First Internet Bank Executive to Speak at Payments Conference
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 08 2026
0mins
Should l Buy INBK?
Source: Newsfilter
- Executive Speech: Anne Sharkey, Senior Vice President and Chief Risk Officer of First Internet Bank, will speak at the 2026 Nacha Smarter Faster Payments Conference, highlighting the importance of collaboration between financial institutions and the payments ecosystem, which is expected to attract significant industry attention.
- Conference Theme: Sharkey will discuss how industry collaboration can enhance customer experience during the spotlight session on April 28, emphasizing the critical role banks play in balancing innovation with trust and reliability, reflecting the challenges and opportunities in today's digital payments landscape.
- Industry Collaboration: The conference will bring together financial institutions, payment innovators, and industry leaders to explore trends shaping the future of the payments ecosystem, aiming to improve customer engagement and drive the next generation of digital financial services through collaboration.
- Bank Background: Since its inception in 1999, First Internet Bank has become a pioneer in branchless banking services, with assets reaching $5.6 billion as of December 31, 2025, offering a variety of financial services that underscore its significant position in the industry.
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Analyst Views on INBK
Wall Street analysts forecast INBK stock price to rise
3 Analyst Rating
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 22.580
Low
22.00
Averages
27.33
High
35.00
Current: 22.580
Low
22.00
Averages
27.33
High
35.00
About INBK
First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
First Internet Bancorp Q1 2026 Earnings Highlights
- Significant Revenue Growth: First Internet Bancorp reported total revenue of $43.1 million for Q1 2026, reflecting a 21% year-over-year increase, which underscores the resilience and strength of its diversified business model and is expected to enhance market competitiveness.
- Deposit Structure Optimization: Total deposits reached $5 billion, up from $4.8 billion in the previous quarter, with average fintech deposits at $2.4 billion, indicating positive progress in attracting lower-cost deposits.
- Rising Credit Costs: The provision for credit losses was $16.3 million, with net charge-offs at $15.8 million; while credit costs remain elevated in the short term, management anticipates gradual improvement in the second half of 2026, reflecting a focus on credit quality.
- Macroeconomic Uncertainty: Management expressed caution regarding future loan growth, noting that volatile energy prices and geopolitical risks could lead to tighter underwriting standards, potentially impacting overall business development.
See More
Indian Stocks Set to Rebound on Monday Amid Earnings and Crude Prices
- Market Rebound Anticipation: Indian stocks are expected to open about 1% higher on Monday, with GIFT Nifty futures at 24,143.50 points, driven by buying interest in undervalued stocks following recent corrections, although overall sentiment remains subdued.
- Crude Price Impact: Brent crude is trading at approximately $107 per barrel, as disruptions in Middle Eastern energy exports due to the Iran war crisis raise concerns about global economic slowdown and inflation, impacting investor sentiment.
- Earnings Reports Focus: Quarterly earnings from Reliance Industries and Axis Bank will be in focus, with Reliance missing profit expectations due to rising costs and supply disruptions, while Axis Bank faces pressure from lower treasury income and higher provisions.
- Foreign Investment Trends: Foreign portfolio investors have been net sellers of Indian stocks for the fifth consecutive session, while domestic institutional investors continue to buy, indicating a divergence in market liquidity dynamics.
See More
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- Strong Profit Performance: IndusInd Bank reported a profit of 5.33 billion rupees ($56.55 million) for the quarter ending March 31, significantly exceeding analysts' expectations of 3.89 billion rupees, indicating a remarkable improvement in its profitability.
- Reduction in Provisions: The primary driver of this quarter's profit was a decrease in provisions for potential bad loans, reflecting the bank's positive progress in risk management and enhancing market confidence.
- Historical Comparison: In contrast to the same quarter last year, when IndusInd Bank reported its largest-ever quarterly loss due to years of misaccounting of internal derivative trades, this turnaround signifies a substantial improvement in the bank's financial health.
- Enhanced Market Position: As the fifth-largest private lender in India, IndusInd Bank's strong performance not only boosts its market capitalization but may also attract more investor attention, further propelling its future growth.
See More
First Internet Bank Executive to Speak at Payments Conference
- Executive Speech: Anne Sharkey, Senior Vice President and Chief Risk Officer of First Internet Bank, will speak at the 2026 Nacha Smarter Faster Payments Conference, highlighting the importance of collaboration between financial institutions and the payments ecosystem, which is expected to attract significant industry attention.
