P/S ratio of 6.54, which is 79.71% above the industry average. Given its robust revenue growth of 22.58%, this premium appears sustainable.
What is the current P/B ratio for Columbia Financial Inc (CLBK) as of Jan 10 2026?
As of Jan 10 2026, Columbia Financial Inc (CLBK) has a P/B ratio of 1.42. This indicates that the market values CLBK at 1.42 times its book value.
What is the current FCF Yield for Columbia Financial Inc (CLBK) as of Jan 10 2026?
As of Jan 10 2026, Columbia Financial Inc (CLBK) has a FCF Yield of 3.95%. This means that for every dollar of Columbia Financial Inc’s market capitalization, the company generates 3.95 cents in free cash flow.
What is the current Forward P/E ratio for Columbia Financial Inc (CLBK) as of Jan 10 2026?
As of Jan 10 2026, Columbia Financial Inc (CLBK) has a Forward P/E ratio of 23.36. This means the market is willing to pay $23.36 for every dollar of Columbia Financial Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Columbia Financial Inc (CLBK) as of Jan 10 2026?
As of Jan 10 2026, Columbia Financial Inc (CLBK) has a Forward P/S ratio of 6.54. This means the market is valuing CLBK at $6.54 for every dollar of expected revenue over the next 12 months.