KNSL Trails Behind Industry, Sells at a Premium: Should You Hold the Stock?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 18 2025
0mins
Source: NASDAQ.COM
Stock Performance: Kinsale Capital Group, Inc. (KNSL) shares have declined by 17.1% over the past year, underperforming the industry average growth of 6.8%, while trading at a premium compared to the Zacks Property and Casualty Insurance industry.
Earnings Growth and Estimates: The Zacks Consensus Estimate predicts a 17.8% increase in Kinsale Capital's 2025 earnings per share, with a long-term earnings growth rate of 14.8%, significantly higher than the industry average of 7.3%.
Operational Efficiency: Kinsale Capital boasts a return on equity (ROE) of 25.6% and a return on invested capital (ROIC) of 22.4%, both outperforming industry averages, indicating strong efficiency in utilizing shareholder funds.
Market Position and Strategy: The company is well-positioned in the excess and surplus (E&S) market, targeting small and medium-sized accounts with better pricing strategies, and has a solid dividend history along with a share repurchase program to enhance shareholder value.
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Analyst Views on ACGL
Wall Street analysts forecast ACGL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACGL is 107.62 USD with a low forecast of 93.00 USD and a high forecast of 131.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
6 Buy
6 Hold
1 Sell
Moderate Buy
Current: 95.720
Low
93.00
Averages
107.62
High
131.00
Current: 95.720
Low
93.00
Averages
107.62
High
131.00
About ACGL
Arch Capital Group Ltd. is a Bermuda-based company, which provides insurance, reinsurance, and mortgage insurance through its subsidiaries. The insurance segment consists of the Company’s insurance underwriting units, which offer specialty product lines, including construction and national accounts; excess and surplus casualty; professional lines; programs; property, energy, marine and aviation; travel, accident and health; warranty and lender solutions, and others (consisting of alternative markets, excess workers' compensation and surety business). The reinsurance segment consists of its reinsurance underwriting units, which offer specialty product lines, including casualty; marine and aviation; other specialty; property catastrophe; property excluding property catastrophe, and others (consisting of life reinsurance and other). The mortgage segment includes its United States primary mortgage insurance business, investment and services related to United States credit-risk transfer.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
ACGL Stock Price Analysis: 52-Week Low at $82.45, High at $97.60
- Price Range Analysis: ACGL's 52-week low stands at $82.45, while the high is $97.60, with the last trade recorded at $90.77, indicating significant price fluctuations within this range and reflecting market caution regarding its future performance.
- Technical Analysis Data: According to data from TechnicalAnalysisChannel.com, ACGL's stock price has fallen below its 200-day moving average, potentially signaling short-term downward pressure, prompting investors to monitor subsequent trends to assess risk.
- Market Sentiment Analysis: With the current stock price nearing the 52-week low, investor confidence in ACGL may wane, particularly against a backdrop of increased overall market volatility, necessitating a careful evaluation of holding strategies.
- Investor Focus: ACGL's stock performance is closely tied to overall market trends, and investors should pay attention to relevant technical indicators and market sentiment to make more informed investment decisions.
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- Market Confidence Boost: Cboe Global Markets, Inc. (CBOE) and First Horizon Corporation (FHN) both earned A+ ratings, suggesting analysts are optimistic about their earnings outlook, potentially enhancing their performance in the competitive financial market.
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