Figure Technology Solutions Reports Preliminary Operating Data for Q1 2026
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
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Should l Buy FIGR?
Source: Newsfilter
- Consumer Loan Marketplace Performance: In March 2026, Figure's consumer loan marketplace volume reached $1.19 billion, reflecting a 33% month-over-month increase and a 102% year-over-year growth, indicating strong growth potential in consumer credit and likely enhancing market share.
- Rising Borrower Demand: Borrower demand in Q1 2026 hit $376 million, a 53% increase from Q4 2025, showcasing strong consumer interest in loans, which could drive future revenue growth for the company.
- Increased Lender Supply: Available lender supply reached $453 million in March 2026, up 14% from February, demonstrating the company's success in attracting lenders and enhancing its competitive position in the market.
- Innovative Product Launch: Following the launch of the $YLDS stablecoin in February 2025, its circulation reached $598 million by March 2026, highlighting the company's innovation in the digital asset space and its market leadership, which is expected to attract more investor interest.
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Analyst Views on FIGR
Wall Street analysts forecast FIGR stock price to rise
7 Analyst Rating
6 Buy
1 Hold
0 Sell
Strong Buy
Current: 32.890
Low
50.00
Averages
54.67
High
62.00
Current: 32.890
Low
50.00
Averages
54.67
High
62.00
About FIGR
Figure Technology Solutions Inc., formerly FT Intermediate, Inc., is a blockchain-native capital marketplace that connects origination, funding, and secondary market activity. It operates and manages its business through FT Intermediate, Inc. (FTI) and Figure Markets Holdings, Inc. (Markets). The Company's proprietary technology enables next generation lending, trading and investing activities in areas, such as consumer credit and digital assets. Its application of the blockchain ledger allows it to serve its end-customers, improve speed and efficiency, and enhance standardization and liquidity. Its products include Figure HELOC, DSCR Loan, Cash-Out Refinance, Crypto-Backed Loan, Blog, Testimonials, and Repayment Assistance. It utilizes blockchain technology to develop an exchange for digital assets and credit, with new product offerings including providing interest-bearing stablecoin deposits. Its Figure HELOCs offer investors a diversified and risk-adjusted return on the market.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Consumer Loan Marketplace Performance: In March 2026, Figure's consumer loan marketplace volume reached $1.19 billion, reflecting a 33% month-over-month increase and a 102% year-over-year growth, indicating strong growth potential in consumer credit and likely enhancing market share.
- Rising Borrower Demand: Borrower demand in Q1 2026 hit $376 million, a 53% increase from Q4 2025, showcasing strong consumer interest in loans, which could drive future revenue growth for the company.
- Increased Lender Supply: Available lender supply reached $453 million in March 2026, up 14% from February, demonstrating the company's success in attracting lenders and enhancing its competitive position in the market.
- Innovative Product Launch: Following the launch of the $YLDS stablecoin in February 2025, its circulation reached $598 million by March 2026, highlighting the company's innovation in the digital asset space and its market leadership, which is expected to attract more investor interest.
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- Merger Announcement: CoinShares is merging with Vine Hill Capital to form CoinShares PLC, with a valuation of approximately $1.2 billion and a $50 million investment from institutional investors, set to begin trading on Nasdaq Wednesday, marking a significant step in its U.S. market expansion.
- Assets Under Management: CoinShares manages $6 billion in assets, focusing on crypto assets and offering structured investment products for both institutional and retail investors, with the CEO expressing a desire to leverage the U.S. listing to accelerate growth in the American market.
- Market Environment Challenges: The listing occurs amid a downturn in the crypto market, yet the CEO emphasizes the company's readiness, asserting that service companies tend to be more resilient when listed during bear markets, thus maintaining stability amid market uncertainties.
- Profitability and Business Model: CoinShares has been profitable every year since its inception in 2014, relying on recurring fees from managed assets for revenue, which provides more stability compared to transaction-driven platforms, with the CEO aiming to diversify products to encourage broader Bitcoin ownership.
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- SPAC Merger Listing: CoinShares has completed its merger with Vine Hill Capital and is set to begin trading on Nasdaq on Wednesday, with a valuation of approximately $1.2 billion and a $50 million investment from institutional investors, marking a strategic move for expansion into the U.S. market.
- Challenging Market Environment: Although the crypto IPO market was strong in 2025, CoinShares' listing occurs amid a sector-wide decline, with Bitcoin prices dropping 40% over the past six months, indicating a cautious investor sentiment.
- Profitability and Business Model: CoinShares has been profitable every year since its inception in 2014, primarily generating stable revenue through asset management fees, which provides a stronger resilience compared to trading platforms that rely on transaction-driven income.
- U.S. Market Strategy: CoinShares aims to accelerate its asset management growth through its U.S. listing, with CEO Mognetti emphasizing that despite the unfavorable market conditions, the company is ready to face challenges and is committed to offering diverse digital asset investment products to investors.
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- Price Target Adjustments: Bernstein lowered the price target for Robinhood from $160 to $130 and for Coinbase from $440 to $330, yet maintained an ‘Outperform’ rating on both stocks, reflecting confidence in their long-term potential despite short-term pressures.
- Market Sentiment Analysis: Amid macroeconomic pressures and weak crypto sentiment, analysts believe both companies may be forming a bottom around the weak first-quarter earnings cycle, suggesting that current market conditions present a good entry point for investors.
- Stock Market Performance: In pre-market trading, both Coinbase and Robinhood stocks rose by 2%, closing at $161 and $66 respectively, indicating sustained investor interest, particularly as retail sentiment around HOOD remained in the ‘bullish’ territory on Stocktwits.
- Industry Outlook: Bernstein noted that despite current market uncertainties, the crypto industry holds significant long-term growth potential, anticipating that overall crypto stocks may bottom out during the upcoming weak first-quarter earnings cycle, indicating that the current weakness is a late-stage correction rather than a long-term decline.
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Company Overview: Figure Technology Solutions, based in Bernstein, is involved in financial technology solutions.
Stock Price Adjustment: The target price for their stock has been reduced from $72 to $67.
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- Market Bottom Signal: Goldman Sachs analysts suggest that crypto prices may have found their floor after months of declines, with the overall market down 46% since October 2025, indicating that now is an attractive entry point for digital asset-sensitive stocks.
- Stock Picks Recommended: Goldman identifies Robinhood, Figure Technologies, and Coinbase as top picks, with price targets lowered for Robinhood and Coinbase but still reflecting upside potential, particularly for Figure, whose target was raised from $39 to $42, suggesting a 35% upside from current levels.
- Figure's Strong Performance: Figure Technologies is outperforming expectations in its blockchain-based HELOC origination and sales business, showcasing clear drivers for continued expansion, making it a highlight in Goldman’s recommendations.
- Market Volatility Expectations: While Goldman anticipates a potential 2% revenue drop and a 4% profit decline in 2026 due to further declines in crypto trading volumes, analysts believe the impact is manageable, with trough volumes typically rebounding significantly within three months.
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