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NCNO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
18.175
Open
17.760
VWAP
17.96
Vol
2.21M
Mkt Cap
2.07B
Low
17.625
Amount
39.63M
EV/EBITDA(TTM)
35.71
Total Shares
114.53M
EV
2.19B
EV/OCF(TTM)
24.32
P/S(TTM)
3.41
nCino, Inc. is a global provider of cloud banking solutions for the global financial services industry. The Company is a software-as-a-service (SaaS) company that provides software solutions to financial institutions (FIs) to streamline employee and client interactions. It delivers solutions such as cloud computing application and platform services with a multi-tenant technology and shared service-oriented architecture. The nCino Platform is embedded with data and artificial intelligence (AI) that helps FIs digitize and reengineer business processes across multiple lines of business, from commercial, consumer and small business banking to mortgage lending, by offering solutions such as onboarding, account opening, lending, and portfolio management solutions. It offers solutions to community banks, credit unions, independent mortgage banks, and financial entities.
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Events Timeline

(ET)
2026-04-01
09:00:00
Stock Futures Rise as Markets Rally
select

News

NASDAQ.COM
9.5
10:03 AMNASDAQ.COM
Snap Shares Surge 7.9% Amid Strong Fundamentals
  • Price Surge Explanation: Snap's shares rose 7.9% to $6.04 in the last trading session, with trading volume significantly above average, indicating increased market confidence in its fundamentals.
  • User Growth and Ad Efficiency: Snap's expanding user base and rapid subscription growth, coupled with improved ad efficiency through AI tools and rising advertiser adoption, further solidify the company's financial foundation.
  • Optimistic Earnings Forecast: The upcoming quarterly earnings report is expected to show an EPS of $0.08, representing a 100% year-over-year increase, with revenues projected at $1.52 billion, an 11.8% increase from the previous year, highlighting strong growth potential.
  • Earnings Estimate Revision: Although the consensus EPS estimate has been revised down by 9.3%, which typically does not correlate with price appreciation, the market should monitor Snap's performance to assess whether the recent price increase can be sustained.
Newsfilter
3.5
04-06Newsfilter
nCino Launches AI Assistant to Enhance Banking Efficiency
  • Efficiency Boost: nCino's Analyst Digital Partner reduces relationship review time by 60-70%, allowing banks to shift from annual or quarterly reviews to weekly or even daily cycles, thereby enhancing portfolio risk management capabilities.
  • Rapid Deployment: A large U.S. financial institution went live with Analyst Digital Partner in just 36 minutes, demonstrating the system's efficient implementation capabilities and further enhancing customer trust and satisfaction.
  • Dual Workforce Model: nCino's Digital Partners work alongside banking professionals to handle high-volume, time-intensive tasks, enabling humans to focus on decision-making and relationship management, thus driving business growth.
  • Industry-Specific AI: Built on over 14 years of banking-specific data, Analyst Digital Partner ensures effectiveness in the financial services sector, helping banks maintain a competitive edge.
stocktwits
9.5
04-02stocktwits
NCNO Shares Surge 10.6% After Strong Q4 Results and Positive Outlook
  • Earnings Beat: NCNO reported a 6% revenue increase to $149.7 million in Q4, with adjusted earnings per share doubling to $0.37 from $0.19, both exceeding analyst expectations, indicating strong performance in the financial software sector.
  • New Contracts Signed: The company secured new contracts with a global financial institution in Japan and a top-three Austrian bank, further solidifying its market position while expanding work with existing clients, suggesting significant revenue growth potential ahead.
  • Stock Price Surge: NCNO shares jumped 10.6% on Wednesday, marking the largest single-day gain in over seven months, reflecting positive market sentiment towards its earnings report and analysts' optimistic outlook for future growth, especially amid broader pressures on software stocks.
  • Analyst Rating Changes: Piper Sandler upgraded NCNO to 'Overweight' with a price target of $22, while Morgan Stanley maintained 'Overweight' and raised its target to $23, demonstrating confidence in NCNO's growth prospects, although some analysts remain cautious about valuation.
NASDAQ.COM
4.5
04-01NASDAQ.COM
US Stocks Close Higher Amid Optimism Over Middle East Conflict Resolution
  • Market Rally: The S&P 500 rose by 0.72%, the Dow Jones increased by 0.48%, and the Nasdaq 100 climbed by 1.18%, reflecting growing investor optimism regarding a potential resolution to the Middle East conflict, which has bolstered market confidence.
  • Strong Economic Data: The US ADP employment change for March increased by 62,000, surpassing expectations of 40,000, while February retail sales rose by 0.6% month-over-month, indicating robust economic recovery that could influence Federal Reserve policy decisions.
  • Interest Rate Expectations: Despite positive economic indicators, hawkish comments from St. Louis Fed President raised concerns about inflation and employment, leading to a mere 1% chance of a 25 basis point rate hike at the upcoming April FOMC meeting, reflecting cautious market sentiment.
  • Divergent Stock Performances: Target Hospitality surged over 36% after securing a multi-year contract worth over $550 million, while Nike fell more than 15% due to revenue forecasts indicating a decline, highlighting the market's varied outlook on different companies' futures.
Yahoo Finance
9.5
04-01Yahoo Finance
nCino Reports Strong Q4 Results Exceeding Expectations
  • Significant Revenue Growth: nCino reported $149.7 million in revenue for Q4 CY2025, reflecting a 5.9% year-over-year increase and surpassing analyst expectations of $147.8 million, indicating strong market performance and growth potential.
  • Improved Profitability: The company achieved a non-GAAP EPS of $0.37, which is 72.2% above analysts' forecast of $0.21, demonstrating a significant enhancement in profitability that boosts investor confidence.
  • AI-Driven Market Expansion: The adoption of nCino's AI platform led to a 17% increase in annual contract value (ACV), with notable progress in both U.S. and international markets, showcasing the company's strong adaptability to technological innovation and market demand.
  • Leadership Changes and Future Outlook: nCino appointed Keith Kettell as Chief Revenue Officer to accelerate global sales and subscription revenue growth, with management anticipating that sustained AI adoption and platform pricing will be key drivers of future performance.
Fool
9.5
04-01Fool
nCino Surges After Exceeding Q4 Earnings Expectations
  • Earnings Beat: nCino's recently released Q4 results showed a non-GAAP EPS of $0.37, surpassing Wall Street's estimate by $0.16, indicating robust profitability growth for the company.
  • Sales Growth: The company reported sales of $149.67 million for the quarter, exceeding analyst expectations by $2.26 million, which highlights nCino's strengthening competitive position in the fintech sector.
  • Subscription Revenue Increase: Subscription sales accounted for 88% of total revenue, up from 86% in the prior year, reflecting increased customer reliance on nCino's platform and solidifying the company's revenue base.
  • Optimistic Outlook: nCino projects fiscal 2027 sales between $639 million and $643 million, with annual contract value expected to grow by 17%, showcasing the company's growth potential and market confidence moving forward.
Wall Street analysts forecast NCNO stock price to rise
13 Analyst Rating
Wall Street analysts forecast NCNO stock price to rise
8 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
27.00
Averages
34.20
High
38.00
Current: 0.000
sliders
Low
27.00
Averages
34.20
High
38.00
Needham
Mayank Tandon
Buy
to
Buy
downgrade
$38 -> $25
AI Analysis
2026-04-01
Reason
Needham
Mayank Tandon
Price Target
$38 -> $25
AI Analysis
2026-04-01
downgrade
Buy
to
Buy
Reason
Needham analyst Mayank Tandon lowered the firm's price target on nCino to $25 from $38 and keeps a Buy rating on the shares.
Stephens
Stephens
Overweight
downgrade
$34 -> $26
2026-04-01
Reason
Stephens
Stephens
Price Target
$34 -> $26
2026-04-01
downgrade
Overweight
Reason
Stephens lowered the firm's price target on nCino to $26 from $34 and keeps an Overweight rating on the shares. Given strong FY26 bookings and improving churn, the firm believes visibility into the FY27 subscription revenue growth outlook of 9%-10% is "high," says the analyst, who raising the firm's FY27 adjusted EPS estimate to $1.29 from $1.01.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NCNO
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Valuation Metrics

