CCNE Valuation

CNB Financial Corp

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26.010

-0.07(-0.268%)1D

Overview
Forecast
Valuation
Earnings

CCNE Relative Valuation

CCNE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CCNE is overvalued; if below, it's undervalued.

Historical Valuation

CNB Financial Corp (CCNE) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.09 is considered Undervalued compared with the five-year average of 8.65. The fair price of CNB Financial Corp (CCNE) is between 26.93 to 32.23 according to relative valuation methord. Compared to the current price of 26.05 USD , CNB Financial Corp is Undervalued By 3.27%.

Relative Value

Fair Zone

26.93-32.23

Current Price：26.05

3.27%

Undervalued

8.09

Trailing

Forward

0.00

EV/EBITDA

CNB Financial Corp. (CCNE) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

CNB Financial Corp. (CCNE) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.60

CNB Financial Corp. (CCNE) has a current PS of 2.60. The 5-year average PS is 2.28. The thresholds are as follows: Strongly Undervalued below 1.70, Undervalued between 1.70 and 1.99, Fairly Valued between 2.58 and 1.99, Overvalued between 2.58 and 2.87, and Strongly Overvalued above 2.87. The current Forward PS of 2.60 falls within the Overvalued range.

0.00

P/OCF

CNB Financial Corp. (CCNE) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

CNB Financial Corp. (CCNE) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.94. The thresholds are as follows: Strongly Undervalued below -7.33, Undervalued between -7.33 and -3.20, Fairly Valued between 5.07 and -3.20, Overvalued between 5.07 and 9.20, and Strongly Overvalued above 9.20. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

CNB Financial Corp (CCNE) has a current Price-to-Book (P/B) ratio of 0.94. Compared to its 3-year average P/B ratio of 0.90 , the current P/B ratio is approximately 4.56% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -3.82% higher. CNB Financial Corp (CCNE) has a Forward Free Cash Flow (FCF) yield of approximately 8.95%. Compared to its 3-year average FCF yield of 9.83%, the current FCF yield is approximately -8.98% lower. Relative to its 5-year average FCF yield of 9.70% , the current FCF yield is about -7.68% lower.

0.94

P/B

Median3y

0.90

Median5y

0.98

8.95

FCF Yield

Median3y

9.83

Median5y

9.70

Competitors Valuation Multiple

The average P/S ratio for CCNE's competitors is 2.99, providing a benchmark for relative valuation. CNB Financial Corp Corp (CCNE) exhibits a P/S ratio of 2.58, which is -13.63% above the industry average. Given its robust revenue growth of 14.99%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Equity Bancshares Inc

Metrocity Bankshares Inc

Capital City Bank Group Inc

2.86

7.12%

736.25M

Performance Decomposition

Market capitalization of CCNE increased by 9.89% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 44.95M to 51.69M.

The secondary factor is the P/E Change, contributed 1.22%to the performance.

Overall, the performance of CCNE in the past 1 year is driven by Revenue Growth. Which is more sustainable.

14.99%

44.95M → 51.69M

Revenue Growth

-6.32%

28.82 → 27.00

Margin Expansion

1.22%

10.83 → 10.96

P/E Change

9.89%