Peapack-Gladstone (PGC) Tops Q4 Earnings and Revenue Estimates
Earnings Performance: Peapack-Gladstone (PGC) reported quarterly earnings of $0.52 per share, exceeding expectations and showing a year-over-year increase from $0.50 per share, with revenues of $61.84 million also surpassing estimates.
Future Outlook: The stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market, while future earnings estimates for upcoming quarters remain mixed, influenced by industry trends.
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- Cash Dividend Announcement: LCNB Corp.'s Board of Directors declared a cash dividend of $0.22 per share, with a record date of March 2, 2026, and payment scheduled for March 16, 2026, demonstrating the company's ongoing commitment to shareholder returns.
- Shareholder Return Strategy: This dividend reflects LCNB Corp.'s strong performance in maintaining stable profits and cash flow, aimed at boosting investor confidence and attracting more long-term investors.
- Business Coverage Area: LCNB Corp. serves customers in Southwest and South-Central Ohio through its subsidiary, LCNB National Bank, covering multiple counties and showcasing its strong influence and customer base in the local market.
- Diverse Financial Services: LCNB National Bank offers a wide range of financial services, including personal and business banking, to meet diverse customer needs, thereby enhancing customer satisfaction and market competitiveness.
- Earnings Per Share: LCNB reported a GAAP EPS of $0.40 for Q4, indicating stable profitability amidst a challenging market environment, which may reassure investors about its financial health.
- Revenue Performance: The company achieved revenue of $23.86 million, reflecting a relatively stable revenue stream during the quarter, showcasing its operational resilience despite external pressures.
- Financial Health: LCNB's financial information indicates a solid balance sheet, and while specific debt figures were not disclosed, the overall profitability and revenue growth lay a strong foundation for future development.
- Dividend Performance: The dividend scorecard for LCNB highlights the company's commitment to returning value to shareholders, and while specific dividend data was not provided, the stable earnings may support future dividend payments.
- Record Net Income: LCNB achieved a record net income of $23.1 million in 2025, representing a 71.5% increase from 2024, reflecting enhanced profitability following the acquisitions of Eagle Financial and Cincinnati Bancorp, thereby strengthening its market competitiveness.
- Sustainable Growth Strategy: In 2025, LCNB's sustainable growth strategy focused on strengthening its balance sheet, expanding net interest margin, and controlling operating expenses, ensuring a return on assets of 1.02% for the year, laying a solid foundation for future stability.
- Wealth Management Asset Surge: As of December 31, 2025, LCNB's wealth management assets increased by 12.9% year-over-year to $1.56 billion, driving fiduciary income to $9.5 million for the full year, showcasing the company's strong performance in the wealth management sector.
- Credit Loss Provision Adjustment: Although the provision for credit losses rose to $1.5 million in the fourth quarter, primarily due to a loan in the logistics sector, LCNB maintained strong asset quality with nonperforming loans at just 0.14%, demonstrating effective risk management.
Dividend Announcement: LCNB Corp. declared a cash dividend of $0.22 per common share, with a record date of December 1, 2025, and payment scheduled for December 15, 2025.
Company Overview: LCNB Corp. is a financial holding company based in Lebanon, Ohio, operating through its subsidiary, LCNB National Bank, which serves various counties in Southwest and South-Central Ohio.
Banking Services: The bank offers a wide range of services including personal and business banking, online banking, lending, investment services, and more, aiming to exceed customer expectations.
Stock Information: LCNB Corp. common shares are traded on the NASDAQ Capital Market Exchange under the symbol "LCNB."
LCNB Corp. Rating Update: LCNB Corp., a small-cap value stock in the Money Center Banks industry, saw its rating increase from 69% to 85% based on its fundamentals and valuation, indicating strong interest from Martin Zweig's investment strategy.
OP Bancorp Rating Update: Similarly, OP Bancorp also experienced a rating boost from 69% to 85%, reflecting positive underlying fundamentals and valuation, which aligns with the criteria of Zweig's growth investment strategy.
Martin Zweig's Investment Strategy: Zweig's strategy focuses on identifying growth stocks with accelerating earnings and sales growth, reasonable valuations, and low debt, achieving an average annual return of 15.9% over 15 years.
Validea Overview: Validea is an investment research service that analyzes stocks based on the strategies of renowned investors like Martin Zweig, providing insights and model portfolios aimed at long-term market outperformance.
Leadership Promotions at LCNB Corp: LCNB Corp. has announced several key leadership promotions, including Robert Haines II as President, Andrew Wallace as Chief Financial Officer, Patricia Walter as Chief Risk Officer, and Susan Kelley as SVP Chief Accounting Officer, as part of a succession plan to support the company's growth.
Strategic Growth and Governance: The separation of the roles of Chief Executive Officer and President aims to enhance governance and accountability, reflecting LCNB's successful growth strategy, which has seen total assets increase by over $1 billion since the end of 2022.







