nCino Reports Strong Q1 Results with 54.78% Upside Potential
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 day ago
0mins
Source: Yahoo Finance
- Significant Revenue Growth: nCino, Inc. reported total revenue of $159.4 million for Q1, an 11% increase year-over-year, indicating strong demand in the financial software market and likely driving stock price appreciation.
- Improved Profitability: GAAP operating income reached $21.1 million, a substantial turnaround from a $1.5 million loss in the same quarter last year, reflecting significant progress in cost control and operational efficiency.
- Strong Cash Flow: Free cash flow climbed to $80.8 million, up 54% from the previous year, providing ample funding for future investments and expansions, thereby boosting market confidence.
- Strategic Partnerships and Successful Conference: nCino renewed a five-year deal with a top-5 Canadian bank and attracted over 1,600 attendees at its nSight 2026 user conference, further solidifying its leadership position in the industry.
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Analyst Views on NCNO
Wall Street analysts forecast NCNO stock price to rise
13 Analyst Rating
8 Buy
5 Hold
0 Sell
Moderate Buy
Current: 15.490
Low
27.00
Averages
34.20
High
38.00
Current: 15.490
Low
27.00
Averages
34.20
High
38.00
About NCNO
nCino, Inc. is a global provider of cloud banking solutions for the global financial services industry. The Company is a software-as-a-service (SaaS) company that provides software solutions to financial institutions (FIs) to streamline employee and client interactions. It delivers solutions such as cloud computing application and platform services with multi-tenant technology and shared service-oriented architecture. The nCino Platform is embedded with data and artificial intelligence (AI) that helps FIs digitize and reengineer business processes across multiple lines of business, from commercial, consumer and small business banking to mortgage lending, by offering solutions such as onboarding, account opening, lending, credit monitoring, Integration and Intelligence. It offers solutions to community banks, credit unions, independent mortgage banks, and financial entities.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
nCino Reports Strong Q1 Results with 54.78% Upside Potential
- Significant Revenue Growth: nCino, Inc. reported total revenue of $159.4 million for Q1, an 11% increase year-over-year, indicating strong demand in the financial software market and likely driving stock price appreciation.
- Improved Profitability: GAAP operating income reached $21.1 million, a substantial turnaround from a $1.5 million loss in the same quarter last year, reflecting significant progress in cost control and operational efficiency.
- Strong Cash Flow: Free cash flow climbed to $80.8 million, up 54% from the previous year, providing ample funding for future investments and expansions, thereby boosting market confidence.
- Strategic Partnerships and Successful Conference: nCino renewed a five-year deal with a top-5 Canadian bank and attracted over 1,600 attendees at its nSight 2026 user conference, further solidifying its leadership position in the industry.
See More
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- Salesforce Guidance Adjustment: Salesforce guided for current-quarter revenue between $11.27 billion and $11.35 billion, falling short of the $11.36 billion expected by analysts, resulting in a 1% stock decline; however, the raised full-year earnings guidance indicates confidence in future growth.
- Agilent Raises Earnings Outlook: Agilent Technologies increased its full-year adjusted earnings guidance to between $6 and $6.10 per share, surpassing previous estimates of $5.90 to $6.04, causing a 9% stock increase that reflects strong performance in the healthcare equipment sector.
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Ncino Inc Reports Strong Earnings, Exceeding Subscription Revenue Guidance
- Significant Revenue Growth: Ncino Inc reported total revenue of $159.4 million, an 11% year-over-year increase, with subscription revenue reaching $140.9 million, up 12%, indicating strong market performance and sustained customer demand.
- Strong International Performance: Non-US total revenue was $36.4 million, reflecting a 15% year-over-year growth, while non-US subscription revenue surged by 21%, showcasing the success of the company's global expansion strategy and enhancing its competitive position in international markets.
- Cash Flow and Share Buybacks: The company achieved free cash flow of $80.8 million, a 54% increase year-over-year, and repurchased approximately 6.1 million shares at an average price of $15.20 per share, totaling $93.1 million, demonstrating confidence in its value and commitment to shareholder returns.
