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CBAN Valuation

Colony Bankcorp Inc
$
16.820
+0.39(2.374%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

CBAN Relative Valuation

CBAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CBAN is overvalued; if below, it's undervalued.

Historical Valuation

Colony Bankcorp Inc (CBAN) is now in the Fair zone, suggesting that its current forward PE ratio of 8.53 is considered Fairly compared with the five-year average of 9.46. The fair price of Colony Bankcorp Inc (CBAN) is between 16.58 to 21.81 according to relative valuation methord.
Relative Value
Fair Zone
16.58-21.81
Current Price:16.82
Fair
8.53
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Colony Bankcorp Inc. (CBAN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Colony Bankcorp Inc. (CBAN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
1.80
PS
Colony Bankcorp Inc. (CBAN) has a current PS of 1.80. The 5-year average PS is 1.89. The thresholds are as follows: Strongly Undervalued below 1.12, Undervalued between 1.12 and 1.51, Fairly Valued between 2.27 and 1.51, Overvalued between 2.27 and 2.65, and Strongly Overvalued above 2.65. The current Forward PS of 1.80 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Colony Bankcorp Inc. (CBAN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Colony Bankcorp Inc. (CBAN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Colony Bankcorp Inc (CBAN) has a current Price-to-Book (P/B) ratio of 0.95. Compared to its 3-year average P/B ratio of 0.90 , the current P/B ratio is approximately 5.79% higher. Relative to its 5-year average P/B ratio of 0.96, the current P/B ratio is about -1.19% higher. Colony Bankcorp Inc (CBAN) has a Forward Free Cash Flow (FCF) yield of approximately 17.88%. Compared to its 3-year average FCF yield of 11.81%, the current FCF yield is approximately 51.33% lower. Relative to its 5-year average FCF yield of 7.17% , the current FCF yield is about 149.22% lower.
0.95
P/B
Median3y
0.90
Median5y
0.96
17.88
FCF Yield
Median3y
11.81
Median5y
7.17

Competitors Valuation Multiple

The average P/S ratio for CBAN's competitors is 2.67, providing a benchmark for relative valuation. Colony Bankcorp Inc Corp (CBAN) exhibits a P/S ratio of 1.80, which is -32.64% above the industry average. Given its robust revenue growth of -8.58%, this premium appears unsustainable.

Performance Decomposition

1Y
3Y
5Y
Market capitalization of CBAN increased by 10.26% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 21.19 to 33.78.
The secondary factor is the Revenue Growth, contributed -8.58%to the performance.
Overall, the performance of CBAN in the past 1 year is driven by Margin Expansion. Which is more sustainable.
-8.58%
25.83M → 23.62M
Revenue Growth
+
59.41%
21.19 → 33.78
Margin Expansion
+
-40.57%
17.24 → 10.24
P/E Change
=
10.26%
14.90 → 16.43
Mkt Cap Growth

FAQ

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Is Colony Bankcorp Inc (CBAN) currently overvalued or undervalued?

Colony Bankcorp Inc (CBAN) is now in the Fair zone, suggesting that its current forward PE ratio of 8.53 is considered Fairly compared with the five-year average of 9.46. The fair price of Colony Bankcorp Inc (CBAN) is between 16.58 to 21.81 according to relative valuation methord.
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What is Colony Bankcorp Inc (CBAN) fair value?

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How does CBAN's valuation metrics compare to the industry average?

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What is the current P/B ratio for Colony Bankcorp Inc (CBAN) as of Aug 13 2025?

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What is the current FCF Yield for Colony Bankcorp Inc (CBAN) as of Aug 13 2025?

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What is the current Forward P/E ratio for Colony Bankcorp Inc (CBAN) as of Aug 13 2025?

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What is the current Forward P/S ratio for Colony Bankcorp Inc (CBAN) as of Aug 13 2025?