Capitol Federal Financial Q2 Earnings Highlights
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 29 2026
0mins
Should l Buy CFFN?
Source: seekingalpha
- Earnings Performance: Capitol Federal Financial reported a Q2 GAAP EPS of $0.16, aligning with expectations, indicating stability in profitability despite increasing market volatility.
- Revenue Beat: The company achieved revenue of $57.7 million, exceeding market expectations by $0.73 million, suggesting a strong business growth momentum that may attract more investor interest.
- Efficiency Ratio Improvement: The efficiency ratio improved from 53.66% in the previous quarter to 52.45%, reflecting positive progress in cost control and operational efficiency, which could enhance overall profitability.
- Stock Buyback and Dividends: The company repurchased 2,155,481 shares at an average price of $7.16 per share and paid $15.9 million in dividends, including a special dividend of $0.040 per share, demonstrating a commitment to shareholder returns.
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Analyst Views on CFFN
Wall Street analysts forecast CFFN stock price to fall
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 7.830
Low
7.00
Averages
7.00
High
7.00
Current: 7.830
Low
7.00
Averages
7.00
High
7.00
About CFFN
Capitol Federal Financial, Inc. is a unitary savings and loan holding company. The Company provides a full range of retail banking services through its subsidiary, Capitol Federal Savings Bank (the Bank), a federal savings bank, which has 44 traditional and four in-store banking offices serving primarily the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and portions of the Kansas City metropolitan area. The Bank attracts deposits primarily from the general public and from businesses and invests those funds primarily in permanent loans secured by first mortgages on owner-occupied, one-to four-family residences and in commercial loans. It offers an array of retail and business deposit products and services. These products include checking, savings, money market, certificates of deposit, and retirement accounts. The Bank’s deposit services are provided through its network of traditional branches and retail in-store locations, its call center.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Capitol Federal Financial Q2 Earnings Highlights
- Earnings Performance: Capitol Federal Financial reported a Q2 GAAP EPS of $0.16, aligning with expectations, indicating stability in profitability despite increasing market volatility.
- Revenue Beat: The company achieved revenue of $57.7 million, exceeding market expectations by $0.73 million, suggesting a strong business growth momentum that may attract more investor interest.
- Efficiency Ratio Improvement: The efficiency ratio improved from 53.66% in the previous quarter to 52.45%, reflecting positive progress in cost control and operational efficiency, which could enhance overall profitability.
- Stock Buyback and Dividends: The company repurchased 2,155,481 shares at an average price of $7.16 per share and paid $15.9 million in dividends, including a special dividend of $0.040 per share, demonstrating a commitment to shareholder returns.
See More
Capitol Federal Declares Quarterly Cash Dividend
- Quarterly Cash Dividend: Capitol Federal Financial has declared a cash dividend of $0.085 per share, payable on May 15, 2026, reflecting the company's commitment to shareholder returns and enhancing investor confidence.
- Stock Buyback Program: Between January 1 and April 22, 2026, the company repurchased 3,083,445 shares at an average cost of $7.27 per share, a move that not only reduces the number of outstanding shares but may also boost earnings per share, thereby enhancing shareholder value.
- Financial Results Release: The company is set to release its financial results for the quarter ended March 31, 2026, on April 29, 2026, and investors will closely monitor these figures to assess the company's financial health and future growth potential.
- Market Position: Capitol Federal Savings Bank operates 46 branches in Kansas and Missouri and is one of the largest residential lenders in Kansas, providing a stable revenue source and competitive advantage for the company.
See More
Capitol Federal Declares Quarterly Cash Dividend
- Quarterly Cash Dividend: Capitol Federal Financial has declared a cash dividend of $0.085 per share, payable on May 15, 2026, reflecting the company's commitment to shareholder returns and enhancing investor confidence.
- Stock Buyback Program: Between January 1 and April 22, 2026, the company repurchased 3,083,445 shares at an average cost of $7.27 per share, indicating a proactive capital management strategy aimed at boosting earnings per share.