The current forward P/E ratio for nCino Inc (NCNO.O) is 14.60, compared to its 5-year average forward P/E of -62.40. For a more detailed relative valuation and DCF analysis to assess nCino Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-62.40
Current PE
14.60
Overvalued PE
119.02
Undervalued PE
-243.82

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-90.83
Current EV/EBITDA
40.81
Overvalued EV/EBITDA
497.21
Undervalued EV/EBITDA
-678.86

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
8.89
Current PS
2.84
Overvalued PS
14.61
Undervalued PS
3.16

Financials

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Whales Holding NCNO

H
Hawk Ridge Capital Management LP
Holding
NCNO
+10.49%
3M Return
T
Tremblant Capital Group
Holding
NCNO
+4.75%
3M Return
S
Senvest Management, LLC
Holding
NCNO
+3.42%
3M Return
K
Kinetic Partners Management LP
Holding
NCNO
-1.73%
3M Return
C
Conestoga Capital Advisors, LLC
Holding
NCNO
-3.65%
3M Return
B
Brown Capital Management, LLC
Holding
NCNO
-9.72%
3M Return

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Frequently Asked Questions

What is nCino Inc (NCNO) stock price today?

The current price of NCNO is 18.08 USD — it has increased 3.49

What is nCino Inc (NCNO)'s business?

nCino, Inc. is a global provider of cloud banking solutions for the global financial services industry. The Company is a software-as-a-service (SaaS) company that provides software solutions to financial institutions (FIs) to streamline employee and client interactions. It delivers solutions such as cloud computing application and platform services with a multi-tenant technology and shared service-oriented architecture. The nCino Platform is embedded with data and artificial intelligence (AI) that helps FIs digitize and reengineer business processes across multiple lines of business, from commercial, consumer and small business banking to mortgage lending, by offering solutions such as onboarding, account opening, lending, and portfolio management solutions. It offers solutions to community banks, credit unions, independent mortgage banks, and financial entities.

What is the price predicton of NCNO Stock?

Wall Street analysts forecast NCNO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NCNO is34.20 USD with a low forecast of 27.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is nCino Inc (NCNO)'s revenue for the last quarter?

nCino Inc revenue for the last quarter amounts to 149.67M USD, increased 5.87

What is nCino Inc (NCNO)'s earnings per share (EPS) for the last quarter?

nCino Inc. EPS for the last quarter amounts to 0.07 USD, decreased -143.75

How many employees does nCino Inc (NCNO). have?

nCino Inc (NCNO) has 1684 emplpoyees as of April 16 2026.

What is nCino Inc (NCNO) market cap?

Today NCNO has the market capitalization of 2.07B USD.