- Cautious Future Outlook: Despite strong first-quarter performance, Ncino is cautious about its U.S. mortgage business, forecasting a 2% decline in subscription revenue for the second quarter, reflecting uncertainties in the market environment and a prudent approach to future growth expectations.
See More
Multiple Companies Report Earnings Beats, Stock Movements
- Salesforce Guidance Adjustment: Salesforce guided for current-quarter revenue between $11.27 billion and $11.35 billion, slightly below analysts' expectations of $11.36 billion, although the company raised its full-year earnings guidance, indicating confidence in future growth.
- Nutanix Strong Earnings: Nutanix reported fiscal third-quarter adjusted earnings and revenue beats, with a non-GAAP operating margin of 22.3%, significantly exceeding analysts' call for 16.9%, reflecting the company's robust performance in the cloud computing sector.
- Agilent Raises Earnings Outlook: Agilent Technologies shares surged 11% after raising its full-year adjusted earnings guidance to between $6 and $6.10 per share, higher than previous estimates of $5.90 to $6.04, demonstrating strong demand in the healthcare equipment market.
- Snowflake Soars: Snowflake's stock jumped 33% in after-hours trading after announcing a $6 billion investment plan in Amazon Web Services over five years, alongside first-quarter results that surpassed estimates, showcasing its enhanced market competitiveness.
See More
nCino Reports Strong Q1 Earnings Beat with Positive Guidance
- Earnings Beat: nCino's Q1 GAAP EPS of $0.12 exceeded expectations by $0.07, indicating ongoing improvements in profitability and boosting market confidence in future growth prospects.
- Significant Revenue Growth: The company reported total revenues of $159.41 million for Q1, reflecting a 10.6% year-over-year increase and surpassing market expectations by $3.66 million, highlighting strong demand in the digital banking solutions sector.
- Subscription Revenue Surge: Subscription revenues reached $140.9 million in Q1, up from $125.6 million a year ago, marking a 12% increase that underscores the expansion of the customer base and the enhanced value of its offerings, further solidifying its market position.
- Optimistic Guidance: nCino's guidance for fiscal year 2027 indicates total revenues between $642.0 million and $646.0 million, with subscription revenues projected between $571.5 million and $575.5 million, reflecting the company's confidence in sustained growth and future performance potential.
See More
nCino Reports Strong Q1 Results with 54.78% Upside Potential
- Significant Revenue Growth: nCino, Inc. reported total revenue of $159.4 million for Q1, an 11% increase year-over-year, indicating strong demand in the financial software market and likely driving stock price appreciation.
- Improved Profitability: GAAP operating income reached $21.1 million, a substantial turnaround from a $1.5 million loss in the same quarter last year, reflecting significant progress in cost control and operational efficiency.
- Strong Cash Flow: Free cash flow climbed to $80.8 million, up 54% from the previous year, providing ample funding for future investments and expansions, thereby boosting market confidence.
- Strategic Partnerships and Successful Conference: nCino renewed a five-year deal with a top-5 Canadian bank and attracted over 1,600 attendees at its nSight 2026 user conference, further solidifying its leadership position in the industry.
See More
IBM to Invest Over $10 Billion in Quantum Computing
- Quantum Computing Investment: IBM disclosed in a regulatory filing that it will invest over $10 billion in quantum computing over the next five years, a move expected to enhance the company's competitiveness in cutting-edge technology and solidify its market leadership.
- Chipmaker Stock Surge: Arm Holdings' shares jumped over 15% after Mizuho raised its price target from $290 to $360, anticipating strong growth from internal CPU demand in 2027, which boosts market confidence in its future performance.
- Rail Merger Halted: Shares of Norfolk Southern and Union Pacific fell about 4% after the Surface Transportation Board halted its review of the proposed $71.5 billion merger, indicating regulatory concerns that could impact future market consolidation.
- Cloud Platform Performance: Snowflake's stock soared 37%, with expectations for a second-quarter adjusted operating margin of 12.5%, exceeding analysts' forecast of 11.9%, demonstrating its strong growth potential in the cloud computing market.
