Earning Analysis
Welcome to our in-depth analysis of Cadence Bank(CADE) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Cadence Bank earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
| FY2025Q3 | 2025-10-20 | After Hours | 0.78 | 0.81 | +3.85 | 523.25M | 519.27M | -0.76 | -3.86 | -1.54 |
| FY2025Q2 | 2025-07-23 | After Hours | 0.69 | 0.73 | +5.80 | 467.45M | 476.96M | +2.03 | -2.45 | -0.50 |
| FY2025Q1 | 2025-04-21 | After Hours | 0.64 | 0.71 | +10.94 | 451.05M | 448.54M | -0.56 | +1.12 | +4.57 |
| FY2024Q4 | 2025-01-22 | After Hours | 0.68 | 0.70 | +2.94 | 457.26M | 450.70M | -1.44 | -4.68 | -2.12 |
| FY2024Q3 | 2024-10-21 | After Hours | 0.63 | 0.73 | +15.87 | 450.45M | 447.36M | -0.69 | +4.74 | +4.22 |
| FY2024Q2 | 2024-07-22 | - | 0.60 | 0.69 | +15.00 | 442.72M | 456.98M | +3.22 | +1.76 | +5.54 |
| FY2024Q1 | 2024-04-22 | - | 0.54 | 0.62 | +14.81 | 427.18M | 437.69M | +2.46 | +2.10 | +6.81 |
| FY2023Q4 | 2024-01-29 | - | 0.53 | 0.40 | -24.53 | 437.33M | 729.27M | +66.76 | +1.32 | -11.15 |
| - | 2023-07-24 | - | 0.67 | 0.64 | -4.48 | - | - | - | +1.80 | +8.93 |
| - | 2023-04-24 | - | 0.66 | 0.68 | +3.03 | - | - | - | +1.13 | -0.64 |
CADE Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Cadence Bank reported performance for FY2025Q3, announced on 2025-10-20. The company achieved an EPS of 0.81, compared to analyst estimates of 0.78 by 3.85% . Revenue for the quarter reached 519.27M compared to expectations of 523.25M by -0.76% .
The stock price reacted with a -3.86% one-day change and a -1.54% five-day change following the earnings release. These movements reflect market reaction in Cadence Bank growth trajectory and strategic initiatives.
CADE Earnings Forecast
Looking ahead, Cadence Bank(CADE) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 525.15M and an EPS of 0.79.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Downward by -0.72%, while EPS estimates have been Revise Upward by 0.24%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Downward by -1.64% . These revisions correlate with a 11.28% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Cadence Bank long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between CADE's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Downward
-0.72%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+0.24%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Downward
-1.64%
In Past 3 Month
Stock Price
Go Up
+11.28%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:1.97B
--
EPS Estimate-Annual FY 2025:3.03
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Stock Price42.03
CADE Revenue and EPS Performance: A Historical Perspective
Cadence Bank revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-10-20,After Hours):
EPS: 0.81 (Actual) vs.0.78 (Estimate) (3.85%)
Revenue: 519.27M (Actual) vs. 523.25M (Estimate) (-0.76%)
Price Reaction: -3.86%(1-Day), -1.54%(5-Day)
FY2025Q2 (2025-07-23,After Hours):
EPS: 0.73 (Actual) vs.0.69 (Estimate) (5.80%)
Revenue: 476.96M (Actual) vs. 467.45M (Estimate) (2.03%)
Price Reaction: -2.45%(1-Day), -0.50%(5-Day)
FY2025Q1 (2025-04-21,After Hours):
EPS: 0.71 (Actual) vs.0.64 (Estimate) (10.94%)
Revenue: 448.54M (Actual) vs. 451.05M (Estimate) (-0.56%)
Price Reaction: 1.12%(1-Day), 4.57%(5-Day)
Earnings Reaction
The chart below shows how CADE performed 10 days before and after its earnings report, based on data from the past quarters. Typically, CADE sees a -3.97% change in stock price 10 days leading up to the earnings, and a -0.66% change 10 days following the report. On the earnings day itself, the stock moves by +0.83%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed -3.86% on the day following the earnings release and then changed by 1.40% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Cadence Bank (CADE) Q1 2025 Earnings Call Summary
Neutral
2025-04-23
The earnings call presents a mixed picture. Strong financial metrics like increased net income and EPS are positive, but concerns about credit quality, competitive pressures, and market volatility offset these gains. The Q&A section highlights uncertainties, with management avoiding specifics on key issues. Despite a positive outlook on expenses and loan growth, the lack of a share repurchase program and potential economic disruptions dampen sentiment. Overall, these factors suggest a neutral stock price movement, as the positives are balanced by significant risks and uncertainties.
Cadence Bank (CADE) Q1 2025 Earnings Call Summary
Neutral
2025-04-22
The earnings call presents a mixed picture: strong financial performance with increased net income and improved efficiency ratios, but concerns about loan growth in specific sectors and potential M&A hesitations. The Q&A section reveals management's unclear responses about macroeconomic impacts, which could raise investor caution. While there's optimism in loan growth and strategic plans, the lack of clarity and potential sectoral paydowns balance out the positives, suggesting a neutral stock price movement.
Earnings call transcript: Cadence Bancorp Q4 2024 beats EPS forecast, stock rises
Neutral
2025-01-22
The earnings call presents a mixed picture. Financial performance shows modest growth in net income and deposits, but rising non-accrual loans and increased expenses are concerns. The Q&A highlights uncertainty around deposit costs and economic impacts. While share repurchases and strong capital ratios are positive, the lack of clear guidance on key metrics like deposit betas and economic impacts suggests caution. Overall, the sentiment is balanced, leading to a neutral outlook.
Cadence Bank (CADE) Q3 2024 Earnings Call Summary
Neutral
2024-10-23
The earnings call presents a mixed outlook. Financial performance shows positive net income growth and improved net interest margin, but increased operational costs and mortgage revenue decline pose concerns. The Q&A reveals uncertainties in deposit cost management and loan growth. Share repurchase activity is positive, but the impact of debt management risks is unclear. Overall, the sentiment is balanced, leading to a neutral stock price prediction.
Cadence Bank (CADE) Q2 2024 Earnings Call Summary
Positive
2024-07-23
The earnings call summary and Q&A reveal a generally positive sentiment. Financial performance is strong with increased net income and improved efficiency ratios. Share repurchases and debt reduction are positive for shareholder value. While there are some concerns about credit quality and expenses, the management's guidance and optimistic pipeline outlook suggest confidence in future performance. The positive elements outweigh the negatives, leading to a predicted stock price movement in the positive range (2% to 8%) over the next two weeks.
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FAQ
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