AIZ Relative Valuation
AIZ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AIZ is overvalued; if below, it's undervalued.
Historical Valuation
Assurant Inc (AIZ) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.85 is considered Undervalued compared with the five-year average of 12.53. The fair price of Assurant Inc (AIZ) is between 224.64 to 294.40 according to relative valuation methord. Compared to the current price of 222.33 USD , Assurant Inc is Undervalued By 1.03%.
Relative Value
Fair Zone
224.64-294.40
Current Price：222.33
1.03%
Undervalued
10.94
PE
1Y
3Y
5Y
Trailing
Forward
6.91
EV/EBITDA
Assurant Inc. (AIZ) has a current EV/EBITDA of 6.91. The 5-year average EV/EBITDA is 7.91. The thresholds are as follows: Strongly Undervalued below 4.70, Undervalued between 4.70 and 6.30, Fairly Valued between 9.52 and 6.30, Overvalued between 9.52 and 11.12, and Strongly Overvalued above 11.12. The current Forward EV/EBITDA of 6.91 falls within the Historic Trend Line -Fairly Valued range.
8.14
EV/EBIT
Assurant Inc. (AIZ) has a current EV/EBIT of 8.14. The 5-year average EV/EBIT is 7.26. The thresholds are as follows: Strongly Undervalued below -2.27, Undervalued between -2.27 and 2.49, Fairly Valued between 12.02 and 2.49, Overvalued between 12.02 and 16.78, and Strongly Overvalued above 16.78. The current Forward EV/EBIT of 8.14 falls within the Historic Trend Line -Fairly Valued range.
0.85
PS
Assurant Inc. (AIZ) has a current PS of 0.85. The 5-year average PS is 0.80. The thresholds are as follows: Strongly Undervalued below 0.58, Undervalued between 0.58 and 0.69, Fairly Valued between 0.91 and 0.69, Overvalued between 0.91 and 1.01, and Strongly Overvalued above 1.01. The current Forward PS of 0.85 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Assurant Inc. (AIZ) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Assurant Inc. (AIZ) has a current P/FCF of 0.00. The 5-year average P/FCF is 2.14. The thresholds are as follows: Strongly Undervalued below -6.73, Undervalued between -6.73 and -2.30, Fairly Valued between 6.57 and -2.30, Overvalued between 6.57 and 11.01, and Strongly Overvalued above 11.01. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Assurant Inc (AIZ) has a current Price-to-Book (P/B) ratio of 1.94. Compared to its 3-year average P/B ratio of 1.83 , the current P/B ratio is approximately 6.16% higher. Relative to its 5-year average P/B ratio of 1.76, the current P/B ratio is about 9.86% higher. Assurant Inc (AIZ) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.35%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 10.03% , the current FCF yield is about -100.00% lower.
1.95
P/B
Median3y
1.83
Median5y
1.76
9.17
FCF Yield
Median3y
11.35
Median5y
10.03
Competitors Valuation Multiple
The average P/S ratio for AIZ's competitors is , providing a benchmark for relative valuation. Assurant Inc Corp (AIZ) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 8.57%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of AIZ increased by 5.18% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 4.49 to 8.22.
The secondary factor is the Revenue Growth, contributed 8.57%to the performance.
Overall, the performance of AIZ in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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