Trump Administration Set To Ease Big Bank Rules In Major Rollback Since 2008 Crisis: Here Are The Stocks And ETFs Investors Could Consider
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 02 2025
0mins
Source: Benzinga
Bank Regulation Changes: The Trump administration is proposing to ease regulations for big banks by lowering the supplementary leverage ratio (SLR), which could allow banks to hold fewer capital reserves and potentially stimulate economic growth, although some experts warn it may increase financial stability risks.
Market Performance Insights: A list of banking stocks and ETFs shows varying year-to-date and one-year performance, with notable movements in major bank stocks like JPMorgan Chase and Goldman Sachs, while broader market indices like the S&P 500 and Nasdaq 100 have recently declined.
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Analyst Views on GS
Wall Street analysts forecast GS stock price to fall
12 Analyst Rating
5 Buy
7 Hold
0 Sell
Moderate Buy
Current: 1090.670
Low
604.00
Averages
951.45
High
1100
Current: 1090.670
Low
604.00
Averages
951.45
High
1100
About GS
The Goldman Sachs Group, Inc. is a global financial institution that delivers a range of financial services to a large and diversified client base that includes corporations, financial institutions, governments and individuals. Its segments include Global Banking & Markets, Asset & Wealth Management and Platform Solutions. The Global Banking & Markets segment offers a range of services, including financing, advisory services, risk distribution, and hedging for its institutional and corporate clients. It facilitates client transactions and makes markets in fixed income, equity, currency and commodity products. The Asset & Wealth Management segment manages assets and offers investment products across all asset classes to a diverse set of clients. It also provides investing and wealth advisory solutions. The Platform Solutions segment includes consumer platforms, such as partnerships offering credit cards and point-of-sale financing, and transaction banking and other platform businesses.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Goldman Sachs: A Historical Paradigm Shift
- IPO Milestone: Goldman Sachs went public on May 4, 1999, issuing 69 million shares and raising $3.657 billion, marking the second-largest IPO in U.S. financial history at the time, thus ending its 130-year history as a private partnership and initiating a new chapter in its growth.
- Financial Performance: In 2025, Goldman Sachs reported net revenues of $58.28 billion, a 9% increase year-over-year, with net earnings of $17.18 billion, reflecting a robust performance in the investment banking sector and solidifying its market leadership.
- Market Influence: Goldman Sachs is viewed as a bellwether for investment banking activity and capital market trends, with its stock price trading above $1,000 in mid-2026, demonstrating strong market confidence and investor optimism since its IPO without any stock splits.
- Strategic Development: The firm's global expansion and diversified operations enable it to support clients in uncertain market conditions, with CEO David Solomon emphasizing the importance of a risk management culture to maintain competitiveness across various market environments.
See More
Analysis of Significant Stock Movements in Various Companies
- SpaceX Stock Fluctuation: After soaring nearly 50% post-IPO, SpaceX's stock dropped over 3% on Wednesday, reflecting short-term volatility around its $135 per share IPO price, which may impact investor confidence.
- Strong Bank Performance: The Invesco KBW Bank ETF reached an all-time high, with JPMorgan, Bank of America, Morgan Stanley, and Goldman Sachs hitting new intraday records, indicating a bull market expansion into previously lagging bank stocks, potentially signaling a recovery in the financial sector.
- CarMax Earnings Beat: CarMax reported first-quarter earnings of $1.31 per share, exceeding analysts' expectations of $0.95, although the stock fell 7%, it remains up 31% over the past month, indicating market confidence in its long-term growth.
- Aehr Test Systems New Order: Aehr Test Systems announced a follow-on production order from a major customer, leading to a 12% stock increase, with the fully automated wafer-level burn-in system scheduled for delivery in six months, potentially driving future revenue growth.
See More
Market Volatility and Portfolio Performance Overview
- Market Volatility Overview: The S&P 500 experienced significant volatility over the past three weeks, recording its worst session in eight months on June 5, just after reaching record highs, indicating shifts in market sentiment and investor uncertainty.
- Portfolio Performance: Among 34 stocks, 19 have risen since the May meeting, with Arm's stock soaring 38.2% driven by strong AI demand and the release of a new Nvidia chip, highlighting the potential for a rebound in tech stocks.
- Bank Stocks Recovery: Wells Fargo's shares increased by 13.9%, reflecting the financial sector's status as the best-performing group in the S&P 500, although it remains down nearly 7% year-to-date, suggesting a cautious recovery amid potential earnings volatility.
- Underperforming Stocks: Amazon's stock fell 10.8%, primarily due to concerns over AI investments, despite securing a $17.5 billion loan for AI development, raising questions about its future financial health and investor confidence.
