AIZ Valuation

Assurant Inc

Add to Watchlist

Advanced Chart

216.810

-1.5(-0.687%)1D

AIZ Relative Valuation

AIZ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AIZ is overvalued; if below, it's undervalued.

Historical Valuation

Assurant Inc (AIZ) is now in the Fair zone, suggesting that its current forward PE ratio of 10.98 is considered Fairly compared with the five-year average of 12.59. The fair price of Assurant Inc (AIZ) is between 216.47 to 283.31 according to relative valuation methord.

Relative Value

Fair Zone

216.47-283.31

Current Price：216.81

Fair

10.98

Trailing

Forward

6.76

EV/EBITDA

Assurant Inc. (AIZ) has a current EV/EBITDA of 6.76. The 5-year average EV/EBITDA is 7.82. The thresholds are as follows: Strongly Undervalued below 4.05, Undervalued between 4.05 and 5.94, Fairly Valued between 9.70 and 5.94, Overvalued between 9.70 and 11.59, and Strongly Overvalued above 11.59. The current Forward EV/EBITDA of 6.76 falls within the Historic Trend Line -Fairly Valued range.

8.46

EV/EBIT

Assurant Inc. (AIZ) has a current EV/EBIT of 8.46. The 5-year average EV/EBIT is 7.26. The thresholds are as follows: Strongly Undervalued below -2.35, Undervalued between -2.35 and 2.45, Fairly Valued between 12.06 and 2.45, Overvalued between 12.06 and 16.87, and Strongly Overvalued above 16.87. The current Forward EV/EBIT of 8.46 falls within the Historic Trend Line -Fairly Valued range.

218.31

Assurant Inc. (AIZ) has a current PS of 218.31. The 5-year average PS is 2.00. The thresholds are as follows: Strongly Undervalued below -29.75, Undervalued between -29.75 and -13.88, Fairly Valued between 17.87 and -13.88, Overvalued between 17.87 and 33.74, and Strongly Overvalued above 33.74. The current Forward PS of 218.31 falls within the Strongly Overvalued range.

0.00

P/OCF

Assurant Inc. (AIZ) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Assurant Inc. (AIZ) has a current P/FCF of 0.00. The 5-year average P/FCF is 2.15. The thresholds are as follows: Strongly Undervalued below -6.74, Undervalued between -6.74 and -2.30, Fairly Valued between 6.59 and -2.30, Overvalued between 6.59 and 11.03, and Strongly Overvalued above 11.03. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

Assurant Inc (AIZ) has a current Price-to-Book (P/B) ratio of 2.01. Compared to its 3-year average P/B ratio of 1.24 , the current P/B ratio is approximately 61.49% higher. Relative to its 5-year average P/B ratio of 1.41, the current P/B ratio is about 42.18% higher. Assurant Inc (AIZ) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.00%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.93% , the current FCF yield is about -100.00% lower.

2.01

P/B

Median3y

1.24

Median5y

1.41

0.00

FCF Yield

Median3y

11.00

Median5y

9.93

Competitors Valuation Multiple

The average P/S ratio for AIZ's competitors is 209.85, providing a benchmark for relative valuation. Assurant Inc Corp (AIZ) exhibits a P/S ratio of 218.31, which is 4.03% above the industry average. Given its robust revenue growth of 8.55%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

American Financial Group Inc

Renaissancere Holdings Ltd

Performance Decomposition

Market capitalization of AIZ decreased by 3.53% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 4.49 to 8.22.

The secondary factor is the Revenue Growth, contributed 8.55%to the performance.

Overall, the performance of AIZ in the past 1 year is driven by Margin Expansion. Which is more sustainable.

8.55%

2.98B → 3.23B

Revenue Growth

83.07%

4.49 → 8.22

Margin Expansion

-95.15%

326.73 → 15.85

P/E Change

-3.53%