See More
Significant Stock Movements for Multiple Companies
- Dollar Tree Earnings Beat: Dollar Tree reported adjusted earnings of $1.74 per share for Q1, exceeding analyst expectations of $1.53, leading to an over 11% stock surge, while the partnership with DoorDash enhances its competitive edge through on-demand delivery.
- Salesforce Guidance Adjustment: Salesforce guided for current-quarter revenue between $11.27 billion and $11.35 billion, falling short of the $11.36 billion expected by analysts, resulting in a 1% stock decline; however, the raised full-year earnings guidance indicates confidence in future growth.
- Agilent Raises Earnings Outlook: Agilent Technologies increased its full-year adjusted earnings guidance to between $6 and $6.10 per share, surpassing previous estimates of $5.90 to $6.04, causing a 9% stock increase that reflects strong performance in the healthcare equipment sector.
- Snowflake Soars: Snowflake plans to invest $6 billion in Amazon Web Services over five years and reported Q1 adjusted earnings of $0.39 per share and revenue of $1.39 billion, both exceeding market expectations, resulting in a nearly 37% stock increase.
See More
Ncino Inc Reports Strong Earnings, Exceeding Subscription Revenue Guidance
- Significant Revenue Growth: Ncino Inc reported total revenue of $159.4 million, an 11% year-over-year increase, with subscription revenue reaching $140.9 million, up 12%, indicating strong market performance and sustained customer demand.
- Strong International Performance: Non-US total revenue was $36.4 million, reflecting a 15% year-over-year growth, while non-US subscription revenue surged by 21%, showcasing the success of the company's global expansion strategy and enhancing its competitive position in international markets.
- Cash Flow and Share Buybacks: The company achieved free cash flow of $80.8 million, a 54% increase year-over-year, and repurchased approximately 6.1 million shares at an average price of $15.20 per share, totaling $93.1 million, demonstrating confidence in its value and commitment to shareholder returns.
- Cautious Future Outlook: Despite strong first-quarter performance, Ncino is cautious about its U.S. mortgage business, forecasting a 2% decline in subscription revenue for the second quarter, reflecting uncertainties in the market environment and a prudent approach to future growth expectations.
See More
Multiple Companies Report Earnings Beats, Stock Movements
- Salesforce Guidance Adjustment: Salesforce guided for current-quarter revenue between $11.27 billion and $11.35 billion, slightly below analysts' expectations of $11.36 billion, although the company raised its full-year earnings guidance, indicating confidence in future growth.
- Nutanix Strong Earnings: Nutanix reported fiscal third-quarter adjusted earnings and revenue beats, with a non-GAAP operating margin of 22.3%, significantly exceeding analysts' call for 16.9%, reflecting the company's robust performance in the cloud computing sector.
- Agilent Raises Earnings Outlook: Agilent Technologies shares surged 11% after raising its full-year adjusted earnings guidance to between $6 and $6.10 per share, higher than previous estimates of $5.90 to $6.04, demonstrating strong demand in the healthcare equipment market.
- Snowflake Soars: Snowflake's stock jumped 33% in after-hours trading after announcing a $6 billion investment plan in Amazon Web Services over five years, alongside first-quarter results that surpassed estimates, showcasing its enhanced market competitiveness.
See More
nCino Reports Strong Q1 Earnings Beat with Positive Guidance
- Earnings Beat: nCino's Q1 GAAP EPS of $0.12 exceeded expectations by $0.07, indicating ongoing improvements in profitability and boosting market confidence in future growth prospects.
- Significant Revenue Growth: The company reported total revenues of $159.41 million for Q1, reflecting a 10.6% year-over-year increase and surpassing market expectations by $3.66 million, highlighting strong demand in the digital banking solutions sector.
- Subscription Revenue Surge: Subscription revenues reached $140.9 million in Q1, up from $125.6 million a year ago, marking a 12% increase that underscores the expansion of the customer base and the enhanced value of its offerings, further solidifying its market position.
- Optimistic Guidance: nCino's guidance for fiscal year 2027 indicates total revenues between $642.0 million and $646.0 million, with subscription revenues projected between $571.5 million and $575.5 million, reflecting the company's confidence in sustained growth and future performance potential.
See More
