BHB Relative Valuation
BHB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BHB is overvalued; if below, it's undervalued.
Historical Valuation
Bar Harbor Bankshares (BHB) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.92 is considered Undervalued compared with the five-year average of 9.87. The fair price of Bar Harbor Bankshares (BHB) is between 31.12 to 40.07 according to relative valuation methord. Compared to the current price of 31.04 USD , Bar Harbor Bankshares is Undervalued By 0.26%.
Relative Value
Fair Zone
31.12-40.07
Current Price：31.04
0.26%
Undervalued
8.90
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Bar Harbor Bankshares. (BHB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Bar Harbor Bankshares. (BHB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
3.03
PS
Bar Harbor Bankshares. (BHB) has a current PS of 3.03. The 5-year average PS is 2.89. The thresholds are as follows: Strongly Undervalued below 1.90, Undervalued between 1.90 and 2.39, Fairly Valued between 3.38 and 2.39, Overvalued between 3.38 and 3.88, and Strongly Overvalued above 3.88. The current Forward PS of 3.03 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Bar Harbor Bankshares. (BHB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Bar Harbor Bankshares. (BHB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Bar Harbor Bankshares (BHB) has a current Price-to-Book (P/B) ratio of 1.00. Compared to its 3-year average P/B ratio of 1.00 , the current P/B ratio is approximately 0.11% higher. Relative to its 5-year average P/B ratio of 1.01, the current P/B ratio is about -1.34% higher. Bar Harbor Bankshares (BHB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 9.91%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.47% , the current FCF yield is about -100.00% lower.
1.00
P/B
Median3y
1.00
Median5y
1.01
7.47
FCF Yield
Median3y
9.91
Median5y
9.47
Competitors Valuation Multiple
The average P/S ratio for BHB's competitors is 0.00, providing a benchmark for relative valuation. Bar Harbor Bankshares Corp (BHB) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 21.40%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BHB increased by 2.62% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 11.10 to 13.48.
The secondary factor is the Revenue Growth, contributed 21.40%to the performance.
Overall, the performance of BHB in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
Is Bar Harbor Bankshares (BHB) currently overvalued or undervalued?
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What is the current FCF Yield for Bar Harbor Bankshares (BHB) as of Dec 05 2025?
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