Manhattan Bridge Capital Q1 Earnings Report
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
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Should l Buy LOAN?
Source: seekingalpha
- Earnings Performance: Manhattan Bridge Capital reported a GAAP EPS of $0.11 for Q1, aligning with market expectations, indicating stability in profitability despite uncertain market conditions.
- Revenue Decline: The company's revenue for Q1 was $2.07 million, reflecting an 8.8% year-over-year decline, which highlights challenges in revenue growth amid increasing competition and market demand fluctuations, potentially impacting future investment decisions.
- Dividend Commitment: The dividend scorecard for Manhattan Bridge Capital demonstrates the company's ongoing commitment to shareholder returns, maintaining attractiveness to investors despite revenue declines, which may help stabilize stock prices.
- Financial Transparency: The financial information released by the company provides investors with a clear overview of performance, enhancing market confidence in its financial health, even while facing revenue pressures.
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Analyst Views on LOAN
About LOAN
Manhattan Bridge Capital, Inc. is a real estate finance company focused on originating, servicing, and managing a portfolio of first mortgage loans. It offers short-term, secured, and non-banking loans initial term expires, to real estate investors to fund their acquisition, renovation, rehabilitation, or improvement of properties located in the New York metropolitan area, including New Jersey, Connecticut, and in Florida. Its real estate lending activities involve originating, funding, servicing, and managing short-term loans, which is loans with an initial term of not more than one year; secured by first mortgage liens on real estate property located in the New York metropolitan area. Borrowers use the proceeds from its loans for one of three purposes: to acquire and renovate existing residential, including single, two or three-family, real estate properties; to acquire vacant land and construct residential real properties; and to purchase and hold income-producing properties.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Earnings Performance: Manhattan Bridge Capital reported a GAAP EPS of $0.11 for Q1, aligning with market expectations, indicating stability in profitability despite uncertain market conditions.
- Revenue Decline: The company's revenue for Q1 was $2.07 million, reflecting an 8.8% year-over-year decline, which highlights challenges in revenue growth amid increasing competition and market demand fluctuations, potentially impacting future investment decisions.
- Dividend Commitment: The dividend scorecard for Manhattan Bridge Capital demonstrates the company's ongoing commitment to shareholder returns, maintaining attractiveness to investors despite revenue declines, which may help stabilize stock prices.
- Financial Transparency: The financial information released by the company provides investors with a clear overview of performance, enhancing market confidence in its financial health, even while facing revenue pressures.
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- Profit Decline: Manhattan Bridge Capital reported a first-quarter profit of $1.27 million, or $0.11 per share, down from $1.37 million and $0.12 per share last year, indicating a weakening in profitability that may affect investor confidence.
- Revenue Drop: The company's revenue fell 8.8% to $2.07 million from $2.27 million last year, reflecting weak market demand that could limit future business growth prospects.
- Financial Performance Comparison: The simultaneous decline in both profit and revenue compared to the previous year suggests that the company is facing challenges in the current economic environment, potentially necessitating a reassessment of its business strategy to restore growth.
- Investor Concerns: The drop in profit and revenue may raise concerns among investors regarding the company's future performance, especially amid increasing competition and market uncertainties, which could impact stock price performance.
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- Net Income Decline: For Q1 2026, Manhattan Bridge Capital reported a net income of approximately $1.27 million, or $0.11 per share, reflecting a 7.2% decrease from $1.37 million in Q1 2025, primarily due to lower revenue, although partially offset by reduced interest expenses.
- Total Revenue Decrease: The total revenue for Q1 2026 was approximately $2.07 million, down 9.1% from $2.27 million in the same period last year, mainly driven by a decline in loans receivable and reduced loan origination activity.
- Stable Shareholder Equity: As of March 31, 2026, the company's total stockholders' equity stood at approximately $43.11 million, indicating a relatively stable financial foundation despite the revenue decline.
- Share Repurchase Program: The company approved a share repurchase program in November 2025, allowing for the buyback of up to 100,000 shares, and as of March 31, 2026, had repurchased 9,300 shares at a cost of approximately $42,000, reflecting confidence in its stock value.
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- Dividend Yield Assessment: LOAN's current annualized dividend yield stands at 9.52%, and while dividends are not always predictable, historical data aids in assessing the likelihood of future dividends, impacting investor return expectations.
- Price Fluctuation Range: LOAN's 52-week low is $4.125 per share, with a high of $5.85, while the latest trade price is $4.60, indicating that the stock is fluctuating near its low point, which may affect investor confidence and decision-making.
- Market Performance Analysis: In Monday trading, shares of Manhattan Bridge Capital, Inc. are up about 0.4%, reflecting a short-term positive market reaction that could attract more investor attention.
- Technical Indicator Reference: By comparing with the 200-day moving average, investors can better understand the performance trends of LOAN stock, enabling more informed investment decisions.
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- Earnings Highlights: Manhattan Bridge Capital reported a fiscal year GAAP EPS of $0.45, indicating stable profitability, although there was no significant growth compared to the previous year.
- Revenue Decline: The company reported revenue of $8.67 million, reflecting a year-over-year decline of 10.5%, suggesting that loan demand may be suppressed in the current economic environment, impacting overall performance.
- Dividend Performance: The dividend scorecard for Manhattan Bridge Capital indicates that despite the revenue decline, the company has maintained its dividend payments, reflecting a commitment to shareholder returns.
- Financial Transparency: The company maintains transparency in its financial disclosures, providing detailed financial data aimed at enhancing investor confidence and attracting potential investor interest.
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2025 Results Overview: The report from Manhattan Bridge Capital, Inc. outlines the financial results and performance metrics for the year 2025.
Key Financial Highlights: The report includes significant figures such as revenue, net income, and other financial indicators that reflect the company's growth and stability.
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