Insurance Stocks Thrive Amid Market Volatility; Stability Could Be the Key.
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 17h ago
0mins
Source: Barron's
- Insurance Stocks Performance: Insurance stocks are showing strong performance, achieving steady gains amidst market volatility.
- Sector Resilience: This group within the financial sector is demonstrating its strength and resilience compared to the broader market.
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Analyst Views on CB
Wall Street analysts forecast CB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CB is 319.13 USD with a low forecast of 279.00 USD and a high forecast of 355.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
17 Analyst Rating
8 Buy
7 Hold
2 Sell
Moderate Buy
Current: 331.280
Low
279.00
Averages
319.13
High
355.00
Current: 331.280
Low
279.00
Averages
319.13
High
355.00
About CB
Chubb Limited is a Switzerland-based holding company. The Company, through its subsidiaries, provides a range of insurance and reinsurance products and services to clients around the world. Its segments include North America Commercial property and casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance and Life Insurance. It offers commercial insurance products and service offerings, such as risk management programs, loss control, and engineering and complex claims management. It provides specialized insurance products to areas, such as aviation and energy. It also offers personal lines insurance coverage, including homeowners, automobile, valuables, umbrella liability and recreational marine products. In addition, it supplies personal accident, supplemental health and life insurance to individuals in select countries.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Chubb Limited Q4 2025 Earnings Call Highlights
- Core Operating Income Growth: Chubb Limited reported nearly $3 billion in core operating income for Q4 2025, translating to $7.52 per share, marking increases of approximately 22% and 25%, respectively, which underscores the company's resilience and profitability across its diversified business segments.
- Strong Premium Revenue: The company achieved over 7.5% growth in property and casualty (P&C) premium revenue this quarter, with consumer business up nearly 12% and agriculture business soaring over 45%, indicating a reinforced leadership position in the U.S. crop insurance market.
- Increase in Invested Assets: Chubb's invested assets rose to $169 billion from $151 billion a year ago, with total cash and invested assets exceeding $171 billion, reflecting the company's robust financial health and ongoing capital return capabilities.
- Optimistic Future Outlook: Management expressed confidence in achieving strong growth in operating earnings and double-digit EPS growth for 2026, with adjusted net investment income expected to range between $1.81 billion and $1.84 billion in Q1, highlighting strategic investments and risk management initiatives.
See More
Insurance Stocks Thrive Amid Market Volatility; Stability Could Be the Key.
- Insurance Stocks Performance: Insurance stocks are showing strong performance, achieving steady gains amidst market volatility.
- Sector Resilience: This group within the financial sector is demonstrating its strength and resilience compared to the broader market.
See More
Supreme Court Ruling on Tariff Legality Could Have Major Implications
- Potential for Tariff Refunds: Should the Supreme Court rule that Trump's International Emergency Economic Powers Act (IEEPA) tariffs are illegal, U.S. companies could receive billions in tariff refunds and insurance payouts, significantly improving their cash flow and financial health.
- Surge in Customs Bonds: As tariffs have risen from 10% to over 25%, importers are now facing customs bond amounts ranging from the regulatory minimum of $50,000 to $450 million, with some clients experiencing increases of up to 550%, putting pressure on their liquidity positions.
- Increased Insurer Profits: Insurers are benefiting from higher premium collections due to the rising customs bond amounts, with the number of insufficiency notices issued to importers quadrupling since 2017, highlighting the volatility and complexity of the current market environment.
- Future Uncertainty: If the Supreme Court rules the IEEPA tariffs illegal, while this may pose revenue challenges for insurers, the potential for freer trade and reduced uncertainty could yield positive economic outcomes, although the refund process may take time.
See More
Chubb Ltd (CB.US) Executive Plans to Sell $5 Million in Common Stock via Form 144
- Stock Sale Announcement: Chubb Ltd. officer Evan Greenberg plans to sell 15,060 shares of the company's common stock on February 5.
- Market Value: The total market value of the shares to be sold is approximately $5 million.
See More
Chubb Q4 2025 Earnings Exceed Expectations
- Strong Earnings Performance: Chubb reported Q4 2025 operating EPS of $7.52, exceeding the analyst estimate of $6.78, and rising from $7.49 in Q3 and $6.02 a year earlier, indicating sustained profitability improvements.
- Record P&C Underwriting Income: The property and casualty underwriting income reached a record $6.53 billion in Q4, up from $2.26 billion in Q3 and reflecting an 11.6% year-over-year growth, showcasing the company's robust market performance and expanding market share.
- Significant Reduction in Catastrophe Losses: Total pre-tax catastrophe losses were $265 million, down from $285 million in Q3 and $607 million in Q4 2024, demonstrating the effectiveness of the company's risk management strategies.
- Steady Growth in Investment Income: Adjusted net investment income rose to $1.81 billion from $1.78 billion in Q3, marking a 7.3% year-over-year increase, which enhances the company's financial stability through effective portfolio management.
See More
Chubb (CB) Set to Release Q4 Earnings on February 3rd
- Earnings Announcement: Chubb is scheduled to announce its Q4 earnings on February 3rd after market close, with a consensus EPS estimate of $6.78, reflecting a substantial year-over-year increase of 176.7%, which could further solidify its leadership in the insurance sector.