- Conference Theme: Sharkey will discuss how industry collaboration can enhance customer experience during the spotlight session on April 28, emphasizing the critical role banks play in balancing innovation with trust and reliability, reflecting the challenges and opportunities in today's digital payments landscape.
- Industry Collaboration: The conference will bring together financial institutions, payment innovators, and industry leaders to explore trends shaping the future of the payments ecosystem, aiming to improve customer engagement and drive the next generation of digital financial services through collaboration.
- Bank Background: Since its inception in 1999, First Internet Bank has become a pioneer in branchless banking services, with assets reaching $5.6 billion as of December 31, 2025, offering a variety of financial services that underscore its significant position in the industry.
See More
First Internet Bank Appoints New SBA National Sales Manager
- New Appointment: First Internet Bank has announced the appointment of Gary Carter as the Small Business Administration (SBA) National Sales Manager, tasked with leading the national SBA sales strategy aimed at expanding client relationships and increasing loan volume, thereby enhancing the lending experience for small business clients.
- Experienced Leader: In his previous role as Senior Credit Officer, Carter worked closely with the sales team to optimize deal structures and improve loan conversion rates, showcasing his expertise in driving successful SBA loan outcomes, which is expected to enhance the bank's loan issuance efficiency.
- Strategic Focus: Carter emphasizes that strong SBA growth relies on clarity and consistent execution rather than merely chasing volume, a philosophy that will help the bank maintain robust performance while expanding its market presence and building customer trust.
- Industry Background: Prior to joining First Internet Bank, Carter gained extensive experience at Live Oak Bank, where he supported sales teams in efficiently navigating the SBA loan process, and he is expected to leverage this experience to assist small business owners in securing loans, driving the bank's business growth.
See More
First Internet Bank Earns Top Checking Account Distinction
- Award Recognition: First Internet Bank's Do More Business™ Checking account has been awarded the top checking account distinction in the MoneyRates 2026 Banking Awards, highlighting its competitive edge among U.S. financial institutions representing over half of all bank deposits.
- Transparent Fees: The account's high ranking is attributed to the elimination of monthly maintenance and overdraft fees while maintaining a low $100 minimum opening deposit, which helps business owners reduce unnecessary costs and enhances customer satisfaction.
- Consecutive Awards: The Do More Business™ Checking account has been recognized as a 2025 Silver winner for Small or Medium Business Product of the Year by the Best in Biz Awards for the third consecutive year, further solidifying its market position and demonstrating the product's ongoing appeal.
- Industry Pioneer: Since its inception in 1999, First Internet Bank has been a pioneer in branchless banking services, boasting assets of $5.6 billion and offering a diverse range of financial services, showcasing its innovative capabilities and market adaptability.
See More
First Internet Bancorp Q1 2026 Earnings Highlights
- Significant Revenue Growth: First Internet Bancorp reported total revenue of $43.1 million for Q1 2026, reflecting a 21% year-over-year increase, which underscores the resilience and strength of its diversified business model and is expected to enhance market competitiveness.
- Deposit Structure Optimization: Total deposits reached $5 billion, up from $4.8 billion in the previous quarter, with average fintech deposits at $2.4 billion, indicating positive progress in attracting lower-cost deposits.
- Rising Credit Costs: The provision for credit losses was $16.3 million, with net charge-offs at $15.8 million; while credit costs remain elevated in the short term, management anticipates gradual improvement in the second half of 2026, reflecting a focus on credit quality.
- Macroeconomic Uncertainty: Management expressed caution regarding future loan growth, noting that volatile energy prices and geopolitical risks could lead to tighter underwriting standards, potentially impacting overall business development.
See More
Indian Stocks Set to Rebound on Monday Amid Earnings and Crude Prices
- Market Rebound Anticipation: Indian stocks are expected to open about 1% higher on Monday, with GIFT Nifty futures at 24,143.50 points, driven by buying interest in undervalued stocks following recent corrections, although overall sentiment remains subdued.
- Crude Price Impact: Brent crude is trading at approximately $107 per barrel, as disruptions in Middle Eastern energy exports due to the Iran war crisis raise concerns about global economic slowdown and inflation, impacting investor sentiment.
