Should You Buy Bank of New York Mellon Corp (BK) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Buy
Latest Price
118.900
1 Day change
0.03%
52 Week Range
125.890
Analysis Updated At
2026/01/28
BUY for a beginner long-term investor at today’s price (~$118.6). BK’s latest quarter shows strong YoY growth (revenue +8.85%, EPS +31.17%), Wall Street price targets have been raised with multiple Buy/Overweight ratings, and the business profile (custody/asset servicing) tends to compound steadily over time. Near-term momentum is soft (bearish MACD, price below pivot), but the stock is sitting near support (~$118), making this a reasonable “buy now” level for an impatient long-term buyer rather than waiting for a perfect entry.
Technical Analysis
Trend/Momentum: Near-term trend is weakening. MACD histogram is negative (-0.62) and expanding lower, suggesting bearish momentum. RSI(6)=40.2 is neutral-to-soft (not oversold), implying downside pressure can persist. Moving averages are converging, consistent with consolidation/indecision.
Levels: Current price 118.6 is below the pivot (121.233), which is a mild bearish setup until reclaimed. Key support is very close at S1=117.969 (then S2=115.952). Nearby resistance levels are R1=124.497 and R2=126.514. Practical read: risk/reward is acceptable for long-term entry because price is near support, but a clean break below ~118 could open a move toward ~116.
Options Data
Bullish
Open Interest Put-Call Ratio
Bearish
Option Volume Put-Call Ratio
Sentiment from options is mixed-to-cautious: open interest put/call of 0.91 is slightly bullish/neutral (not heavy put positioning), but the volume put/call of 1.29 shows more puts than calls traded recently (more defensive near-term tone). Implied volatility is elevated (IV percentile 87.2; 30D IV 32.71 vs historical vol 20.48), signaling the market is pricing higher uncertainty/risk in the near term. Overall: options flows lean cautious short term, not signaling a strong “risk-on” chase today.
Technical Summary
Sell
4
Buy
8
Positive Catalysts
1) Analyst momentum: multiple recent target raises/upgrades (TD Cowen to $145 Buy; Barclays to $143 Overweight; Truist upgrade to Buy with $134), supporting continued institutional confidence.
2) Fundamental trajectory: 2025/Q4 delivered strong YoY earnings and EPS growth, supporting a long-term compounding narrative.
3) Business/operational catalysts: leadership restructuring/promotions (wealth solutions and custody leadership changes) can improve client coverage and cross-platform execution over time.
4) Dividend support: projected annualized dividend yield around ~1.8% provides some long-term return component.
3) Congress activity: in the last 90 days there were 8 trades, 0 buys and 8 sales (median ~$1.6M), which is a negative sentiment signal from influential holders.
4) Pattern-based near-term drift: the provided analog suggests a modest negative bias over the next week (-2.87% expectation).
Financial Performance
Latest quarter (2025/Q4): Revenue $5.143B (+8.85% YoY), Net Income $1.427B (+26.28% YoY), EPS $2.02 (+31.17% YoY). This is a clear acceleration in profitability versus revenue growth (operating leverage), which is a strong long-term positive for a buy-and-hold investor.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent trend is improving/bullish: multiple firms raised price targets and/or upgraded.
- TD Cowen (2026-01-07): PT raised to $145, Buy.
- Truist (2026-01-07): upgraded to Buy, PT $134.
- Barclays (2026-01-05): PT raised to $143, Overweight.
- Morgan Stanley (2025-12-17): PT raised to $124, Overweight.
Wall Street pros view: BK is seen as a high-quality trust/custody compounder with scalable operations and supportive macro tailwinds (rates/fee base). Cons view: the stock can be sensitive to market levels/flows and near-term sentiment is a bit cautious (options + technicals), and recent congress selling adds a negative perception signal.
Intellectia Proprietary Trading Signals:
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock recently.
Wall Street analysts forecast BK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BK is 125.59 USD with a low forecast of 109 USD and a high forecast of 145 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Analyst Rating
Wall Street analysts forecast BK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BK is 125.59 USD with a low forecast of 109 USD and a high forecast of 145 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Buy
4 Hold
0 Sell
Moderate Buy
Current: 118.870
Low
109
Averages
125.59
High
145
Current: 118.870
Low
109
Averages
125.59
High
145
TD Cowen
Steven Alexopoulos
Buy
maintain
$133 -> $145
AI Analysis
2026-01-07
Reason
TD Cowen
Steven Alexopoulos
Price Target
$133 -> $145
AI Analysis
2026-01-07
maintain
Buy
Reason
TD Cowen analyst Steven Alexopoulos raised the firm's price target on BNY Mellon to $145 from $133 and keeps a Buy rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.
Truist
Hold
to
Buy
upgrade
$119 -> $134
2026-01-07
Reason
Truist
Price Target
$119 -> $134
2026-01-07
upgrade
Hold
to
Buy
Reason
Truist upgraded BNY Mellon to Buy from Hold with a price target of $134, up from $119. BNY Mellon has established itself as the premier quality compounder among trust banks and has earned its premium valuation, with further upside supported by its scalable operating model, the analyst tells investors in a research note. A favorable long-term fixed income backdrop, strong custody exposure, and potential bullish medium-term target updates reinforce confidence in continued outperformance, Truist adds.
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