Should I Buy BBT? BBT 2026 Analysis

Should You Buy Beacon Financial Corp (BBT) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

28.930

1 Day change

2.66%

52 Week Range

30.500

Analysis Updated At

2026/01/28

Not a good buy right now for a beginner long-term investor. The chart trend is bullish, but the company’s latest quarter shows a sharp deterioration in profitability (large net loss and negative EPS), and options imply elevated uncertainty into the next earnings. With no proprietary buy signals and weak short-term pattern odds, the risk/reward today is not attractive for an impatient investor looking to enter immediately.

Technical Analysis

Trend: Moderately bullish. Moving averages are aligned bullish (SMA_5 > SMA_20 > SMA_200), supporting an uptrend. Momentum: MACD histogram is positive (0.108) but contracting, suggesting upside momentum is fading. RSI(6) at 60.47 is neutral-to-slightly-bullish (not overbought). Levels: Pivot 27.994; near-term resistance R1 29.203 then R2 29.95; support S1 26.785 then S2 26.038. Price at 28.42 is above pivot but below R1, implying limited immediate upside unless it breaks 29.20. Pattern-based outlook: 60% chance of -1.54% next day and -0.96% next week, but +5.24% next month (mixed: short-term soft, medium-term better). Intellectia Proprietary Trading Signals - [AI Stock Picker](module://ai_stock_pick): No signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Sentiment (from positioning): Bullish skew in open interest (put/call OI ratio 0.1; calls dominate). However, today’s option volume is essentially zero (put/call volume ratio 0.0, total volume 0), so the signal is not strongly confirmed by active trading. Volatility: Implied vol (30d) is very high at ~102% vs historical vol ~38%, indicating the market is pricing substantial uncertainty (often around earnings). IV rank ~40 but IV percentile 0 suggests IV is elevated versus many recent observations in a non-uniform way; overall, options are signaling uncertainty more than confidence.

Technical Summary

Sell

Buy

Positive Catalysts

1) Bullish technical structure (stacked moving averages) suggests buyers have controlled the broader trend.
2) Revenue growth: 2025/Q3 revenue up +37.84% YoY.
3) Upcoming earnings (QDEC 2025 on 2026-01-28 after hours) with an EPS estimate of 0.78 could re-rate the stock higher if delivered.

Neutral/Negative Catalysts

1) Profitability collapse in the latest reported quarter: 2025/Q3 net income -50.24M (down -233.94% YoY) and EPS -0.57 (down -164.77% YoY).
2) Options imply very high uncertainty (30D IV ~102%), which tends to coincide with unstable price action.
3) Short-term statistical pattern points to slightly negative next-day/next-week odds.
4) No recent supportive flows: hedge funds neutral; insiders neutral; no clear accumulation signal.

Financial Performance

Latest quarter: 2025/Q3. Growth is top-line strong (revenue 141.887M, +37.84% YoY), but bottom-line deteriorated sharply (net income -50.24M, -233.94% YoY; EPS -0.57, -164.77% YoY). This indicates the company is currently growing revenue without translating it into profits, which weakens the long-term buy case at today’s entry.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating/price target change data was provided, so a Wall Street consensus trend (upgrades/downgrades and target revisions) cannot be confirmed from the dataset. From the available fundamentals alone, pros would point to strong revenue growth and a bullish chart; cons would focus on the large loss/negative EPS and uncertainty priced by options. Politician/congress activity: no recent congress trading data available in the last 90 days.

2 Analyst Rating

Wall Street analysts forecast BBT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BBT is 30 USD with a low forecast of 28 USD and a high forecast of 32 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

Current: 28.180

Low

Averages

High

Current: 28.180

Low

Averages

High

Keefe Bruyette

Market Perform

maintain

$35

AI Analysis

2025-09-03

Reason

Keefe Bruyette

Price Target

$35

AI Analysis

2025-09-03

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Beacon Financial to $35 from $30.95 and keeps a Market Perform rating on the shares. The firm adjusted estimates after Beacon announced the completion of the merger of equals between Berkshire and Brookline.

Keefe Bruyette

David Konrad

Market Perform

maintain

$33

2025-09-03

Reason

Keefe Bruyette

David Konrad

Price Target

$33

2025-09-03

maintain

Market Perform

Reason

Keefe Bruyette analyst David Konrad raised the firm's price target on Beacon Financial to $33 from $30.95 and keeps a Market Perform rating on the shares. The firm adjusted estimates after Beacon announced the completion of the merger of equals between Berkshire and Brookline.

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BBT Should I Buy

BBT Should I Buy

Should You Buy Beacon Financial Corp (BBT) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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