BLFY Valuation
Blue Foundry Bancorp
$
9.370
- Overview
- Forecast
- Valuation
- Earnings
BLFY Relative Valuation
BLFY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BLFY is overvalued; if below, it's undervalued.
Historical Valuation
Blue Foundry Bancorp (BLFY) is now in the Fair zone, suggesting that its current forward PS ratio of 3.51 is considered Fairly compared with the five-year average of -290.77. The fair price of Blue Foundry Bancorp (BLFY) is between 6.69 to 15.99 according to relative valuation methord.
Relative Value
Fair Zone
6.69-15.99
Current Price：9.29
Fair
-32.00
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Blue Foundry Bancorp. (BLFY) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Blue Foundry Bancorp. (BLFY) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
3.51
PS
Blue Foundry Bancorp. (BLFY) has a current PS of 3.51. The 5-year average PS is 4.41. The thresholds are as follows: Strongly Undervalued below 0.01, Undervalued between 0.01 and 2.21, Fairly Valued between 6.61 and 2.21, Overvalued between 6.61 and 8.80, and Strongly Overvalued above 8.80. The current Forward PS of 3.51 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Blue Foundry Bancorp. (BLFY) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Blue Foundry Bancorp. (BLFY) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Blue Foundry Bancorp (BLFY) has a current Price-to-Book (P/B) ratio of 0.57. Compared to its 3-year average P/B ratio of 0.63 , the current P/B ratio is approximately -9.27% higher. Relative to its 5-year average P/B ratio of 0.64, the current P/B ratio is about -10.49% higher. Blue Foundry Bancorp (BLFY) has a Forward Free Cash Flow (FCF) yield of approximately -3.45%. Compared to its 3-year average FCF yield of -2.86%, the current FCF yield is approximately 20.45% lower. Relative to its 5-year average FCF yield of -3.72% , the current FCF yield is about -7.40% lower.
0.57
P/B
Median3y
0.63
Median5y
0.64
-3.45
FCF Yield
Median3y
-2.86
Median5y
-3.72
Competitors Valuation Multiple
The average P/S ratio for BLFY's competitors is 3.32, providing a benchmark for relative valuation. Blue Foundry Bancorp Corp (BLFY) exhibits a P/S ratio of 3.51, which is 5.81% above the industry average. Given its robust revenue growth of 19.15%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BLFY decreased by 15.36% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 9.92M to 11.81M.
The secondary factor is the P/E Change, contributed -4.60%to the performance.
Overall, the performance of BLFY in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
Is Blue Foundry Bancorp (BLFY) currently overvalued or undervalued?
Blue Foundry Bancorp (BLFY) is now in the Fair zone, suggesting that its current forward PS ratio of 3.51 is considered Fairly compared with the five-year average of -290.77. The fair price of Blue Foundry Bancorp (BLFY) is between 6.69 to 15.99 according to relative valuation methord.
What is Blue Foundry Bancorp (BLFY) fair value?
How does BLFY's valuation metrics compare to the industry average?
What is the current P/B ratio for Blue Foundry Bancorp (BLFY) as of Aug 27 2025?
What is the current FCF Yield for Blue Foundry Bancorp (BLFY) as of Aug 27 2025?
What is the current Forward P/E ratio for Blue Foundry Bancorp (BLFY) as of Aug 27 2025?