Pepper Advantage Launches PRISM Platform, Managing Over £1.5 Billion in Assets
Written by Emily J. Thompson, Senior Investment Analyst
Source: Businesswire
Updated: 2 day ago0mins
- Platform Launch: Pepper Advantage has officially launched its proprietary PRISM credit management platform, designed to unify loan data, analysis, and workflow management tools, enabling lenders and investors to optimize portfolio performance and improve borrower outcomes.
- Significant Asset Migration: To date, Pepper Advantage has migrated over £1.5 billion in assets to the PRISM platform, including its largest internal migration of nearly £400 million, demonstrating strong market demand for the platform's capabilities.
- Efficiency Through Innovation: PRISM enhances operational efficiency by reducing manual processes through real-time data visualization and automated workflows, while also meeting regulatory requirements and enabling clients to better identify emerging risks.
- Future Growth Potential: The platform supports various credit types and is set to launch additional products by 2026, further solidifying Pepper Advantage's leadership in modern credit markets and providing a faster go-to-market path for both traditional and non-traditional lenders.
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Analyst Views on PEP
Wall Street analysts forecast PEP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PEP is 157.92 USD with a low forecast of 142.00 USD and a high forecast of 172.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
5 Buy
8 Hold
0 Sell
Moderate Buy
Current: 144.640
Low
142.00
Averages
157.92
High
172.00
Current: 144.640
Low
142.00
Averages
157.92
High
172.00
JPMorgan
Andrea Teixeira
Neutral -> Overweight
upgrade
$151 -> $164
2025-12-10
New
Reason
JPMorgan
Andrea Teixeira
Price Target
$151 -> $164
2025-12-10
New
upgrade
Neutral -> Overweight
Reason
JPMorgan analyst Andrea Teixeira upgraded PepsiCo to Overweight from Neutral with a price target of $164, up from $151. The firm believes the company's "accelerated agenda" of innovation and marketing spending will drive strong productivity savings. This should position PepsiCo to drive high-single-digit total shareholder return in 2026, which benchmarks well against its high-quality peers, the analyst tells investors in a research note. Meanwhile, JPMorgan says the shares are trading a "steep discount" relative to the group.
Piper Sandler
Overweight
maintain
$161 -> $172
2025-12-09
New
Reason
Piper Sandler
Price Target
$161 -> $172
2025-12-09
New
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on PepsiCo to $172 from $161 and keeps an Overweight rating on the shares. The firm notes the company gave preliminary 2026 guidance that is above its operating expectations. Its initial organic revenue growth outlook of 2%-4% is above Piper's 2.1% estimate, and its margin expansion outlook is also above its 85bps estimate, with the firm leaving both unchanged for now.
Piper Sandler
Piper Sandler
Overweight
maintain
$162 -> $161
2025-11-21
Reason
Piper Sandler
Piper Sandler
Price Target
$162 -> $161
2025-11-21
maintain
Overweight
Reason
Piper Sandler lowered the firm's price target on PepsiCo (PEP) to $161 from $162 and keeps an Overweight rating on the shares. The firm says it is updating its models and price targets for recently announced GLP-1 news, higher ABV headwinds, as well as tariff relief and other company specific updates. President Trump recently announced deals with Eli Lilly (LLY) and Novo Nordisk (NVO) to cut GLP-1 drug prices for Medicare and Medicaid beneficiaries in 2026 and offer the treatments directly to consumers at a discount on TrumpRX. Faster user uptake growth in the US appears directionally clear, and Piper now estimates about 20% of the U.S. population could be users by 2028.
Freedom Capital
Georgy Vashchenko
Buy
to
Hold
downgrade
$170 -> $164
2025-10-23
Reason
Freedom Capital
Georgy Vashchenko
Price Target
$170 -> $164
2025-10-23
downgrade
Buy
to
Hold
Reason
Freedom Capital analyst Georgy Vashchenko downgraded PepsiCo to Hold from Buy with a price target of $164, down from $170. Q3 sales and EPS came in above consensus estimates, driving a rally in the stock, as the company maintained its full-year guidance for revenue and improved its EPS growth outlook for FY25, the analyst noted. The firm's revised price target implies 7% upside potential, which it says warrants a Hold recommendation.
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About PEP
PepsiCo, Inc. is a global beverage and convenient food company. The Company’s segments include PepsiCo Foods North America (PFNA), PepsiCo Beverages North America (PBNA), International Beverages Franchise (IB Franchise), Europe, Middle East and Africa (EMEA), Latin America Foods (LatAm Foods), and Asia Pacific Foods. PFNA segment includes all of its convenient food businesses in the United States and Canada. PBNA segment includes all of its beverage businesses in the United States and Canada. IB Franchise segment includes its international franchise beverage businesses, as well as its SodaStream business. EMEA segment includes its convenient food businesses and beverage businesses with Company-owned bottlers in Europe, the Middle East and Africa. LatAm Foods segment includes all of its convenient food businesses in Latin America. Asia Pacific Foods segment consists of its convenient food businesses in Asia Pacific, including China, Australia and New Zealand, as well as India.
About the author
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Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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