CBAN Relative Valuation
CBAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CBAN is overvalued; if below, it's undervalued.
Historical Valuation
Colony Bankcorp Inc (CBAN) is now in the Fair zone, suggesting that its current forward PE ratio of 8.81 is considered Fairly compared with the five-year average of 9.50. The fair price of Colony Bankcorp Inc (CBAN) is between 18.02 to 23.39 according to relative valuation methord.
Relative Value
Fair Zone
18.02-23.39
Current Price：18.17
Fair
8.81
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Colony Bankcorp Inc. (CBAN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Colony Bankcorp Inc. (CBAN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
1.92
PS
Colony Bankcorp Inc. (CBAN) has a current PS of 1.92. The 5-year average PS is 1.93. The thresholds are as follows: Strongly Undervalued below 1.24, Undervalued between 1.24 and 1.58, Fairly Valued between 2.27 and 1.58, Overvalued between 2.27 and 2.62, and Strongly Overvalued above 2.62. The current Forward PS of 1.92 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Colony Bankcorp Inc. (CBAN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Colony Bankcorp Inc. (CBAN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Colony Bankcorp Inc (CBAN) has a current Price-to-Book (P/B) ratio of 1.02. Compared to its 3-year average P/B ratio of 0.89 , the current P/B ratio is approximately 14.56% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 4.69% higher. Colony Bankcorp Inc (CBAN) has a Forward Free Cash Flow (FCF) yield of approximately 14.12%. Compared to its 3-year average FCF yield of 12.98%, the current FCF yield is approximately 8.79% lower. Relative to its 5-year average FCF yield of 9.90% , the current FCF yield is about 42.64% lower.
1.02
P/B
Median3y
0.89
Median5y
0.98
14.12
FCF Yield
Median3y
12.98
Median5y
9.90
Competitors Valuation Multiple
The average P/S ratio for CBAN's competitors is 3.02, providing a benchmark for relative valuation. Colony Bankcorp Inc Corp (CBAN) exhibits a P/S ratio of 1.92, which is -36.24% above the industry average. Given its robust revenue growth of 11.05%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CBAN increased by 6.11% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 26.33M to 29.23M.
The secondary factor is the P/E Change, contributed 1.94%to the performance.
Overall, the performance of CBAN in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
PLBC
Plumas Bancorp
45.285USD
2.34%
PAL
Proficient Auto Logistics Inc
10.36USD
2.78%
EM
Smart Share Global Ltd
1.15USD
0.00%
VYGR
Voyager Therapeutics Inc
4.06USD
-0.73%
NVX
NOVONIX Ltd
1.58USD
13.67%
HDSN
Hudson Technologies Inc
7.065USD
0.36%
ACRS
Aclaris Therapeutics Inc
2.615USD
-2.43%
ATGL
Alpha Technology Group Ltd
20USD
-0.10%
FOA
Finance of America Companies Inc
22.7USD
2.85%
Frequently Asked Questions
Is Colony Bankcorp Inc (CBAN) currently overvalued or undervalued?
Colony Bankcorp Inc (CBAN) is now in the Fair zone, suggesting that its current forward PE ratio of 8.81 is considered Fairly compared with the five-year average of 9.50. The fair price of Colony Bankcorp Inc (CBAN) is between 18.02 to 23.39 according to relative valuation methord.
What is Colony Bankcorp Inc (CBAN) fair value?
CBAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Colony Bankcorp Inc (CBAN) is between 18.02 to 23.39 according to relative valuation methord.
How does CBAN's valuation metrics compare to the industry average?
The average P/S ratio for CBAN's competitors is 3.02, providing a benchmark for relative valuation. Colony Bankcorp Inc Corp (CBAN) exhibits a P/S ratio of 1.92, which is -36.24% above the industry average. Given its robust revenue growth of 11.05%, this premium appears unsustainable.
What is the current P/B ratio for Colony Bankcorp Inc (CBAN) as of Jan 08 2026?
As of Jan 08 2026, Colony Bankcorp Inc (CBAN) has a P/B ratio of 1.02. This indicates that the market values CBAN at 1.02 times its book value.
What is the current FCF Yield for Colony Bankcorp Inc (CBAN) as of Jan 08 2026?
As of Jan 08 2026, Colony Bankcorp Inc (CBAN) has a FCF Yield of 14.12%. This means that for every dollar of Colony Bankcorp Inc’s market capitalization, the company generates 14.12 cents in free cash flow.
What is the current Forward P/E ratio for Colony Bankcorp Inc (CBAN) as of Jan 08 2026?
As of Jan 08 2026, Colony Bankcorp Inc (CBAN) has a Forward P/E ratio of 8.81. This means the market is willing to pay $8.81 for every dollar of Colony Bankcorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Colony Bankcorp Inc (CBAN) as of Jan 08 2026?
As of Jan 08 2026, Colony Bankcorp Inc (CBAN) has a Forward P/S ratio of 1.92. This means the market is valuing CBAN at $1.92 for every dollar of expected revenue over the next 12 months.