BKU PE Ratio & Valuation,Is BKU Overvalued

BKU Relative Valuation

BKU's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BKU is overvalued; if below, it's undervalued.

Historical Valuation

BankUnited Inc (BKU) is now in the Overvalued zone, suggesting that its current forward PE ratio of 13.08 is considered Overvalued compared with the five-year average of 10.59. The fair price of BankUnited Inc (BKU) is between 34.52 to 44.09 according to relative valuation methord. Compared to the current price of 46.06 USD , BankUnited Inc is Overvalued By 4.48%.

Relative Value

Fair Zone

34.52-44.09

Current Price：46.06

4.48%

Overvalued

13.08

0.00

EV/EBITDA

BankUnited Inc. (BKU) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

BankUnited Inc. (BKU) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.05

BankUnited Inc. (BKU) has a current PS of 3.05. The 5-year average PS is 2.83. The thresholds are as follows: Strongly Undervalued below 1.12, Undervalued between 1.12 and 1.98, Fairly Valued between 3.69 and 1.98, Overvalued between 3.69 and 4.55, and Strongly Overvalued above 4.55. The current Forward PS of 3.05 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

BankUnited Inc. (BKU) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

BankUnited Inc. (BKU) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

BankUnited Inc (BKU) has a current Price-to-Book (P/B) ratio of 1.14. Compared to its 3-year average P/B ratio of 0.88 , the current P/B ratio is approximately 29.03% higher. Relative to its 5-year average P/B ratio of 1.02, the current P/B ratio is about 11.86% higher. BankUnited Inc (BKU) has a Forward Free Cash Flow (FCF) yield of approximately 12.13%. Compared to its 3-year average FCF yield of 27.34%, the current FCF yield is approximately -55.64% lower. Relative to its 5-year average FCF yield of 30.93% , the current FCF yield is about -60.79% lower.

1.14

P/B

Median3y

0.88

Median5y

1.02

12.13

FCF Yield

Median3y

27.34

Median5y

30.93

Competitors Valuation Multiple

The average P/S ratio for BKU's competitors is 3.32, providing a benchmark for relative valuation. BankUnited Inc Corp (BKU) exhibits a P/S ratio of 3.05, which is -8.17% above the industry average. Given its robust revenue growth of 7.83%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of BKU increased by 22.70% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 29.16 to 31.62.

The secondary factor is the Revenue Growth, contributed 7.83%to the performance.

Overall, the performance of BKU in the past 1 year is driven by Margin Expansion. Which is more sustainable.

7.83%

210.76M → 227.27M

Revenue Growth

8.44%

29.16 → 31.62

Margin Expansion

6.43%

12.21 → 12.99

P/E Change

22.70%

37.49 → 46.00

Mkt Cap Growth

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Frequently Asked Questions

Is BankUnited Inc (BKU) currently overvalued or undervalued?

What is BankUnited Inc (BKU) fair value?

BKU's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of BankUnited Inc (BKU) is between 34.52 to 44.09 according to relative valuation methord.

How does BKU's valuation metrics compare to the industry average?

What is the current P/B ratio for BankUnited Inc (BKU) as of Dec 16 2025?

As of Dec 16 2025, BankUnited Inc (BKU) has a P/B ratio of 1.14. This indicates that the market values BKU at 1.14 times its book value.

What is the current FCF Yield for BankUnited Inc (BKU) as of Dec 16 2025?

As of Dec 16 2025, BankUnited Inc (BKU) has a FCF Yield of 12.13%. This means that for every dollar of BankUnited Inc’s market capitalization, the company generates 12.13 cents in free cash flow.

What is the current Forward P/E ratio for BankUnited Inc (BKU) as of Dec 16 2025?

As of Dec 16 2025, BankUnited Inc (BKU) has a Forward P/E ratio of 13.08. This means the market is willing to pay $13.08 for every dollar of BankUnited Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for BankUnited Inc (BKU) as of Dec 16 2025?

As of Dec 16 2025, BankUnited Inc (BKU) has a Forward P/S ratio of 3.05. This means the market is valuing BKU at $3.05 for every dollar of expected revenue over the next 12 months.

BKU Valuation

BKU Valuation

BKU Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is BankUnited Inc (BKU) currently overvalued or undervalued?

What is BankUnited Inc (BKU) fair value?

How does BKU's valuation metrics compare to the industry average?

What is the current P/B ratio for BankUnited Inc (BKU) as of Dec 16 2025?

What is the current FCF Yield for BankUnited Inc (BKU) as of Dec 16 2025?

What is the current Forward P/E ratio for BankUnited Inc (BKU) as of Dec 16 2025?

What is the current Forward P/S ratio for BankUnited Inc (BKU) as of Dec 16 2025?