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EBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
20.600
Open
20.350
VWAP
20.02
Vol
694.39K
Mkt Cap
4.64B
Low
19.660
Amount
13.90M
EV/EBITDA(TTM)
10.03
Total Shares
231.14M
EV
4.91B
EV/OCF(TTM)
13.99
P/S(TTM)
3.99
Eastern Bankshares, Inc. is the holding company for Eastern Bank (the Bank). The Bank provides a variety of banking and trust and investment services. Its diversified products and services include lending, deposit, and wealth management. It offers a range of demand deposit accounts, interest checking accounts, money market accounts, savings accounts and time certificates of deposit accounts. Its lending focuses on the following loan categories: commercial and industrial, including asset-based lending portfolio, commercial real estate, commercial construction, small business banking, residential real estate and home equity loans. It also provides a range of wealth management and trust services through Cambridge Trust Wealth Management. It provides private banking solutions for individuals and families. It also provides customizable banking and lending services for venture capital & private equity, professional services, escrow agents, nonprofits, foundations, and family offices.
Show More

Events Timeline

(ET)
2026-04-23
16:30:00
Eastern Bank Reports Q1 Revenue of $288.2M
select
2026-01-22 (ET)
2026-01-22
16:20:00
Eastern Bank Reports Q4 Revenue of $283.5M
select

News

Newsfilter
5.0
05-07Newsfilter
Yongmei Chen Promoted to Director of Community Development Lending
  • Leadership Change: Eastern Bank has announced the promotion of Yongmei Chen to Director of Community Development Lending, succeeding Pamela Feingold, who passed away on March 16, 2026, ensuring continuity and stability in this critical leadership role.
  • Extensive Experience: With over 30 years in banking, Ms. Chen has held various leadership positions since joining Eastern in 2007, notably collaborating with Ms. Feingold for 15 years to grow the community development lending portfolio from $600 million to over $2 billion.
  • Community Engagement: She is actively involved in leadership roles across multiple community organizations, including the Executive Committee of the Asian Community Development Corporation and the Board of Directors of the Massachusetts Housing Investment Corporation, showcasing her expertise in nonprofit lending and community responsibility.
  • Business Strategy: Eastern Bank offers a range of community development financing solutions to support affordable housing and nonprofit credit needs, and Ms. Chen's leadership is expected to further drive these critical business initiatives, ensuring the company's impact and sustainability within the communities it serves.
Yahoo Finance
9.5
04-25Yahoo Finance
Eastern Bank Misses Q1 Revenue Expectations Despite Growth
  • Performance Overview: Eastern Bank reported Q1 revenue of $282.5 million, a 24.1% year-on-year increase, yet fell short of the $301.9 million expected by analysts, indicating market disappointment with its performance.
  • Earnings Performance: The adjusted EPS of $0.40 was below the $0.44 consensus estimate, reflecting a 9.7% miss and highlighting pressures from seasonal declines in loan and deposit balances.
  • Commercial Loan Pipeline: Despite a seasonal dip in loan balances, the commercial loan pipeline reached record highs, suggesting strong origination activity in the coming quarters, which could provide new revenue growth opportunities for the bank.
  • Technology Investment and Integration: The company plans to invest in technology, including AI initiatives, to enhance customer engagement and operational efficiency, while continuing to integrate with Harbor One, expecting to capture most of the targeted cost savings.
seekingalpha
9.5
04-24seekingalpha
Eastern Bankshares Reports Solid Q1 2026 Earnings Performance
  • Solid Performance: Eastern Bankshares reported a net income of $65.3 million or $0.29 per diluted share for Q1, indicating a performance in line with expectations, despite a modest decline in loan and deposit balances, reflecting stability amid increasing market competition.
  • Wealth Management Growth: Wealth management assets reached a record high of $10.3 billion with net flows approaching $400 million, demonstrating the company's strategic focus on wealth management as a key growth pillar, enhancing its competitive position in the market.
  • Capital Return Program: The bank repurchased 3.9 million shares for $75.1 million and announced a 15% dividend increase, showcasing its ongoing commitment to shareholder returns while expecting to complete the buyback program by midyear.
  • Merger Integration Progress: Successfully completed the HarborOne merger core system conversion, with targeted cost savings of $67 million expected, although approximately $2 million in charges remain, indicating strong execution in the integration process.
NASDAQ.COM
2.0
04-24NASDAQ.COM
EBC Q1 2026 Earnings Transcript
seekingalpha
9.5
04-23seekingalpha
Eastern Bankshares Q1 Earnings Miss Expectations
  • Earnings Shortfall: Eastern Bankshares reported a Q1 non-GAAP EPS of $0.40, missing expectations by $0.04, indicating pressure on profitability that could undermine investor confidence.
  • Revenue Miss: The bank's revenue of $288.3 million fell short of projections by $13.69 million, reflecting sluggish business growth that may lead to downward revisions in future performance expectations.
  • Dividend Growth Outlook: Despite the disappointing earnings report, Eastern Bankshares is expected to continue its dividend growth streak in April, signaling a commitment to shareholder returns that may alleviate some market concerns regarding its financial health.
  • Quant Rating Insights: Seeking Alpha's Quant Rating on Eastern Bankshares suggests a cautious market outlook for its future performance, prompting investors to closely examine historical financial data to assess long-term investment value.
seekingalpha
8.0
04-21seekingalpha
Eastern Bankshares Expected to Announce Dividend in April
  • Dividend Expectations: Eastern Bankshares (EBC) is anticipated to announce a dividend alongside its quarterly results in April, with analysts projecting an annual dividend of $0.54 per share based on a 32.69% payout ratio and a 54.02% five-year growth rate, indicating a strong commitment to shareholder returns.
  • Quarterly Dividend Increase: The expected quarterly dividend is set to rise from $0.13 to $0.135, reflecting a 3.8% increase, which not only underscores the company's stable financial performance but also has the potential to boost investor confidence and attract long-term shareholders.
  • Historical Dividend Trends: EBC has raised its dividend for four consecutive years, increasing it from $0.12 to $0.13 last April, demonstrating a consistent commitment to shareholder returns and indicating stable growth in profitability.
  • Earnings Report Schedule: Eastern Bankshares is scheduled to report its Q1 results on April 23, 2026, with the market closely monitoring key financial metrics such as loan growth and CET1 ratio to assess the company's future growth potential.
Wall Street analysts forecast EBC stock price to rise
5 Analyst Rating
Wall Street analysts forecast EBC stock price to rise
4 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
20.00
Averages
21.90
High
23.00
Current: 0.000
sliders
Low
20.00
Averages
21.90
High
23.00
TD Cowen
Buy
downgrade
$23 -> $22
AI Analysis
2026-04-27
Reason
TD Cowen
Price Target
$23 -> $22
AI Analysis
2026-04-27
downgrade
Buy
Reason
TD Cowen lowered the firm's price target on Eastern Bankshares to $22 from $23 and keeps a Buy rating on the shares. The firm said while 1Q marks a step back,they see a more constructive B/S and NIM path ahead, with slower 1Q growth driven in part to seasonal factors and fixed asset repricing benefits and normalizing PAA likely to support improved NIM.
Barclays
Equal Weight
maintain
$23 -> $22
2026-04-27
Reason
Barclays
Price Target
$23 -> $22
2026-04-27
maintain
Equal Weight
Reason
Barclays lowered the firm's price target on Eastern Bankshares to $22 from $23 and keeps an Equal Weight rating on the shares post the Q1 report. The firm believes increased pricing pressures are a potential headwind to Eastern's balance sheet growth.
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Valuation Metrics