- Revenue Expectations: The expected revenue for Chubb in Q4 is $11.14 billion, representing an 11.6% year-over-year decline, which may indicate the impact of increased market competition and changing economic conditions on the company's performance.
- Historical Performance: Over the past two years, Chubb has exceeded EPS estimates 100% of the time and has beaten revenue estimates 63% of the time, demonstrating its strong profitability and market adaptability.
- Estimate Revisions: In the last three months, Chubb's EPS estimates have seen 14 upward revisions with no downward adjustments, indicating analysts' confidence in the company's future performance, while revenue estimates have had one upward revision, reflecting cautious optimism about its revenue growth.
See More
Chubb Limited Q4 2025 Earnings Call Highlights
- Core Operating Income Growth: Chubb Limited reported nearly $3 billion in core operating income for Q4 2025, translating to $7.52 per share, marking increases of approximately 22% and 25%, respectively, which underscores the company's resilience and profitability across its diversified business segments.
- Strong Premium Revenue: The company achieved over 7.5% growth in property and casualty (P&C) premium revenue this quarter, with consumer business up nearly 12% and agriculture business soaring over 45%, indicating a reinforced leadership position in the U.S. crop insurance market.
- Increase in Invested Assets: Chubb's invested assets rose to $169 billion from $151 billion a year ago, with total cash and invested assets exceeding $171 billion, reflecting the company's robust financial health and ongoing capital return capabilities.
- Optimistic Future Outlook: Management expressed confidence in achieving strong growth in operating earnings and double-digit EPS growth for 2026, with adjusted net investment income expected to range between $1.81 billion and $1.84 billion in Q1, highlighting strategic investments and risk management initiatives.
See More
Insurance Stocks Thrive Amid Market Volatility; Stability Could Be the Key.
- Insurance Stocks Performance: Insurance stocks are showing strong performance, achieving steady gains amidst market volatility.
- Sector Resilience: This group within the financial sector is demonstrating its strength and resilience compared to the broader market.
See More
Supreme Court Ruling on Tariff Legality Could Have Major Implications
- Potential for Tariff Refunds: Should the Supreme Court rule that Trump's International Emergency Economic Powers Act (IEEPA) tariffs are illegal, U.S. companies could receive billions in tariff refunds and insurance payouts, significantly improving their cash flow and financial health.
- Surge in Customs Bonds: As tariffs have risen from 10% to over 25%, importers are now facing customs bond amounts ranging from the regulatory minimum of $50,000 to $450 million, with some clients experiencing increases of up to 550%, putting pressure on their liquidity positions.
- Increased Insurer Profits: Insurers are benefiting from higher premium collections due to the rising customs bond amounts, with the number of insufficiency notices issued to importers quadrupling since 2017, highlighting the volatility and complexity of the current market environment.
- Future Uncertainty: If the Supreme Court rules the IEEPA tariffs illegal, while this may pose revenue challenges for insurers, the potential for freer trade and reduced uncertainty could yield positive economic outcomes, although the refund process may take time.
See More
Chubb Ltd (CB.US) Executive Plans to Sell $5 Million in Common Stock via Form 144
- Stock Sale Announcement: Chubb Ltd. officer Evan Greenberg plans to sell 15,060 shares of the company's common stock on February 5.
- Market Value: The total market value of the shares to be sold is approximately $5 million.
See More
Chubb Q4 2025 Earnings Exceed Expectations
- Strong Earnings Performance: Chubb reported Q4 2025 operating EPS of $7.52, exceeding the analyst estimate of $6.78, and rising from $7.49 in Q3 and $6.02 a year earlier, indicating sustained profitability improvements.
- Record P&C Underwriting Income: The property and casualty underwriting income reached a record $6.53 billion in Q4, up from $2.26 billion in Q3 and reflecting an 11.6% year-over-year growth, showcasing the company's robust market performance and expanding market share.
- Significant Reduction in Catastrophe Losses: Total pre-tax catastrophe losses were $265 million, down from $285 million in Q3 and $607 million in Q4 2024, demonstrating the effectiveness of the company's risk management strategies.
- Steady Growth in Investment Income: Adjusted net investment income rose to $1.81 billion from $1.78 billion in Q3, marking a 7.3% year-over-year increase, which enhances the company's financial stability through effective portfolio management.
See More
Chubb (CB) Set to Release Q4 Earnings on February 3rd
- Earnings Announcement: Chubb is scheduled to announce its Q4 earnings on February 3rd after market close, with a consensus EPS estimate of $6.78, reflecting a substantial year-over-year increase of 176.7%, which could further solidify its leadership in the insurance sector.
- Revenue Expectations: The expected revenue for Chubb in Q4 is $11.14 billion, representing an 11.6% year-over-year decline, which may indicate the impact of increased market competition and changing economic conditions on the company's performance.
- Historical Performance: Over the past two years, Chubb has exceeded EPS estimates 100% of the time and has beaten revenue estimates 63% of the time, demonstrating its strong profitability and market adaptability.
- Estimate Revisions: In the last three months, Chubb's EPS estimates have seen 14 upward revisions with no downward adjustments, indicating analysts' confidence in the company's future performance, while revenue estimates have had one upward revision, reflecting cautious optimism about its revenue growth.
See More
