BayCom Corp Reports Q1 2026 Earnings of $8.2 Million, Up 19.3% Sequentially
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 23 2026
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Should l Buy BCML?
Source: Newsfilter
- Net Income Growth: BayCom Corp reported net income of $8.2 million for Q1 2026, translating to $0.75 per diluted share, representing a 19.3% increase from $6.9 million in Q4 2025, highlighting the company's strong profitability and effective financial management in a competitive market.
- Interest Income Improvement: The net interest income for the first quarter reached $25.2 million, up 0.8% from the previous quarter and 10.1% year-over-year, primarily driven by increased loan interest income and decreased interest expenses, indicating the company's adaptability to changing interest rate environments.
- Stable Loan Quality: As of March 31, 2026, nonperforming loans totaled $16.7 million, or 0.83% of total loans, an increase from $13.4 million in Q4 2025, yet overall loan quality remains stable, reflecting effective credit risk management practices within the company.
- Management Transition: The company announced an executive leadership transition with William Black appointed as Executive Vice Chair and Christopher Baron as the new CEO, signaling a strategic shift aimed at enhancing future growth and expanding market presence.
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Analyst Views on BCML
Wall Street analysts forecast BCML stock price to rise
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 30.540
Low
34.00
Averages
34.00
High
34.00
Current: 30.540
Low
34.00
Averages
34.00
High
34.00
About BCML
BayCom Corp is a bank holding company. The Company, through its wholly owned operating subsidiary, United Business Bank, offers a full range of loans, including Small Business Administration (SBA), California Pollution Control Financing Authority (CalCAP), FSA and USDA guaranteed loans, and deposit products and services to businesses and their affiliates in California, Washington, New Mexico, Colorado and Nevada. It offers a full range of lending products, including commercial and multifamily real estate loans (including owner-occupied and investor real estate loans), commercial and industrial loans, SBA loans, construction and land loans, agriculture-related loans and consumer loans. It also offers consumer loans, predominantly as accommodation to its commercial clients, which include installment loans, unsecured and secured personal lines of credit, and overdraft protection. The Company has a network of approximately 35 full-service branches.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Executive Changes: BayCom Corp announced the resignation of its CEO, COO, and CFO effective April 10, 2026, indicating a need for specific capabilities for its 'next phase of growth,' which may impact the company's future strategic direction.
- Investment Rating Downgrade: Investment bank Brean Capital downgraded BayCom's rating from 'Buy' to 'Neutral' and lowered its price target from $34 to $32, reflecting a shift in company strategy that could lead to decreased investor confidence.
- Stock Price Decline: Following the executive resignations, BayCom's stock price fell by $3.63, or 11.11%, closing at $29.04 per share, indicating market concerns regarding the company's future prospects.
- Legal Investigation: Pomerantz LLP is investigating whether BayCom has engaged in securities fraud or other unlawful business practices, which could expose the company to legal risks and affect its reputation and shareholder interests.
See More
- Executive Resignation Impact: BayCom announced the resignation of its CEO, COO, and CFO effective April 10, 2026, indicating a need for a management team with specific capabilities for the company's next growth phase, which may affect future strategic direction and market confidence.
- Investment Rating Downgrade: Brean Capital downgraded BayCom's rating from buy to neutral and lowered its price target from $34 to $32, reflecting concerns that the new management team is focusing on organic growth rather than a sale, potentially leading to investor apprehension about the company's future performance.
- Stock Price Volatility: Following the executive resignation announcement, BayCom's stock price fell by $3.63, or 11.11%, closing at $29.04 per share on April 10, 2026, indicating market uncertainty regarding the company's new strategy.
- Securities Fraud Investigation: Pomerantz LLP is investigating whether BayCom and certain executives engaged in securities fraud or other unlawful business practices, advising investors to contact the firm for information on joining the class action, which could further impact the company's reputation and shareholder confidence.
See More
- Executive Changes: BayCom Corp announced the resignation of its CEO, COO, and CFO effective April 10, 2026, indicating a need for specific capabilities for its next growth phase, which may impact the company's strategic direction.
- Investment Rating Downgrade: Investment bank Brean Capital downgraded BayCom's rating from 'Buy' to 'Neutral' and lowered its price target from $34 to $32, reflecting a shift in strategy that could lead to decreased investor confidence.
- Stock Price Decline: Following the executive resignation announcement, BayCom's stock price fell by $3.63, or 11.11%, closing at $29.04 per share, indicating market concerns regarding the company's future prospects.
- Legal Investigation: Pomerantz LLP is investigating whether BayCom has engaged in securities fraud or other unlawful business practices, which could further impact the company's reputation and shareholder interests.
See More
- Executive Resignation: BayCom announced the resignation of its CEO, COO, and CFO effective April 10, 2026, indicating a need for specific capabilities for its next growth phase, which may impact the company's strategic direction.
- Rating Downgrade: Investment bank Brean Capital downgraded BayCom's rating from buy to neutral and lowered its price target from $34 to $32, citing a shift in focus to organic growth under new management, reflecting market concerns about the company's future.
- Stock Price Decline: Following the executive resignations, BayCom's stock price fell by $3.63, or 11.11%, closing at $29.04 per share on April 10, 2026, indicating investor uncertainty regarding the company's prospects.
- Securities Investigation Initiated: Pomerantz LLP is investigating whether BayCom and certain executives engaged in securities fraud or other unlawful business practices, which could expose the company to legal risks and affect its reputation and market confidence.
See More
- Executive Resignation Impact: BayCom Corp announced the resignation of its CEO, COO, and CFO effective April 10, 2026, indicating a need for a management team with specific capabilities for the company's next growth phase, which may affect its strategic direction and market confidence.
- Investment Rating Downgrade: Investment bank Brean Capital downgraded BayCom's rating from buy to neutral and lowered its price target from $34 to $32, citing the new management's focus on organic growth rather than the previously anticipated sale strategy, potentially leading to decreased investor confidence.
- Stock Price Volatility: Following the executive resignation announcement, BayCom's stock price fell by $3.63, or 11.11%, closing at $29.04 per share, reflecting market concerns about the company's future and a negative reaction to the new strategy.
- Securities Fraud Investigation: Pomerantz LLP is investigating whether BayCom has engaged in securities fraud or other unlawful business practices, advising investors to contact the firm for information on joining the class action, highlighting significant market scrutiny regarding the company's governance and compliance.
See More
- Earnings Highlight: Bay Commercial Bank (BCML) reported a GAAP EPS of $0.75 for Q1, indicating stable profitability despite facing abrupt management changes that could impact investor confidence.
- Revenue Performance: The bank generated $26.7 million in revenue during the first quarter, demonstrating its strong competitive position and ability to maintain revenue growth in a challenging economic environment.
- Management Change: The appointment of Christopher Baron as the new CEO may influence the strategic direction of the bank, potentially affecting its operational focus and market perception.
- Rating Downgrade: Following the management transition, Brean Capital downgraded its rating on Bay Commercial Bank, reflecting a cautious outlook from the market regarding the bank's future performance, which could exert short-term pressure on its stock price.
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