CVB Financial Corp. Reports Q4 2025 Net Earnings of $55 Million, EPS of $0.40
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Source: Globenewswire
- Quarterly Performance Growth: CVB Financial Corp. reported net income of $55 million for Q4 2025, a 4.1% increase from $52.6 million in Q3 2025, demonstrating the company's continued strong performance in serving small to medium-sized businesses.
- Annual Profit Increase: The company achieved net income of $209.3 million for the full year 2025, up 4.3% from $200.7 million in 2024, reflecting robust operations and profitability amid economic conditions.
- Net Interest Margin Expansion: The net interest margin increased to 3.49% in Q4, up 16 basis points from 3.33% in Q3, indicating effective asset-liability management and enhanced profitability in the current interest rate environment.
- Loan and Deposit Growth: As of Q4 2025, total loans rose by 2.69% to $87 billion, while total deposits increased by 2.89% to $12.56 billion, showcasing the company's competitive position and growing customer trust.
Analyst Views on CVBF
Wall Street analysts forecast CVBF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CVBF is 23.83 USD with a low forecast of 22.50 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 19.760
Low
22.50
Averages
23.83
High
26.00
Current: 19.760
Low
22.50
Averages
23.83
High
26.00
About CVBF
CVB Financial Corp. is the bank holding company for Citizens Business Bank (the Bank). The Bank offers an array of banking, lending and investing services with more than 60 banking centers and three trust office locations serving California. It offers a range of bank deposit instruments, which include checking, savings, money market and time certificates of deposit for both business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow. It provides a full complement of lending products, including commercial, agribusiness, consumer, small business administration (SBA), real estate, and construction loans, as well as equipment and vehicle leasing. It also offers a range of specialized services designed for the needs of its commercial customers. In addition, it offers a range of financial services and trust services through its CitizensTrust division, which includes fiduciary services, mutual funds, annuities, 401(k) plans and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
