OwlPay Secures Ohio Money Transmitter License, Expanding U.S. Reach
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 03 2026
0mins
Source: Newsfilter
- License Expansion: OwlPay has secured a Money Transmitter License from Ohio, extending its coverage to 42 states in the U.S., thereby enhancing its competitive position in the global fintech market.
- Economic Impact: Ohio ranks as the seventh-largest state economy in the U.S. with a GDP of approximately $967 billion in 2025, housing over 600 aerospace facilities and 400 defense contractors, supporting around 418,000 jobs, and OwlPay's expansion will facilitate cross-border payments in these industries.
- Cross-Border Transactions: Currently, 45% of OwlPay's transactions are settled domestically within the U.S., while 40% are cross-border, primarily flowing to China, Hong Kong, the UAE, and Nigeria, showcasing its robust capabilities in the international payment market.
- Future Development: OwlTing plans to obtain additional licenses in countries like Poland and Japan, further extending its regulatory standards to ensure compliance and reliability in cross-border settlement services, driving the digital transformation of global commerce.
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Analyst Views on OWLS
About OWLS
OBOOK Holdings Inc is a Taiwan-based global fintech company principally engaged in blockchain technology. The Company’s business encompasses OwlPay, a stablecoin payment platform, the OwlTing blockchain, the OwlNest blockchain-based hotel management system, and the OwelTing e-commerce platform. The Company is committed to building a compliant, secure, and scalable cross-border payment infrastructure. The Company has offices in the United States, Japan, Singapore, Poland, and other countries.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
OwlTing Partners with Credible Finance for Cross-Border Payments
- Cross-Border Payment Partnership: OwlTing has signed a partnership with Credible Finance to open a payment corridor into China, with plans to expand into India, aiming to provide broader cross-border payment services for both platforms' customers and enhance market competitiveness.
- Client Base Growth: As of May 31, 2026, the number of enterprise clients on OwlPay Harbor reached 51, representing over a 40% increase from the 36 clients reported for the full year of 2025, indicating strong performance in the rapidly growing cross-border payment market.
- Surge in Transaction Volume: Since March 2026, completed transaction orders processed through OwlPay Harbor have doubled on average each month, achieving a compound monthly growth rate of 103%, reflecting the sustained demand for cross-border payment solutions and further solidifying OwlTing's market position.
- Global Network Expansion: Credible Finance has processed over $641 million in total payment volume and has set a target of $5 billion for 2026, with this partnership expected to enhance OwlPay Harbor's influence in global markets and facilitate faster fund movement for enterprises.
See More
OwlPay Secures Ohio Money Transmitter License, Expanding U.S. Reach
- License Expansion: OwlPay has secured a Money Transmitter License from Ohio, extending its coverage to 42 states in the U.S., thereby enhancing its competitive position in the global fintech market.
- Economic Impact: Ohio ranks as the seventh-largest state economy in the U.S. with a GDP of approximately $967 billion in 2025, housing over 600 aerospace facilities and 400 defense contractors, supporting around 418,000 jobs, and OwlPay's expansion will facilitate cross-border payments in these industries.
- Cross-Border Transactions: Currently, 45% of OwlPay's transactions are settled domestically within the U.S., while 40% are cross-border, primarily flowing to China, Hong Kong, the UAE, and Nigeria, showcasing its robust capabilities in the international payment market.
- Future Development: OwlTing plans to obtain additional licenses in countries like Poland and Japan, further extending its regulatory standards to ensure compliance and reliability in cross-border settlement services, driving the digital transformation of global commerce.
See More
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- Service Launch Plan: OwlPay is set to launch its new hotel booking engine in June 2026, designed to support AI agent-initiated bookings and payments by integrating OwlPay Agent Checkout, Agent Wallet, and Harbor, which is expected to significantly enhance operational efficiency for hotels and OTAs.
- Client Base Advantage: The service will initially be offered to over 2,800 hotel and accommodation clients through the OwlNest property management system, with gross booking volume reaching approximately $280 million in 2025, indicating strong market demand and a solid client foundation.
- Massive Market Potential: According to Phocuswright research, global online travel gross bookings are projected to reach approximately $1.2 trillion by 2026, with hotels and lodging being the largest category, and AI agents expected to handle 30% of travel bookings by 2030, highlighting significant market opportunities for OwlPay.