The current forward P/E ratio for Eastern Bankshares Inc (EBC.O) is 10.83, compared to its 5-year average forward P/E of 13.05. For a more detailed relative valuation and DCF analysis to assess Eastern Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
13.05
Current PE
10.83
Overvalued PE
16.85
Undervalued PE
9.24

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.32
Current EV/EBITDA
7.42
Overvalued EV/EBITDA
6.66
Undervalued EV/EBITDA
-4.02

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.62
Current PS
3.31
Overvalued PS
4.51
Undervalued PS
2.73

Financials

AI Analysis
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Quarterly

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Whales Holding EBC

S
Systematic Financial Management LP
Holding
EBC
+14.80%
3M Return
F
Frontier Capital Management
Holding
EBC
+12.77%
3M Return
E
Eastern Investment Advisors, Inc.
Holding
EBC
+7.21%
3M Return
N
North Reef Capital Management LP
Holding
EBC
-3.74%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
EBC
-6.58%
3M Return

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Frequently Asked Questions

What is Eastern Bankshares Inc (EBC) stock price today?

The current price of EBC is 19.8 USD — it has decreased -1.3

What is Eastern Bankshares Inc (EBC)'s business?

Eastern Bankshares, Inc. is the holding company for Eastern Bank (the Bank). The Bank provides a variety of banking and trust and investment services. Its diversified products and services include lending, deposit, and wealth management. It offers a range of demand deposit accounts, interest checking accounts, money market accounts, savings accounts and time certificates of deposit accounts. Its lending focuses on the following loan categories: commercial and industrial, including asset-based lending portfolio, commercial real estate, commercial construction, small business banking, residential real estate and home equity loans. It also provides a range of wealth management and trust services through Cambridge Trust Wealth Management. It provides private banking solutions for individuals and families. It also provides customizable banking and lending services for venture capital & private equity, professional services, escrow agents, nonprofits, foundations, and family offices.

What is the price predicton of EBC Stock?

Wall Street analysts forecast EBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EBC is21.90 USD with a low forecast of 20.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Eastern Bankshares Inc (EBC)'s revenue for the last quarter?

Eastern Bankshares Inc revenue for the last quarter amounts to 289.72M USD, decreased -713.56

What is Eastern Bankshares Inc (EBC)'s earnings per share (EPS) for the last quarter?

Eastern Bankshares Inc. EPS for the last quarter amounts to 0.29 USD, decreased -126.61

How many employees does Eastern Bankshares Inc (EBC). have?

Eastern Bankshares Inc (EBC) has 2247 emplpoyees as of May 11 2026.

What is Eastern Bankshares Inc (EBC) market cap?

Today EBC has the market capitalization of 4.64B USD.