CBAN PE Ratio & Valuation,Is CBAN Overvalued

CBAN Relative Valuation

CBAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CBAN is overvalued; if below, it's undervalued.

Historical Valuation

Colony Bankcorp Inc (CBAN) is now in the Fair zone, suggesting that its current forward PE ratio of 9.13 is considered Fairly compared with the five-year average of 9.48. The fair price of Colony Bankcorp Inc (CBAN) is between 17.24 to 22.53 according to relative valuation methord.

Relative Value

Fair Zone

17.24-22.53

Current Price：18.48

Fair

9.13

0.00

EV/EBITDA

Colony Bankcorp Inc. (CBAN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Colony Bankcorp Inc. (CBAN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

1.99

Colony Bankcorp Inc. (CBAN) has a current PS of 1.99. The 5-year average PS is 1.92. The thresholds are as follows: Strongly Undervalued below 1.22, Undervalued between 1.22 and 1.57, Fairly Valued between 2.27 and 1.57, Overvalued between 2.27 and 2.62, and Strongly Overvalued above 2.62. The current Forward PS of 1.99 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Colony Bankcorp Inc. (CBAN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Colony Bankcorp Inc. (CBAN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Colony Bankcorp Inc (CBAN) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 0.89 , the current P/B ratio is approximately 18.76% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 8.55% higher. Colony Bankcorp Inc (CBAN) has a Forward Free Cash Flow (FCF) yield of approximately 13.63%. Compared to its 3-year average FCF yield of 12.99%, the current FCF yield is approximately 4.94% lower. Relative to its 5-year average FCF yield of 9.47% , the current FCF yield is about 43.95% lower.

1.06

P/B

Median3y

0.89

Median5y

0.98

13.63

FCF Yield

Median3y

12.99

Median5y

9.47

Competitors Valuation Multiple

The average P/S ratio for CBAN's competitors is 2.98, providing a benchmark for relative valuation. Colony Bankcorp Inc Corp (CBAN) exhibits a P/S ratio of 1.99, which is -33.2% above the industry average. Given its robust revenue growth of 11.05%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of CBAN increased by 13.69% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 26.33M to 29.23M.

The secondary factor is the P/E Change, contributed 9.52%to the performance.

Overall, the performance of CBAN in the past 1 year is driven by Revenue Growth. Which is more sustainable.

11.05%

26.33M → 29.23M

Revenue Growth

-6.88%

21.38 → 19.91

Margin Expansion

9.52%

10.53 → 11.54

P/E Change

13.69%

16.14 → 18.35

Mkt Cap Growth

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Frequently Asked Questions

Is Colony Bankcorp Inc (CBAN) currently overvalued or undervalued?

What is Colony Bankcorp Inc (CBAN) fair value?

CBAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Colony Bankcorp Inc (CBAN) is between 17.24 to 22.53 according to relative valuation methord.

How does CBAN's valuation metrics compare to the industry average?

The average P/S ratio for CBAN's competitors is 2.98, providing a benchmark for relative valuation. Colony Bankcorp Inc Corp (CBAN) exhibits a P/S ratio of 1.99, which is -33.20% above the industry average. Given its robust revenue growth of 11.05%, this premium appears unsustainable.

What is the current P/B ratio for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

As of Dec 15 2025, Colony Bankcorp Inc (CBAN) has a P/B ratio of 1.06. This indicates that the market values CBAN at 1.06 times its book value.

What is the current FCF Yield for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

As of Dec 15 2025, Colony Bankcorp Inc (CBAN) has a FCF Yield of 13.63%. This means that for every dollar of Colony Bankcorp Inc’s market capitalization, the company generates 13.63 cents in free cash flow.

What is the current Forward P/E ratio for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

As of Dec 15 2025, Colony Bankcorp Inc (CBAN) has a Forward P/E ratio of 9.13. This means the market is willing to pay $9.13 for every dollar of Colony Bankcorp Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

As of Dec 15 2025, Colony Bankcorp Inc (CBAN) has a Forward P/S ratio of 1.99. This means the market is valuing CBAN at $1.99 for every dollar of expected revenue over the next 12 months.

CBAN Valuation

CBAN Valuation

CBAN Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is Colony Bankcorp Inc (CBAN) currently overvalued or undervalued?

What is Colony Bankcorp Inc (CBAN) fair value?

How does CBAN's valuation metrics compare to the industry average?

What is the current P/B ratio for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

What is the current FCF Yield for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

What is the current Forward P/E ratio for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?

What is the current Forward P/S ratio for Colony Bankcorp Inc (CBAN) as of Dec 15 2025?