- Diverse Revenue Streams: OwlPay's service is designed to generate revenue through platform service fees, cross-border payment service fees, and per-transaction fees, allowing the company to directly participate in the economics of hospitality booking transactions, thereby enhancing profitability and competitive positioning.
See More
OwlTing Launches AI Agent Wallet to Expand Stablecoin Access
- Wallet Functionality Innovation: OwlTing has launched the OwlPay Agent Wallet specifically designed for AI agents, enabling users to easily manage stablecoins through AI commands, thereby enhancing user experience and driving stablecoin adoption in the AI economy.
- Self-Custody Model: The wallet employs a self-custody model, giving users full control over their private keys and funds, ensuring security while supporting Ethereum, Stellar, and Solana blockchains, which enhances user confidence in managing their assets.
- Significant Market Potential: According to McKinsey's report, agentic commerce is projected to reach between $3 trillion and $5 trillion by 2030, and OwlTing's innovative wallet provides a compliant transaction infrastructure for AI agents, aiming to capture this market opportunity.
- Regulatory Infrastructure: OwlTing has obtained Money Transmitter Licenses in 40 U.S. states, ensuring that its wallet complies with regulatory requirements, thus providing a secure transaction environment for AI agents and reinforcing the company's leadership in financial infrastructure.
See More
Obook Holdings Inc. Earnings Report Analysis
- Earnings Performance: Obook Holdings Inc. reported a FY GAAP EPS of -$0.39, beating expectations by $0.09, indicating a trend of improvement in profitability, although the company remains in a loss position.
- Revenue Growth: The reported revenue of $7.86M reflects a 3.8% year-over-year increase, yet it fell short of expectations by $0.05M, highlighting ongoing challenges in revenue growth amid a competitive market environment.
- Historical Financial Data: Historical earnings data for Obook Holdings Inc. suggests that while the current report shows some improvement, overall financial performance requires scrutiny, particularly regarding revenue growth and profitability.
- Market Reaction Outlook: Investor reactions to this earnings report may be influenced by the company's future growth potential; despite the EPS beat, the revenue miss could raise concerns about its sustained profitability.
See More
OwlTing Files Annual Report for 2025
- Annual Report Submission: On April 30, 2026, OwlTing filed its Annual Report with the SEC for the fiscal year ending December 31, 2025, which includes audited consolidated financial statements, ensuring financial transparency and regulatory compliance.
- Rapid Growth Recognition: OwlTing was named to the Financial Times and Statista's list of High-Growth Companies in Asia-Pacific for 2026, ranking 226th with a 42% CAGR, highlighting its strong market performance in the blockchain technology sector.
- Global Business Presence: With subsidiaries in the U.S., Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia, OwlTing operates a diversified ecosystem across payments, hospitality, and e-commerce, enhancing its competitive edge in the global market.
- Innovative Payment Solution: The company introduced OwlPay, a hybrid payment solution combining Web2 and Web3 technologies, aimed at empowering global businesses to operate confidently in the expanding stablecoin economy, thereby driving digital transformation and modernization of business operations.
See More
OwlTing Partners with Credible Finance for Cross-Border Payments
- Cross-Border Payment Partnership: OwlTing has signed a partnership with Credible Finance to open a payment corridor into China, with plans to expand into India, aiming to provide broader cross-border payment services for both platforms' customers and enhance market competitiveness.
- Client Base Growth: As of May 31, 2026, the number of enterprise clients on OwlPay Harbor reached 51, representing over a 40% increase from the 36 clients reported for the full year of 2025, indicating strong performance in the rapidly growing cross-border payment market.
- Surge in Transaction Volume: Since March 2026, completed transaction orders processed through OwlPay Harbor have doubled on average each month, achieving a compound monthly growth rate of 103%, reflecting the sustained demand for cross-border payment solutions and further solidifying OwlTing's market position.
- Global Network Expansion: Credible Finance has processed over $641 million in total payment volume and has set a target of $5 billion for 2026, with this partnership expected to enhance OwlPay Harbor's influence in global markets and facilitate faster fund movement for enterprises.
See More
OwlPay Secures Ohio Money Transmitter License, Expanding U.S. Reach
- License Expansion: OwlPay has secured a Money Transmitter License from Ohio, extending its coverage to 42 states in the U.S., thereby enhancing its competitive position in the global fintech market.
- Economic Impact: Ohio ranks as the seventh-largest state economy in the U.S. with a GDP of approximately $967 billion in 2025, housing over 600 aerospace facilities and 400 defense contractors, supporting around 418,000 jobs, and OwlPay's expansion will facilitate cross-border payments in these industries.
