Shares of USB.N declined sharply today, reaching a 20-day low as investors reacted to significant shifts in market sentiment. The stock's technical breakdown signals increased bearish momentum, reflecting broader concerns about the financial sector's performance amidst evolving investment strategies.
Recent developments, including Blue Owl Capital's pivot from lending to midsize companies to financing large-scale data centers for tech giants like Meta and Oracle, have raised questions about the sustainability of previous tech-driven growth. Additionally, Viking Global's strategic exit from major tech stocks and increased focus on financial institutions further underscores a potential shift in investor priorities.
As Viking Global reallocates its $38.5 billion portfolio towards financials and high-quality stocks, market participants are closely monitoring these trends for implications on future performance, particularly in the context of USB.N's recent price action.
Wall Street analysts forecast USB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USB is 58.87 USD with a low forecast of 50.00 USD and a high forecast of 75.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
20 Analyst Rating
Wall Street analysts forecast USB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USB is 58.87 USD with a low forecast of 50.00 USD and a high forecast of 75.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Buy
7 Hold
1 Sell
Moderate Buy
Current: 56.530
Low
50.00
Averages
58.87
High
75.00
Current: 56.530
Low
50.00
Averages
58.87
High
75.00
Argus
Buy
maintain
$62 -> $63
2026-01-22
Reason
Argus
Price Target
$62 -> $63
AI Analysis
2026-01-22
maintain
Buy
Reason
Argus raised the firm's price target on U.S. Bancorp to $63 from $62 and keeps a Buy rating on the shares after its Q4 earnings beat. The company has consistently met or exceeded medium-term goals including a high-teens return on tangible common equity and an efficiency ratio in the mid- to high-50s, and the firm also believes the operating leverage story merits a higher valuation, the analyst tells investors in a research note.
Truist
Hold
maintain
$58 -> $61
2026-01-21
Reason
Truist
Price Target
$58 -> $61
2026-01-21
maintain
Hold
Reason
Truist raised the firm's price target on U.S. Bancorp to $61 from $58 and keeps a Hold rating on the shares. The firm is updating its model to reflect the company's Q4 earnings beat, the analyst tells investors in a research note.
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DA Davidson
Peter Winter
Buy
maintain
$63 -> $65
2026-01-21
Reason
DA Davidson
Peter Winter
Price Target
$63 -> $65
2026-01-21
maintain
Buy
Reason
DA Davidson analyst Peter Winter raised the firm's price target on U.S. Bancorp to $65 from $63 and keeps a Buy rating on the shares. The company delivered 370bps of positive operating leverage in 2025 after being negative 7 of the last 8 years driven by revenue growth, with good momentum heading into 2026, the analyst tells investors in a research note. U.S. Bancorp already reached the low-end of its medium-term profitably targets in Q4, which puts them at the upper end of peers, plus credit and capital trends are improving, the firm added.
RBC Capital
Outperform
maintain
$57 -> $59
2026-01-21
Reason
RBC Capital
Price Target
$57 -> $59
2026-01-21
maintain
Outperform
Reason
RBC Capital raised the firm's price target on U.S. Bancorp to $59 from $57 and keeps an Outperform rating on the shares after its Q4 earnings beat, featuring "strong" CET1 ratio at 10.8% and ROTCE of 18.4%. The bank has set the stage for steady growth and positive operating leverage delivered through a combination of investments made in the last five years, the potential revenue synergies from the Union Bank acquisition and holistic approach of optimizing revenue from its customer base, the analyst tells investors in a research note.
About USB
U.S. Bancorp is a financial services holding company. Its segments are Wealth, Corporate, Commercial and Institutional Banking, Consumer and Business Banking, Payment Services, and Treasury and Corporate Support. It provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing. Its banking subsidiary, U.S. Bank National Association (USBNA), is engaged in the banking business, principally in domestic markets. USBNA provides a range of products and services to individuals, businesses, institutional organizations, governmental entities and other financial institutions. Its non-banking subsidiaries offer investment and insurance products to its customers principally within its domestic markets, and fund administration services to a range of mutual and other funds.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
