BMRC Valuation

Bank of Marin Bancorp

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24.540

+0.06(0.245%)1D

Overview
Forecast
Valuation
Earnings

BMRC Relative Valuation

BMRC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BMRC is overvalued; if below, it's undervalued.

Historical Valuation

Bank of Marin Bancorp (BMRC) is now in the Fair zone, suggesting that its current forward PS ratio of 3.08 is considered Fairly compared with the five-year average of 19.65. The fair price of Bank of Marin Bancorp (BMRC) is between 21.99 to 30.92 according to relative valuation methord.

Relative Value

Fair Zone

21.99-30.92

Current Price：24.54

Fair

14.27

Trailing

Forward

0.00

EV/EBITDA

Bank of Marin Bancorp. (BMRC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Bank of Marin Bancorp. (BMRC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.08

Bank of Marin Bancorp. (BMRC) has a current PS of 3.08. The 5-year average PS is 3.44. The thresholds are as follows: Strongly Undervalued below 2.04, Undervalued between 2.04 and 2.74, Fairly Valued between 4.14 and 2.74, Overvalued between 4.14 and 4.84, and Strongly Overvalued above 4.84. The current Forward PS of 3.08 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Bank of Marin Bancorp. (BMRC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Bank of Marin Bancorp. (BMRC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Bank of Marin Bancorp (BMRC) has a current Price-to-Book (P/B) ratio of 0.89. Compared to its 3-year average P/B ratio of 0.84 , the current P/B ratio is approximately 6.36% higher. Relative to its 5-year average P/B ratio of 1.03, the current P/B ratio is about -12.89% higher. Bank of Marin Bancorp (BMRC) has a Forward Free Cash Flow (FCF) yield of approximately 8.17%. Compared to its 3-year average FCF yield of 10.49%, the current FCF yield is approximately -22.12% lower. Relative to its 5-year average FCF yield of 9.57% , the current FCF yield is about -14.62% lower.

0.89

P/B

Median3y

0.84

Median5y

1.03

8.17

FCF Yield

Median3y

10.49

Median5y

9.57

Competitors Valuation Multiple

The average P/S ratio for BMRC's competitors is 2.47, providing a benchmark for relative valuation. Bank of Marin Bancorp Corp (BMRC) exhibits a P/S ratio of 3.08, which is 24.70% above the industry average. Given its robust revenue growth of -174.14%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

BMRC.O

Bank of Marin Bancorp

Midland States Bancorp Inc

Community West Bancshares

Civista Bancshares Inc

Southern First Bancshares Inc

2.91

25.70%

368.95M

Performance Decomposition

Market capitalization of BMRC increased by 23.33% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 17.78 to 56.76.

The secondary factor is the Margin Expansion, contributed -21.85%to the performance.

Overall, the performance of BMRC in the past 1 year is driven by P/E Change. Which is more unsustainable.

-174.14%

-10.00M → 7.41M

Revenue Growth

-21.85%

-147.41 → -115.20

Margin Expansion

219.32%

17.78 → 56.76

P/E Change

23.33%