CBNK Valuation

Capital Bancorp Inc

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33.990

-0.51(-1.478%)1D

Overview
Forecast
Valuation
Earnings

CBNK Relative Valuation

CBNK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CBNK is overvalued; if below, it's undervalued.

Historical Valuation

Capital Bancorp Inc (CBNK) is now in the Fair zone, suggesting that its current forward PE ratio of 9.86 is considered Fairly compared with the five-year average of 8.67. The fair price of Capital Bancorp Inc (CBNK) is between 28.19 to 34.70 according to relative valuation methord.

Relative Value

Fair Zone

28.19-34.70

Current Price：33.99

Fair

9.86

Trailing

Forward

0.00

EV/EBITDA

Capital Bancorp Inc. (CBNK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Capital Bancorp Inc. (CBNK) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.22

Capital Bancorp Inc. (CBNK) has a current PS of 2.22. The 5-year average PS is 1.73. The thresholds are as follows: Strongly Undervalued below 1.10, Undervalued between 1.10 and 1.42, Fairly Valued between 2.05 and 1.42, Overvalued between 2.05 and 2.37, and Strongly Overvalued above 2.37. The current Forward PS of 2.22 falls within the Overvalued range.

0.00

P/OCF

Capital Bancorp Inc. (CBNK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Capital Bancorp Inc. (CBNK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Capital Bancorp Inc (CBNK) has a current Price-to-Book (P/B) ratio of 1.48. Compared to its 3-year average P/B ratio of 1.28 , the current P/B ratio is approximately 15.48% higher. Relative to its 5-year average P/B ratio of 1.40, the current P/B ratio is about 5.97% higher. Capital Bancorp Inc (CBNK) has a Forward Free Cash Flow (FCF) yield of approximately 7.40%. Compared to its 3-year average FCF yield of 13.08%, the current FCF yield is approximately -43.42% lower. Relative to its 5-year average FCF yield of 15.62% , the current FCF yield is about -52.60% lower.

1.48

P/B

Median3y

1.28

Median5y

1.40

7.40

FCF Yield

Median3y

13.08

Median5y

15.62

Competitors Valuation Multiple

The average P/S ratio for CBNK's competitors is 2.56, providing a benchmark for relative valuation. Capital Bancorp Inc Corp (CBNK) exhibits a P/S ratio of 2.22, which is -13.34% above the industry average. Given its robust revenue growth of 42.44%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Alerus Financial Corp

Farmers National Banc Corp

Performance Decomposition

Market capitalization of CBNK increased by 32.72% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 36.68M to 52.25M.

The secondary factor is the Margin Expansion, contributed 12.38%to the performance.

Overall, the performance of CBNK in the past 1 year is driven by Revenue Growth. Which is more sustainable.

42.44%

36.68M → 52.25M

Revenue Growth

12.38%

22.37 → 25.14

Margin Expansion

-22.10%

16.25 → 12.66

P/E Change

32.72%