See More
Declining CD Rates: Opportunities for Competitive Returns
- Current Rate Overview: Short-term CDs (6 to 12 months) currently offer rates between 4% and 4.5% APY, indicating that despite the overall decline in rates, investors can maintain earning power by locking in these competitive returns compared to traditional savings accounts.
- Historical Rate Trends: Since 2009, average CD rates have experienced significant fluctuations, with one-year CDs averaging around 1% APY and five-year CDs below 2% APY, reflecting the profound impact of economic cycles on interest rates.
- Impact of Economic Policies: Following 11 rate hikes by the Fed between 2022 and 2023, CD rates saw a temporary increase; however, with the Fed starting to cut rates in 2024, current CD rates are steadily declining, although they remain high by historical standards.
- Factors to Consider When Choosing CDs: Investors should consider their goals, the type of financial institution, account terms, and the impact of inflation when selecting a CD to ensure it aligns with their financial needs and expected returns.
See More
Oracle Accelerates AI Data Center Expansion Amidst Growing Demand
- Surge in Capital Expenditure: Oracle's capital spending more than doubled to $48 billion in fiscal 2026 from $21.2 billion the previous year, indicating a robust commitment to AI infrastructure development, which, despite causing a stock price drop, will enhance competitive positioning in the long run.
- Revenue and Earnings Growth: Oracle reported a 21% year-over-year revenue increase to $19.2 billion, surpassing Wall Street's expectations of $19.09 billion; however, the stock still fell due to capital expenditure pressures, reflecting the market's underestimation of its growth potential.
- Significant Increase in Remaining Performance Obligations: Oracle's remaining performance obligations (RPO) soared to $638 billion at the end of fiscal Q4, up from $138 billion the previous year, indicating substantial future revenue conversion potential, with 46% expected to convert into revenue over the next three years.
- Future Growth Expectations: Oracle anticipates fiscal 2027 revenue of $90 billion, a 33% increase, and expects earnings per share to rise by 18% to $8.05, showcasing strong growth potential in the AI market, with a possibility of reaching a $1 trillion market cap in the next three years.
See More
Oracle's Quarterly Report Triggers Stock Volatility
- Surge in Capital Expenditure: Oracle's capital spending skyrocketed to over $48 billion in fiscal 2026, doubling from $21.2 billion the previous year, indicating a strong commitment to AI infrastructure development, even as its stock fell more than 10% due to market reactions.
- Revenue and Earnings Growth: Despite Oracle's quarterly revenue increasing by 21% to $19.2 billion and earnings per share reaching $2.11, surpassing analyst expectations of $1.97, the stock still dropped over 8% due to the market underestimating its future growth potential.
- Significant Increase in Remaining Performance Obligations: Oracle's remaining performance obligations (RPO) soared to $638 billion in Q4 2026, up from $138 billion in 2025, indicating substantial future revenue growth potential, with 46% of RPO expected to convert into revenue over the next three years.
- Future Growth Expectations: Revenue for fiscal 2027 is projected to reach $90 billion, a 33% increase, with earnings per share expected to rise by 18% to $8.05; although short-term gross margins are pressured by data center construction, the long-term growth outlook remains optimistic.
See More
Goldman Sachs: A Historical Paradigm Shift
- IPO Milestone: Goldman Sachs went public on May 4, 1999, issuing 69 million shares and raising $3.657 billion, marking the second-largest IPO in U.S. financial history at the time, thus ending its 130-year history as a private partnership and initiating a new chapter in its growth.
- Financial Performance: In 2025, Goldman Sachs reported net revenues of $58.28 billion, a 9% increase year-over-year, with net earnings of $17.18 billion, reflecting a robust performance in the investment banking sector and solidifying its market leadership.
- Market Influence: Goldman Sachs is viewed as a bellwether for investment banking activity and capital market trends, with its stock price trading above $1,000 in mid-2026, demonstrating strong market confidence and investor optimism since its IPO without any stock splits.
- Strategic Development: The firm's global expansion and diversified operations enable it to support clients in uncertain market conditions, with CEO David Solomon emphasizing the importance of a risk management culture to maintain competitiveness across various market environments.
See More
Analysis of Significant Stock Movements in Various Companies
- SpaceX Stock Fluctuation: After soaring nearly 50% post-IPO, SpaceX's stock dropped over 3% on Wednesday, reflecting short-term volatility around its $135 per share IPO price, which may impact investor confidence.
- Strong Bank Performance: The Invesco KBW Bank ETF reached an all-time high, with JPMorgan, Bank of America, Morgan Stanley, and Goldman Sachs hitting new intraday records, indicating a bull market expansion into previously lagging bank stocks, potentially signaling a recovery in the financial sector.