- Cross-Border Transactions: Currently, 45% of OwlPay's transactions are settled domestically within the U.S., while 40% are cross-border, primarily flowing to China, Hong Kong, the UAE, and Nigeria, showcasing its robust capabilities in the international payment market.
- Future Development: OwlTing plans to obtain additional licenses in countries like Poland and Japan, further extending its regulatory standards to ensure compliance and reliability in cross-border settlement services, driving the digital transformation of global commerce.
See More
OwlPay Launches New Hotel Booking Engine for AI Agents
- Service Launch Plan: OwlPay is set to launch its new hotel booking engine in June 2026, designed to support AI agent-initiated bookings and payments by integrating OwlPay Agent Checkout, Agent Wallet, and Harbor, which is expected to significantly enhance operational efficiency for hotels and OTAs.
- Client Base Advantage: The service will initially be offered to over 2,800 hotel and accommodation clients through the OwlNest property management system, with gross booking volume reaching approximately $280 million in 2025, indicating strong market demand and a solid client foundation.
- Massive Market Potential: According to Phocuswright research, global online travel gross bookings are projected to reach approximately $1.2 trillion by 2026, with hotels and lodging being the largest category, and AI agents expected to handle 30% of travel bookings by 2030, highlighting significant market opportunities for OwlPay.
- Diverse Revenue Streams: OwlPay's service is designed to generate revenue through platform service fees, cross-border payment service fees, and per-transaction fees, allowing the company to directly participate in the economics of hospitality booking transactions, thereby enhancing profitability and competitive positioning.
See More
OwlTing Launches AI Agent Wallet to Expand Stablecoin Access
- Wallet Functionality Innovation: OwlTing has launched the OwlPay Agent Wallet specifically designed for AI agents, enabling users to easily manage stablecoins through AI commands, thereby enhancing user experience and driving stablecoin adoption in the AI economy.
- Self-Custody Model: The wallet employs a self-custody model, giving users full control over their private keys and funds, ensuring security while supporting Ethereum, Stellar, and Solana blockchains, which enhances user confidence in managing their assets.
- Significant Market Potential: According to McKinsey's report, agentic commerce is projected to reach between $3 trillion and $5 trillion by 2030, and OwlTing's innovative wallet provides a compliant transaction infrastructure for AI agents, aiming to capture this market opportunity.
- Regulatory Infrastructure: OwlTing has obtained Money Transmitter Licenses in 40 U.S. states, ensuring that its wallet complies with regulatory requirements, thus providing a secure transaction environment for AI agents and reinforcing the company's leadership in financial infrastructure.
See More
Obook Holdings Inc. Earnings Report Analysis
- Earnings Performance: Obook Holdings Inc. reported a FY GAAP EPS of -$0.39, beating expectations by $0.09, indicating a trend of improvement in profitability, although the company remains in a loss position.
- Revenue Growth: The reported revenue of $7.86M reflects a 3.8% year-over-year increase, yet it fell short of expectations by $0.05M, highlighting ongoing challenges in revenue growth amid a competitive market environment.
- Historical Financial Data: Historical earnings data for Obook Holdings Inc. suggests that while the current report shows some improvement, overall financial performance requires scrutiny, particularly regarding revenue growth and profitability.
- Market Reaction Outlook: Investor reactions to this earnings report may be influenced by the company's future growth potential; despite the EPS beat, the revenue miss could raise concerns about its sustained profitability.
See More
OwlTing Files Annual Report for 2025
- Annual Report Submission: On April 30, 2026, OwlTing filed its Annual Report with the SEC for the fiscal year ending December 31, 2025, which includes audited consolidated financial statements, ensuring financial transparency and regulatory compliance.
- Rapid Growth Recognition: OwlTing was named to the Financial Times and Statista's list of High-Growth Companies in Asia-Pacific for 2026, ranking 226th with a 42% CAGR, highlighting its strong market performance in the blockchain technology sector.
- Global Business Presence: With subsidiaries in the U.S., Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia, OwlTing operates a diversified ecosystem across payments, hospitality, and e-commerce, enhancing its competitive edge in the global market.
- Innovative Payment Solution: The company introduced OwlPay, a hybrid payment solution combining Web2 and Web3 technologies, aimed at empowering global businesses to operate confidently in the expanding stablecoin economy, thereby driving digital transformation and modernization of business operations.
See More