- Total Shares Outstanding: As of April 22, 2026, Capitol Federal had 126,760,727 shares outstanding, demonstrating the company's efforts to maintain a stable capital structure, which is crucial for enhancing market competitiveness.
- Earnings Release Announcement: The company is set to release its financial results for the quarter ended March 31, 2026, on April 29, 2026, with investors keenly awaiting these figures to assess the company's financial health and future growth potential.
See More
Capitol Federal Announces Quarterly Dividend and Stock Buyback Update
- Quarterly Cash Dividend: Capitol Federal Financial has declared a cash dividend of $0.085 per share, payable on May 15, 2026, which underscores the company's commitment to shareholder returns and enhances investor confidence.
- Stock Buyback Program: As of April 22, 2026, the company has repurchased 3,083,445 shares at an average cost of $7.27 per share, a move that not only reduces the number of outstanding shares but also has the potential to boost earnings per share, thereby enhancing shareholder value.
- Financial Performance Release: The company is set to release its financial results for the quarter ended March 31, 2026, on April 29, 2026, and investors will closely monitor the performance to assess the company's future profitability and dividend-paying capacity.
- Market Position: Capitol Federal Savings Bank operates 46 branches in Kansas and Missouri and is one of the largest residential lenders in Kansas, providing a stable revenue source and growth potential for the company.
See More
HoldCo Asset Management Unveils New Presentation at UBS Conference
- Asset Management Scale: HoldCo Asset Management manages approximately $2.8 billion in regulatory assets, showcasing its strength and influence in the financial services sector, indicating its significant position within the industry.
- Activist Shareholder Campaigns: The firm has launched five public activist campaigns targeting banks such as KeyCorp and Comerica, demonstrating its proactive role in driving corporate governance and management changes, which is expected to impact upcoming shareholder meetings.
- Soft Activism Engagements: Additionally, HoldCo has engaged in behind-the-scenes 'soft activism' dialogues with four banks, reflecting its diversified strategy to promote industry change through constructive discussions aimed at achieving substantive improvements.
- Management Changes: Co-founders of HoldCo noted that over the past six months, management teams and boards have made significant changes due to their initiatives, indicating the effectiveness of their shareholder activism and potentially reducing the need for future proxy contests, thereby enhancing investor confidence.
See More
Capitol Federal Financial Declares Quarterly Dividend of $0.085
- Quarterly Dividend Declaration: Capitol Federal Financial has declared a quarterly dividend of $0.085 per share, consistent with previous distributions, indicating the company's ongoing ability to maintain stable cash flows.
- Dividend Yield: The forward yield of 4.97% provides investors with a relatively attractive return, enhancing the company's appeal in a low-interest-rate environment.
- Payment Schedule: The dividend is payable on February 20, with a record date of February 6 and an ex-dividend date also on February 6, ensuring shareholders receive their earnings promptly.
- Loan Growth Impact: Despite facing challenges with low residential loan growth, the company is still expected to maintain profitability, reflecting its resilience amid market fluctuations.
See More
Capitol Federal Financial Q2 Earnings Highlights
- Earnings Performance: Capitol Federal Financial reported a Q2 GAAP EPS of $0.16, aligning with expectations, indicating stability in profitability despite increasing market volatility.
- Revenue Beat: The company achieved revenue of $57.7 million, exceeding market expectations by $0.73 million, suggesting a strong business growth momentum that may attract more investor interest.
- Efficiency Ratio Improvement: The efficiency ratio improved from 53.66% in the previous quarter to 52.45%, reflecting positive progress in cost control and operational efficiency, which could enhance overall profitability.
- Stock Buyback and Dividends: The company repurchased 2,155,481 shares at an average price of $7.16 per share and paid $15.9 million in dividends, including a special dividend of $0.040 per share, demonstrating a commitment to shareholder returns.
See More
Capitol Federal Declares Quarterly Cash Dividend
- Quarterly Cash Dividend: Capitol Federal Financial has declared a cash dividend of $0.085 per share, payable on May 15, 2026, reflecting the company's commitment to shareholder returns and enhancing investor confidence.