- Earnings Reports Focus: Quarterly earnings from Reliance Industries and Axis Bank will be in focus, with Reliance missing profit expectations due to rising costs and supply disruptions, while Axis Bank faces pressure from lower treasury income and higher provisions.
- Foreign Investment Trends: Foreign portfolio investors have been net sellers of Indian stocks for the fifth consecutive session, while domestic institutional investors continue to buy, indicating a divergence in market liquidity dynamics.
See More
IndusInd Bank Reports Strong Q4 Profit Surpassing Expectations
- Strong Profit Performance: IndusInd Bank reported a profit of 5.33 billion rupees ($56.55 million) for the quarter ending March 31, significantly exceeding analysts' expectations of 3.89 billion rupees, indicating a remarkable improvement in its profitability.
- Reduction in Provisions: The primary driver of this quarter's profit was a decrease in provisions for potential bad loans, reflecting the bank's positive progress in risk management and enhancing market confidence.
- Historical Comparison: In contrast to the same quarter last year, when IndusInd Bank reported its largest-ever quarterly loss due to years of misaccounting of internal derivative trades, this turnaround signifies a substantial improvement in the bank's financial health.
- Enhanced Market Position: As the fifth-largest private lender in India, IndusInd Bank's strong performance not only boosts its market capitalization but may also attract more investor attention, further propelling its future growth.
See More
First Internet Bank Executive to Speak at Payments Conference
- Executive Speech: Anne Sharkey, Senior Vice President and Chief Risk Officer of First Internet Bank, will speak at the 2026 Nacha Smarter Faster Payments Conference, highlighting the importance of collaboration between financial institutions and the payments ecosystem, which is expected to attract significant industry attention.
- Conference Theme: Sharkey will discuss how industry collaboration can enhance customer experience during the spotlight session on April 28, emphasizing the critical role banks play in balancing innovation with trust and reliability, reflecting the challenges and opportunities in today's digital payments landscape.
- Industry Collaboration: The conference will bring together financial institutions, payment innovators, and industry leaders to explore trends shaping the future of the payments ecosystem, aiming to improve customer engagement and drive the next generation of digital financial services through collaboration.
- Bank Background: Since its inception in 1999, First Internet Bank has become a pioneer in branchless banking services, with assets reaching $5.6 billion as of December 31, 2025, offering a variety of financial services that underscore its significant position in the industry.
See More
First Internet Bank Appoints New SBA National Sales Manager
- New Appointment: First Internet Bank has announced the appointment of Gary Carter as the Small Business Administration (SBA) National Sales Manager, tasked with leading the national SBA sales strategy aimed at expanding client relationships and increasing loan volume, thereby enhancing the lending experience for small business clients.
- Experienced Leader: In his previous role as Senior Credit Officer, Carter worked closely with the sales team to optimize deal structures and improve loan conversion rates, showcasing his expertise in driving successful SBA loan outcomes, which is expected to enhance the bank's loan issuance efficiency.
- Strategic Focus: Carter emphasizes that strong SBA growth relies on clarity and consistent execution rather than merely chasing volume, a philosophy that will help the bank maintain robust performance while expanding its market presence and building customer trust.
- Industry Background: Prior to joining First Internet Bank, Carter gained extensive experience at Live Oak Bank, where he supported sales teams in efficiently navigating the SBA loan process, and he is expected to leverage this experience to assist small business owners in securing loans, driving the bank's business growth.
See More
First Internet Bank Earns Top Checking Account Distinction
- Award Recognition: First Internet Bank's Do More Business™ Checking account has been awarded the top checking account distinction in the MoneyRates 2026 Banking Awards, highlighting its competitive edge among U.S. financial institutions representing over half of all bank deposits.
- Transparent Fees: The account's high ranking is attributed to the elimination of monthly maintenance and overdraft fees while maintaining a low $100 minimum opening deposit, which helps business owners reduce unnecessary costs and enhances customer satisfaction.
- Consecutive Awards: The Do More Business™ Checking account has been recognized as a 2025 Silver winner for Small or Medium Business Product of the Year by the Best in Biz Awards for the third consecutive year, further solidifying its market position and demonstrating the product's ongoing appeal.
- Industry Pioneer: Since its inception in 1999, First Internet Bank has been a pioneer in branchless banking services, boasting assets of $5.6 billion and offering a diverse range of financial services, showcasing its innovative capabilities and market adaptability.
See More
