BWIN Valuation

Baldwin Insurance Group Inc

Add to Watchlist

Advanced Chart

31.500

+0.02(0.064%)1D

Overview
Forecast
Valuation
Earnings

BWIN Relative Valuation

BWIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BWIN is overvalued; if below, it's undervalued.

Historical Valuation

Baldwin Insurance Group Inc (BWIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 16.65 is considered Undervalued compared with the five-year average of 24.81. The fair price of Baldwin Insurance Group Inc (BWIN) is between 45.95 to 69.30 according to relative valuation methord. Compared to the current price of 31.48 USD , Baldwin Insurance Group Inc is Undervalued By 31.5%.

Relative Value

Fair Zone

45.95-69.30

Current Price：31.48

31.5%

Undervalued

16.66

Trailing

Forward

11.50

EV/EBITDA

Baldwin Insurance Group Inc. (BWIN) has a current EV/EBITDA of 11.50. The 5-year average EV/EBITDA is 13.12. The thresholds are as follows: Strongly Undervalued below 9.51, Undervalued between 9.51 and 11.31, Fairly Valued between 14.92 and 11.31, Overvalued between 14.92 and 16.72, and Strongly Overvalued above 16.72. The current Forward EV/EBITDA of 11.50 falls within the Historic Trend Line -Fairly Valued range.

29.93

EV/EBIT

Baldwin Insurance Group Inc. (BWIN) has a current EV/EBIT of 29.93. The 5-year average EV/EBIT is -39.56. The thresholds are as follows: Strongly Undervalued below -955.84, Undervalued between -955.84 and -497.70, Fairly Valued between 418.59 and -497.70, Overvalued between 418.59 and 876.73, and Strongly Overvalued above 876.73. The current Forward EV/EBIT of 29.93 falls within the Historic Trend Line -Fairly Valued range.

1.39

Baldwin Insurance Group Inc. (BWIN) has a current PS of 1.39. The 5-year average PS is 1.73. The thresholds are as follows: Strongly Undervalued below 0.78, Undervalued between 0.78 and 1.25, Fairly Valued between 2.21 and 1.25, Overvalued between 2.21 and 2.68, and Strongly Overvalued above 2.68. The current Forward PS of 1.39 falls within the Historic Trend Line -Fairly Valued range.

13.18

P/OCF

Baldwin Insurance Group Inc. (BWIN) has a current P/OCF of 13.18. The 5-year average P/OCF is -1.10. The thresholds are as follows: Strongly Undervalued below -296.82, Undervalued between -296.82 and -148.96, Fairly Valued between 146.77 and -148.96, Overvalued between 146.77 and 294.63, and Strongly Overvalued above 294.63. The current Forward P/OCF of 13.18 falls within the Historic Trend Line -Fairly Valued range.

9.85

P/FCF

Baldwin Insurance Group Inc. (BWIN) has a current P/FCF of 9.85. The 5-year average P/FCF is 12.73. The thresholds are as follows: Strongly Undervalued below -30.02, Undervalued between -30.02 and -8.65, Fairly Valued between 34.11 and -8.65, Overvalued between 34.11 and 55.49, and Strongly Overvalued above 55.49. The current Forward P/FCF of 9.85 falls within the Historic Trend Line -Fairly Valued range.

Baldwin Insurance Group Inc (BWIN) has a current Price-to-Book (P/B) ratio of 3.56. Compared to its 3-year average P/B ratio of 3.53 , the current P/B ratio is approximately 0.70% higher. Relative to its 5-year average P/B ratio of 3.43, the current P/B ratio is about 3.84% higher. Baldwin Insurance Group Inc (BWIN) has a Forward Free Cash Flow (FCF) yield of approximately -1.93%. Compared to its 3-year average FCF yield of 0.37%, the current FCF yield is approximately -615.57% lower. Relative to its 5-year average FCF yield of 0.88% , the current FCF yield is about -318.12% lower.

3.56

P/B

Median3y

3.53

Median5y

3.43

-1.92

FCF Yield

Median3y

0.37

Median5y

0.88

Competitors Valuation Multiple

The average P/S ratio for BWIN's competitors is 0.70, providing a benchmark for relative valuation. Baldwin Insurance Group Inc Corp (BWIN) exhibits a P/S ratio of 1.39, which is 98.52% above the industry average. Given its robust revenue growth of 15.02%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

BWIN.O

Baldwin Insurance Group Inc

Genworth Financial Inc

CNO Financial Group Inc

Aspen Insurance Holdings Ltd

White Mountains Insurance Group Ltd

F&G Annuities & Life Inc

0.78

15.82%

4.52B

Performance Decomposition

Market capitalization of BWIN decreased by 36.79% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -86.36 to -115.48.

The secondary factor is the Revenue Growth, contributed 15.02%to the performance.

Overall, the performance of BWIN in the past 1 year is driven by P/E Change. Which is more unsustainable.

15.02%

95.43M → 109.75M

Revenue Growth

-85.53%

-32.35 → -4.68

Margin Expansion

33.72%

-86.36 → -115.48

P/E Change

-36.79%