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CARV Overview

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Intellectia

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High
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Open
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VWAP
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Vol
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Mkt Cap
6.78M
Low
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Amount
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EV/EBITDA(TTM)
--
Total Shares
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EV
16.22M
EV/OCF(TTM)
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P/S(TTM)
0.41
Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank (Carver Federal), a federally chartered savings bank. The Company conducts business as a unitary savings and loan holding company. Carver Federal is engaged in a range of consumer and commercial banking services. Carver Federal provides deposit products, including demand, savings and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its local market area within New York City. In addition to deposit products, Carver Federal offers a number of other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay and telephone banking. Carver Federal offers loan products covering a variety of asset classes, including commercial and multifamily mortgages, and business loans. Carver Federal also offers a suite of products and services for unbanked and underbanked consumers, branded as Carver Community Cash.
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Events Timeline

(ET)
2025-11-21
11:36:05
Dream Chasers Urges Carver Board to Convene Urgent Special Meeting
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2025-11-19 (ET)
2025-11-19
11:03:53
Dream Chasers urges Carver board to overturn delisting decision
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2025-11-18 (ET)
2025-11-18
17:09:07
Carver Bancorp Plans to Withdraw from Nasdaq Listing
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2025-11-05 (ET)
2025-11-05
08:39:28
Carver Bancorp unveils extensive initiative to modernize its board of directors
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2025-09-23 (ET)
2025-09-23
09:19:07
Dream Chasers Seeks Bidders for Carver Bancorp Deal
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2024-12-09 (ET)
2024-12-09
08:37:46
Dream Chasers urgers Carver Bancorp shareholders to vote for its board nominees
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2024-12-02 (ET)
2024-12-02
07:38:21
Dream Chasers urger shareholders to drive change at Carver Bancorp
select
2024-11-11 (ET)
2024-11-11
08:07:26
Carver Bancorp shareholder Dream Chaser issues letter supporting board nominees
select