- Stock Buyback Program: Between January 1 and April 22, 2026, the company repurchased 3,083,445 shares at an average cost of $7.27 per share, a move that not only reduces the number of outstanding shares but may also boost earnings per share, thereby enhancing shareholder value.
- Financial Results Release: The company is set to release its financial results for the quarter ended March 31, 2026, on April 29, 2026, and investors will closely monitor these figures to assess the company's financial health and future growth potential.
- Market Position: Capitol Federal Savings Bank operates 46 branches in Kansas and Missouri and is one of the largest residential lenders in Kansas, providing a stable revenue source and competitive advantage for the company.
See More
Capitol Federal Declares Quarterly Cash Dividend
- Quarterly Cash Dividend: Capitol Federal Financial has declared a cash dividend of $0.085 per share, payable on May 15, 2026, reflecting the company's commitment to shareholder returns and enhancing investor confidence.
- Stock Buyback Program: Between January 1 and April 22, 2026, the company repurchased 3,083,445 shares at an average cost of $7.27 per share, indicating a proactive capital management strategy aimed at boosting earnings per share.
- Total Shares Outstanding: As of April 22, 2026, Capitol Federal had 126,760,727 shares outstanding, demonstrating the company's efforts to maintain a stable capital structure, which is crucial for enhancing market competitiveness.
- Earnings Release Announcement: The company is set to release its financial results for the quarter ended March 31, 2026, on April 29, 2026, with investors keenly awaiting these figures to assess the company's financial health and future growth potential.
See More
Capitol Federal Announces Quarterly Dividend and Stock Buyback Update
- Quarterly Cash Dividend: Capitol Federal Financial has declared a cash dividend of $0.085 per share, payable on May 15, 2026, which underscores the company's commitment to shareholder returns and enhances investor confidence.
- Stock Buyback Program: As of April 22, 2026, the company has repurchased 3,083,445 shares at an average cost of $7.27 per share, a move that not only reduces the number of outstanding shares but also has the potential to boost earnings per share, thereby enhancing shareholder value.
- Financial Performance Release: The company is set to release its financial results for the quarter ended March 31, 2026, on April 29, 2026, and investors will closely monitor the performance to assess the company's future profitability and dividend-paying capacity.
- Market Position: Capitol Federal Savings Bank operates 46 branches in Kansas and Missouri and is one of the largest residential lenders in Kansas, providing a stable revenue source and growth potential for the company.
See More
HoldCo Asset Management Unveils New Presentation at UBS Conference
- Asset Management Scale: HoldCo Asset Management manages approximately $2.8 billion in regulatory assets, showcasing its strength and influence in the financial services sector, indicating its significant position within the industry.
- Activist Shareholder Campaigns: The firm has launched five public activist campaigns targeting banks such as KeyCorp and Comerica, demonstrating its proactive role in driving corporate governance and management changes, which is expected to impact upcoming shareholder meetings.
- Soft Activism Engagements: Additionally, HoldCo has engaged in behind-the-scenes 'soft activism' dialogues with four banks, reflecting its diversified strategy to promote industry change through constructive discussions aimed at achieving substantive improvements.
- Management Changes: Co-founders of HoldCo noted that over the past six months, management teams and boards have made significant changes due to their initiatives, indicating the effectiveness of their shareholder activism and potentially reducing the need for future proxy contests, thereby enhancing investor confidence.
See More
Capitol Federal Financial Declares Quarterly Dividend of $0.085
- Quarterly Dividend Declaration: Capitol Federal Financial has declared a quarterly dividend of $0.085 per share, consistent with previous distributions, indicating the company's ongoing ability to maintain stable cash flows.
- Dividend Yield: The forward yield of 4.97% provides investors with a relatively attractive return, enhancing the company's appeal in a low-interest-rate environment.
- Payment Schedule: The dividend is payable on February 20, with a record date of February 6 and an ex-dividend date also on February 6, ensuring shareholders receive their earnings promptly.
- Loan Growth Impact: Despite facing challenges with low residential loan growth, the company is still expected to maintain profitability, reflecting its resilience amid market fluctuations.
See More
