Historical Valuation
Bar Harbor Bankshares (BHB) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.93 is considered Undervalued compared with the five-year average of 10.00. The fair price of Bar Harbor Bankshares (BHB) is between 36.07 to 42.23 according to relative valuation methord. Compared to the current price of 31.76 USD , Bar Harbor Bankshares is Undervalued By 11.96%.
Relative Value
Fair Zone
36.07-42.23
Current Price：31.76
11.96%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Bar Harbor Bankshares (BHB) has a current Price-to-Book (P/B) ratio of 1.00. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately 0.89% higher. Relative to its 5-year average P/B ratio of 1.02, the current P/B ratio is about -1.54% higher. Bar Harbor Bankshares (BHB) has a Forward Free Cash Flow (FCF) yield of approximately 7.47%. Compared to its 3-year average FCF yield of 9.73%, the current FCF yield is approximately -23.27% lower. Relative to its 5-year average FCF yield of 9.45% , the current FCF yield is about -21.01% lower.
P/B
Median3y
0.99
Median5y
1.02
FCF Yield
Median3y
9.73
Median5y
9.45
Competitors Valuation Multiple
AI Analysis for BHB
The average P/S ratio for BHB competitors is 2.77, providing a benchmark for relative valuation. Bar Harbor Bankshares Corp (BHB.A) exhibits a P/S ratio of 3.03, which is 9.37% above the industry average. Given its robust revenue growth of 21.40%, this premium appears sustainable.
Performance Decomposition
AI Analysis for BHB
1Y
3Y
5Y
Market capitalization of BHB increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of BHB in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is BHB currently overvalued or undervalued?
Bar Harbor Bankshares (BHB) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.93 is considered Undervalued compared with the five-year average of 10.00. The fair price of Bar Harbor Bankshares (BHB) is between 36.07 to 42.23 according to relative valuation methord. Compared to the current price of 31.76 USD , Bar Harbor Bankshares is Undervalued By 11.96% .
What is Bar Harbor Bankshares (BHB) fair value?
BHB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Bar Harbor Bankshares (BHB) is between 36.07 to 42.23 according to relative valuation methord.
How does BHB's valuation metrics compare to the industry average?
The average P/S ratio for BHB's competitors is 2.77, providing a benchmark for relative valuation. Bar Harbor Bankshares Corp (BHB) exhibits a P/S ratio of 3.03, which is 9.37% above the industry average. Given its robust revenue growth of 21.40%, this premium appears sustainable.
What is the current P/B ratio for Bar Harbor Bankshares (BHB) as of Jan 10 2026?
As of Jan 10 2026, Bar Harbor Bankshares (BHB) has a P/B ratio of 1.00. This indicates that the market values BHB at 1.00 times its book value.
What is the current FCF Yield for Bar Harbor Bankshares (BHB) as of Jan 10 2026?
As of Jan 10 2026, Bar Harbor Bankshares (BHB) has a FCF Yield of 7.47%. This means that for every dollar of Bar Harbor Bankshares’s market capitalization, the company generates 7.47 cents in free cash flow.
What is the current Forward P/E ratio for Bar Harbor Bankshares (BHB) as of Jan 10 2026?
As of Jan 10 2026, Bar Harbor Bankshares (BHB) has a Forward P/E ratio of 8.93. This means the market is willing to pay $8.93 for every dollar of Bar Harbor Bankshares’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Bar Harbor Bankshares (BHB) as of Jan 10 2026?
As of Jan 10 2026, Bar Harbor Bankshares (BHB) has a Forward P/S ratio of 3.03. This means the market is valuing BHB at $3.03 for every dollar of expected revenue over the next 12 months.