News

seekingalpha
5.0
03-23seekingalpha
Carver Bancorp Appoints New CFO
  • Executive Change: Carver Bancorp announced the appointment of Lisa Robinson Smith as Chief Financial Officer, who has served as the Deputy CFO since June 2025, replacing the retired Christina Maier, ensuring continuity and stability in financial management.
  • Extensive Financial Background: Prior to joining Carver Bancorp, Robinson Smith was Managing Director and Head of Financial Planning & Analysis at Guggenheim Investments, bringing valuable industry experience that can enhance the company's financial strategy and decision-making capabilities.
  • Retirement of Former CFO: The retirement of Christina Maier marks a significant shift in the company's management, with Robinson Smith's appointment aimed at leveraging her expertise to drive the company's future financial performance and market competitiveness.
  • Accumulated Industry Experience: Before her role at Guggenheim Investments, Robinson Smith held positions at JPMorgan Chase and Bear Stearns, and her extensive financial background is expected to provide Carver Bancorp with new perspectives and strategic insights.
PRnewswire
5.0
03-23PRnewswire
Carver Bancorp Appoints New CFO to Drive Transformation
  • Executive Appointment: Carver Bancorp has appointed Lisa Robinson Smith as Chief Financial Officer, who has served as the Deputy CFO since June 2025, replacing the retired Christina Maier, reflecting the ongoing strengthening of the company's leadership team.
  • Strategic Transformation: Lisa's appointment is a crucial step in Carver's acceleration towards becoming a modern urban community bank, aiming to drive operational excellence and long-term sustainable profitability by building an executive team with the necessary expertise.
  • Extensive Experience: Lisa brings over 20 years of financial services experience, having served as Managing Director and Head of Financial Planning & Analysis at Guggenheim Investments, where she supported over $200 billion in assets under management, showcasing her deep expertise in financial management and strategic execution.
  • Mission-Driven Focus: Lisa stated her commitment to enhancing the Bank's financial performance management and capital planning, supporting Carver's mission to financially empower hardworking New Yorkers and drive community economic development.
seekingalpha
2.0
03-16seekingalpha
Carver Bancorp Cancels Over $1 Million in Interest Obligations
  • Interest Obligation Cancellation: Carver Bancorp has reached an agreement with institutional holders of its trust preferred securities to cancel over $1 million in interest obligations in exchange for 524,826 shares of common stock, thereby alleviating financial burdens and improving cash flow.
  • Impact on Shareholder Equity: This transaction will lead to dilution of the company's equity; however, by reducing interest expenses, it is expected to enhance future profitability and strengthen the company's competitive position in the market.
  • Approval Process: The transaction remains subject to customary approvals, which may affect its implementation timeline, prompting investors to monitor related developments to assess potential risks.
  • Stock Price Reaction: Carver Bancorp's stock price fell by 8.75% to $1.46, reflecting market caution regarding the transaction, which could impact investor confidence and short-term market performance.
PRnewswire
8.5
03-16PRnewswire
Carver Bancorp Signs Key Agreement to Strengthen Capital Position
  • Capital Structure Optimization: Carver Bancorp has entered into an agreement with Trust Preferred Securities holders to forgive over $1 million in interest obligations in exchange for 524,826 shares of common stock, significantly reducing the company's debt burden and enhancing capital flexibility.
  • Strategic Transformation Confidence: CEO Donald Felix stated that this exchange is a key part of the company's turnaround strategy aimed at strengthening the bank's capital base, enhancing its competitive edge, and driving profitability.
  • Community Development Mission: Designated as a Community Development Financial Institution by the U.S. Treasury, Carver Bancorp is committed to providing financial services to historically underserved communities, and this agreement will help better achieve its service goals and support local economic revitalization.
  • Advisory Support: Performance Trust Capital Partners, LLC served as the financial advisor for this transaction, ensuring its smooth execution and providing professional guidance, further bolstering market confidence in Carver Bancorp.
Newsfilter
7.0
03-16Newsfilter
Dream Chasers Exposes Secret Share Sale at Carver Bancorp
  • Secret Share Sale Exposed: Dream Chasers publicly reveals Carver Bancorp's 'Project George,' involving an unauthorized sale of 524,826 shares through a preferred-to-common conversion, aimed at manipulating voting power ahead of the upcoming shareholder meeting, severely undermining market integrity.
  • Board Blocks Qualified Nominees: While the Carver board uses technical 'deficiencies' to block qualified nominees like Moishe Gubin, who successfully grew OptimumBank's assets from $100 million to over $1.1 billion, they simultaneously engage in actions that dilute shareholder value, demonstrating a blatant disregard for shareholder interests.
  • Legal and Regulatory Violation Risks: Dream Chasers highlights that the board's creation of voting stock through preferred-to-common conversions violates fiduciary duties, and internal uncertainties regarding the 5% Federal Reserve threshold suggest attempts to bypass mandatory Change in Control regulations, exposing them to potential legal action.
  • Shareholder Oppression Tactics: The board's actions are accused of willfully unfair conduct aimed at drowning out the 70% retail shareholder mandate, with Dream Chasers warning the board of impending legal actions, including an immediate injunction and a shareholder class-action lawsuit, to protect shareholder rights.
Newsfilter
9.0
03-13Newsfilter
Dream Chasers Capital Group Responds to Board Actions
  • Shareholder Rights Erosion: Dream Chasers Capital Group (DCCG) expresses strong dissatisfaction with the Board's blocking of the nomination of successful banker Moishe Gubin, viewing this as a manipulation of corporate machinery backed by high-priced counsel, further disenfranchising shareholders and leading to a delisting from the more liquid markets to OTC.
  • Performance Transformation Example: Moishe Gubin's success at OptimumBank illustrates his strong turnaround capabilities, achieving a net income of $16.65 million in 2025, a 600% growth in core earnings since 2021, and increasing assets from $100 million to over $1.11 billion, showcasing exceptional management in the banking sector.
  • Governance Structure Concerns: DCCG is monitoring the emergence of Barry Mann as a 10% filer, fearing potential dilution of the 70% retail shareholder mandate, especially ahead of the upcoming 2026 Annual Meeting, urging shareholders to remain vigilant against any anti-takeover or dilutive actions.
  • Strong Retail Shareholder Support: With 70% backing from retail shareholders, DCCG is committed to fighting for their rights, emphasizing that any issuance of new stock should be subject to competitive bidding to protect shareholder interests and maintain Carver's intrinsic value.

Valuation Metrics

The current forward P/E ratio for Carver Bancorp Inc (CARV.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Carver Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

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Frequently Asked Questions

What is Carver Bancorp Inc (CARV) stock price today?

The current price of CARV is 0 USD — it has increased 0

What is Carver Bancorp Inc (CARV)'s business?

Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank (Carver Federal), a federally chartered savings bank. The Company conducts business as a unitary savings and loan holding company. Carver Federal is engaged in a range of consumer and commercial banking services. Carver Federal provides deposit products, including demand, savings and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its local market area within New York City. In addition to deposit products, Carver Federal offers a number of other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay and telephone banking. Carver Federal offers loan products covering a variety of asset classes, including commercial and multifamily mortgages, and business loans. Carver Federal also offers a suite of products and services for unbanked and underbanked consumers, branded as Carver Community Cash.

What is the price predicton of CARV Stock?

Wall Street analysts forecast CARV stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CARV is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Carver Bancorp Inc (CARV)'s revenue for the last quarter?

Carver Bancorp Inc revenue for the last quarter amounts to 5.13M USD, decreased -4.00

What is Carver Bancorp Inc (CARV)'s earnings per share (EPS) for the last quarter?

Carver Bancorp Inc. EPS for the last quarter amounts to -0.46 USD, increased 12.20

How many employees does Carver Bancorp Inc (CARV). have?

Carver Bancorp Inc (CARV) has 109 emplpoyees as of April 01 2026.

What is Carver Bancorp Inc (CARV) market cap?

Today CARV has the market capitalization of 6.78M USD.