- CarMax Earnings Beat: CarMax reported first-quarter earnings of $1.31 per share, exceeding analysts' expectations of $0.95, although the stock fell 7%, it remains up 31% over the past month, indicating market confidence in its long-term growth.
- Aehr Test Systems New Order: Aehr Test Systems announced a follow-on production order from a major customer, leading to a 12% stock increase, with the fully automated wafer-level burn-in system scheduled for delivery in six months, potentially driving future revenue growth.
See More
Market Volatility and Portfolio Performance Overview
- Market Volatility Overview: The S&P 500 experienced significant volatility over the past three weeks, recording its worst session in eight months on June 5, just after reaching record highs, indicating shifts in market sentiment and investor uncertainty.
- Portfolio Performance: Among 34 stocks, 19 have risen since the May meeting, with Arm's stock soaring 38.2% driven by strong AI demand and the release of a new Nvidia chip, highlighting the potential for a rebound in tech stocks.
- Bank Stocks Recovery: Wells Fargo's shares increased by 13.9%, reflecting the financial sector's status as the best-performing group in the S&P 500, although it remains down nearly 7% year-to-date, suggesting a cautious recovery amid potential earnings volatility.
- Underperforming Stocks: Amazon's stock fell 10.8%, primarily due to concerns over AI investments, despite securing a $17.5 billion loan for AI development, raising questions about its future financial health and investor confidence.
See More
Declining CD Rates: Opportunities for Competitive Returns
- Current Rate Overview: Short-term CDs (6 to 12 months) currently offer rates between 4% and 4.5% APY, indicating that despite the overall decline in rates, investors can maintain earning power by locking in these competitive returns compared to traditional savings accounts.
- Historical Rate Trends: Since 2009, average CD rates have experienced significant fluctuations, with one-year CDs averaging around 1% APY and five-year CDs below 2% APY, reflecting the profound impact of economic cycles on interest rates.
- Impact of Economic Policies: Following 11 rate hikes by the Fed between 2022 and 2023, CD rates saw a temporary increase; however, with the Fed starting to cut rates in 2024, current CD rates are steadily declining, although they remain high by historical standards.
- Factors to Consider When Choosing CDs: Investors should consider their goals, the type of financial institution, account terms, and the impact of inflation when selecting a CD to ensure it aligns with their financial needs and expected returns.
See More
Oracle Accelerates AI Data Center Expansion Amidst Growing Demand
- Surge in Capital Expenditure: Oracle's capital spending more than doubled to $48 billion in fiscal 2026 from $21.2 billion the previous year, indicating a robust commitment to AI infrastructure development, which, despite causing a stock price drop, will enhance competitive positioning in the long run.
- Revenue and Earnings Growth: Oracle reported a 21% year-over-year revenue increase to $19.2 billion, surpassing Wall Street's expectations of $19.09 billion; however, the stock still fell due to capital expenditure pressures, reflecting the market's underestimation of its growth potential.
- Significant Increase in Remaining Performance Obligations: Oracle's remaining performance obligations (RPO) soared to $638 billion at the end of fiscal Q4, up from $138 billion the previous year, indicating substantial future revenue conversion potential, with 46% expected to convert into revenue over the next three years.
- Future Growth Expectations: Oracle anticipates fiscal 2027 revenue of $90 billion, a 33% increase, and expects earnings per share to rise by 18% to $8.05, showcasing strong growth potential in the AI market, with a possibility of reaching a $1 trillion market cap in the next three years.
See More
Oracle's Quarterly Report Triggers Stock Volatility
- Surge in Capital Expenditure: Oracle's capital spending skyrocketed to over $48 billion in fiscal 2026, doubling from $21.2 billion the previous year, indicating a strong commitment to AI infrastructure development, even as its stock fell more than 10% due to market reactions.
- Revenue and Earnings Growth: Despite Oracle's quarterly revenue increasing by 21% to $19.2 billion and earnings per share reaching $2.11, surpassing analyst expectations of $1.97, the stock still dropped over 8% due to the market underestimating its future growth potential.
- Significant Increase in Remaining Performance Obligations: Oracle's remaining performance obligations (RPO) soared to $638 billion in Q4 2026, up from $138 billion in 2025, indicating substantial future revenue growth potential, with 46% of RPO expected to convert into revenue over the next three years.
- Future Growth Expectations: Revenue for fiscal 2027 is projected to reach $90 billion, a 33% increase, with earnings per share expected to rise by 18% to $8.05; although short-term gross margins are pressured by data center construction, the long-term growth outlook remains optimistic.
See More
