CAC Valuation

Camden National Corp

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40.725

+2.015(5.205%)1D

Overview
Forecast
Valuation
Earnings

CAC Relative Valuation

CAC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CAC is overvalued; if below, it's undervalued.

Historical Valuation

Camden National Corp (CAC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 7.99 is considered Undervalued compared with the five-year average of 11.10. The fair price of Camden National Corp (CAC) is between 50.92 to 62.63 according to relative valuation methord. Compared to the current price of 40.45 USD , Camden National Corp is Undervalued By 20.57%.

Relative Value

Fair Zone

50.92-62.63

Current Price：40.45

20.57%

Undervalued

7.99

Trailing

Forward

0.00

EV/EBITDA

Camden National Corp. (CAC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Camden National Corp. (CAC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.54

Camden National Corp. (CAC) has a current PS of 2.54. The 5-year average PS is 3.22. The thresholds are as follows: Strongly Undervalued below 2.31, Undervalued between 2.31 and 2.76, Fairly Valued between 3.67 and 2.76, Overvalued between 3.67 and 4.13, and Strongly Overvalued above 4.13. The current Forward PS of 2.54 falls within the Undervalued range.

0.00

P/OCF

Camden National Corp. (CAC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Camden National Corp. (CAC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Camden National Corp (CAC) has a current Price-to-Book (P/B) ratio of 1.00. Compared to its 3-year average P/B ratio of 1.12 , the current P/B ratio is approximately -10.58% higher. Relative to its 5-year average P/B ratio of 1.18, the current P/B ratio is about -14.67% higher. Camden National Corp (CAC) has a Forward Free Cash Flow (FCF) yield of approximately 4.39%. Compared to its 3-year average FCF yield of 12.49%, the current FCF yield is approximately -64.86% lower. Relative to its 5-year average FCF yield of 12.93% , the current FCF yield is about -66.07% lower.

1.00

P/B

Median3y

1.12

Median5y

1.18

4.40

FCF Yield

Median3y

12.49

Median5y

12.93

Competitors Valuation Multiple

The average P/S ratio for CAC's competitors is 3.02, providing a benchmark for relative valuation. Camden National Corp Corp (CAC) exhibits a P/S ratio of 2.54, which is -16.01% above the industry average. Given its robust revenue growth of 46.33%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Alerus Financial Corp

Farmers National Banc Corp

Esquire Financial Holdings Inc

6.37

15.91%

849.07M

Performance Decomposition

Market capitalization of CAC increased by 1.86% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 40.58M to 59.37M.

The secondary factor is the Margin Expansion, contributed -19.76%to the performance.

Overall, the performance of CAC in the past 1 year is driven by Revenue Growth. Which is more sustainable.

46.33%

40.58M → 59.37M

Revenue Growth

-19.76%

29.56 → 23.72

Margin Expansion

-24.71%

16.52 → 12.43

P/E Change

1.86%