MGIC Investment Corporation Schedules Q4 2025 Earnings Release for February 2, 2026
- Earnings Release Schedule: MGIC Investment Corporation plans to release its Q4 2025 financial results after market close on February 2, 2026, demonstrating the company's commitment to transparency and investor communication.
- Conference Call Arrangement: A conference call is scheduled for February 3, 2026, at 10:00 a.m. Eastern Time to discuss the quarter's results, aiming to enhance interaction with investors.
- Webcast Availability: The earnings call will be webcast via the company's investor website, ensuring broader access for investors to receive real-time information, thereby improving information dissemination efficiency.
- Replay Service: A replay of the conference call will be available on the company's website until March 3, 2026, further ensuring that investors can access important financial information at their convenience, enhancing information accessibility.
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- Earnings Beat: MGIC Investment reported a Q4 non-GAAP EPS of $0.75, exceeding expectations by $0.01, indicating stable profitability despite revenue challenges.
- Revenue Decline: The company posted revenue of $298.65 million, a 0.9% year-over-year decrease, missing the market expectation of $308.25 million, highlighting competitive pressures in the market.
- Stock Reaction: Following the earnings report, MGIC's shares fell by 1.94%, reflecting investor disappointment over the revenue miss, which may impact short-term market confidence.
- Future Outlook: Despite the current quarter's underperformance, MGIC must focus on potential future earnings growth, especially if market conditions improve, which could lead to better performance ahead.
- Quarterly Dividend Announcement: MGIC Investment has declared a quarterly dividend of $0.15 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
- Dividend Yield: The forward yield of 2.27% reflects the company's attractiveness in the current market environment, potentially drawing more investor interest.
- Payment Schedule: The dividend is payable on March 6, with a record date of February 17 and an ex-dividend date also set for February 17, ensuring shareholders receive timely returns.
- Capital Return Goals: MGIC Investment aims to enhance capital returns while surpassing $300 billion in insurance in-force, demonstrating its strong performance and market position in the reinsurance sector.
- Index Component Changes: The KBW Nasdaq Insurance Index adds four companies, including Arthur J. Gallagher & Co. and Chubb Limited, while dropping four others, reflecting market dynamics.
- Regional Banking Index Update: The KBW Nasdaq Regional Banking Index adds Axos Financial, Inc. and removes Synovus Financial Corp., indicating a focus on emerging fintech companies.
- Dividend Yield Index Adjustments: The KBW Nasdaq Financial Sector Dividend Yield Index adds eight companies and drops eight, demonstrating ongoing investor interest in high-yield investments.
- REIT Index Expansion: The KBW Nasdaq Premium Yield Equity REIT Index adds twelve companies while removing nine, reflecting the vibrancy of the real estate market and investor confidence.
Stock Performance: MGIC Investment Corporation (MTG) shares closed at $28.38, close to a 52-week high, reflecting strong investor confidence and a 19.7% year-to-date gain, outperforming its industry and major indices.
Valuation and Financial Metrics: The stock trades at a price-to-book value of 1.23X, below industry averages, indicating a favorable entry point for investors. The company has shown a strong return on invested capital (ROIC) of 11%, significantly higher than the industry average.
Earnings Growth and Analyst Sentiment: MGIC has consistently surpassed earnings estimates, with analysts raising their earnings projections for 2025 and 2026, reflecting positive sentiment and expected growth in revenues and earnings.
Future Growth Drivers: The company is positioned for growth through new business, improved claim filings, and a solid capital position, including a share repurchase program, which supports long-term value for shareholders.

Q3 Financial Performance: MGIC Investment (MTG) reported an adjusted net income of $0.83 per diluted share for Q3, indicating a positive financial performance.
Comparison to Previous Periods: The reported earnings reflect an increase compared to previous quarters, showcasing the company's growth trajectory.
Financial Performance: MGIC Investment Corporation reported a net income of $191.1 million for Q3 2025, with an adjusted net operating income of $190.8 million, both reflecting strong financial results and effective risk management strategies.
Shareholder Returns: The company repurchased 7 million shares for $187.9 million and declared a dividend of $0.15 per common share, demonstrating a commitment to returning value to shareholders.
Insurance Metrics: New insurance written (NIW) reached $16.5 billion, with insurance in force totaling $300.8 billion, indicating a stable growth in the mortgage insurance sector.
Regulatory Compliance: MGIC remains compliant with the GSEs' private mortgage insurer eligibility requirements, maintaining a strong capital position with available assets exceeding minimum required assets by $2.5 billion.








