AMAL Relative Valuation
AMAL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AMAL is overvalued; if below, it's undervalued.
Historical Valuation
Amalgamated Financial Corp (AMAL) is now in the Fair zone, suggesting that its current forward PE ratio of 7.72 is considered Fairly compared with the five-year average of 8.28. The fair price of Amalgamated Financial Corp (AMAL) is between 27.05 to 35.02 according to relative valuation methord.
Relative Value
Fair Zone
27.05-35.02
Current Price：27.49
Fair
7.36
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Amalgamated Financial Corp. (AMAL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Amalgamated Financial Corp. (AMAL) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.54
PS
Amalgamated Financial Corp. (AMAL) has a current PS of 2.54. The 5-year average PS is 2.39. The thresholds are as follows: Strongly Undervalued below 1.53, Undervalued between 1.53 and 1.96, Fairly Valued between 2.82 and 1.96, Overvalued between 2.82 and 3.25, and Strongly Overvalued above 3.25. The current Forward PS of 2.54 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Amalgamated Financial Corp. (AMAL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Amalgamated Financial Corp. (AMAL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Amalgamated Financial Corp (AMAL) has a current Price-to-Book (P/B) ratio of 1.17. Compared to its 3-year average P/B ratio of 1.29 , the current P/B ratio is approximately -9.63% higher. Relative to its 5-year average P/B ratio of 1.15, the current P/B ratio is about 1.48% higher. Amalgamated Financial Corp (AMAL) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 16.95%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 15.57% , the current FCF yield is about -100.00% lower.
1.11
P/B
Median3y
1.29
Median5y
1.15
0.00
FCF Yield
Median3y
16.95
Median5y
15.57
Competitors Valuation Multiple
The average P/S ratio for AMAL's competitors is 2.78, providing a benchmark for relative valuation. Amalgamated Financial Corp Corp (AMAL) exhibits a P/S ratio of 2.54, which is -8.45% above the industry average. Given its robust revenue growth of 0.58%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of AMAL decreased by 16.25% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 73.62M to 74.05M.
The secondary factor is the Margin Expansion, contributed -3.41%to the performance.
Overall, the performance of AMAL in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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