Regions Financial Corporation (RF) Reports $514 Million Q4 Earnings with Leadership Change
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 16 2026
0mins
Source: seekingalpha
- Leadership Change: Regions Financial Corporation announced the appointment of Anil Chadha as the new CFO, with CEO John Turner expressing gratitude towards former CFO David Turner, indicating stability in leadership and confidence in future growth.
- Strong Financial Performance: The company reported full-year earnings of $2.1 billion for 2025, with earnings per share of $2.30, and fourth-quarter earnings of $514 million, reflecting its competitive position and profitability in the market.
- Technology Modernization Progress: The newly launched mobile app received a high rating of 4.9 stars in the App Store, demonstrating the success of the company's technology investments, which are expected to enhance customer experience and market share.
- Future Outlook: Net interest income is projected to grow between 2.5% and 4% in 2026, with loans and deposits expected to increase in low single digits, showcasing the company's confidence and robust growth strategy for the future.
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Analyst Views on RF
Wall Street analysts forecast RF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RF is 30.00 USD with a low forecast of 27.00 USD and a high forecast of 33.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
7 Buy
7 Hold
2 Sell
Moderate Buy
Current: 27.860
Low
27.00
Averages
30.00
High
33.00
Current: 27.860
Low
27.00
Averages
30.00
High
33.00
About RF
Regions Financial Corporation is a full-service provider of consumer and commercial banking, wealth management, and mortgage products and services. It serves customers across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,250 banking offices and more than 2,000 ATMs. Its segments include Corporate Bank, Consumer Bank and Wealth Management. The Corporate Bank segment represents its commercial banking functions, including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment represents its branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit-related products, trust and investment management, asset management, retirement and savings solutions and estate planning.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Regions Financial Reports Q4 Earnings Miss at $0.57, Analysts Adjust Price Targets
- Earnings Miss: Regions Financial reported Q4 earnings of $0.57 per share, falling short of the analyst consensus estimate of $0.61, indicating pressure on profitability in a competitive market environment.
- Sales Underperformance: The company’s quarterly sales reached $1.921 billion, missing the analyst consensus estimate of $1.936 billion, reflecting insufficient market demand and challenges in business growth.
- Positive Management Outlook: Despite challenges, CEO John Turner noted that the company achieved record growth in Wealth Management and Treasury Management in 2025, demonstrating confidence in future performance.
- Analyst Rating Adjustments: Piper Sandler raised Regions Financial's price target from $29 to $31 while maintaining a Neutral rating, whereas Wells Fargo lowered its target from $30 to $28, reflecting differing market perspectives on the company's outlook.
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