Landmark Bancorp Reports 44.4% Increase in Net Earnings for 2025
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 28 2026
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Should l Buy LARK?
Source: Newsfilter
- Net Earnings Growth: Landmark Bancorp reported net earnings of $18.8 million for 2025, a 44.4% increase from $13.0 million in 2024, primarily driven by strong growth in net interest income and well-controlled non-interest expenses.
- Earnings Per Share Improvement: The diluted earnings per share for Q4 2025 was $0.77, showing a decrease from $0.81 in Q3 but a significant increase from $0.54 in the same quarter last year, reflecting ongoing improvements in profitability.
- Enhanced Capital Ratios: As of December 31, 2025, the tangible common equity to assets ratio increased to 8.03%, demonstrating robust capital management that helps bolster market confidence.
- Dividend Declaration: The Board declared a quarterly cash dividend of $0.21 per share, payable on February 26, 2026, to common stockholders of record as of February 12, 2026, highlighting the company's commitment to shareholder returns.
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About LARK
Landmark Bancorp, Inc. is the holding company for Landmark National Bank (the Bank). The Bank is a community banking organization engaged in providing financial and banking services. The Company’s business consists of the ownership of the Bank and Landmark Risk Management, Inc. The Bank’s primary deposit gathering and lending markets are geographically diversified throughout central, eastern, southeast, and southwest Kansas. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits, together with borrowings and other funds, to originate one-to-four family residential real estate, construction and land, commercial real estate (CRE), commercial, agriculture, municipal and consumer loans. The Bank also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. Landmark Risk Management, Inc. provides property and casualty insurance coverage to the Company and the Bank.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Record Revenue: Landmark Bancorp achieved total revenue of $18.8 million in Q1 2026, marking a historic high that reflects the company's strong market performance and is expected to bolster investor confidence.
- Net Income Growth: The first quarter net income reached $5.1 million, driven by continued growth in net interest income and lower funding costs, indicating steady improvement in the company's profitability.
- Loan Portfolio Shift: Although total loans slightly decreased to $1.1 billion, strong growth in the commercial real estate portfolio offset declines in agricultural loans, demonstrating the company's strategic success in diversifying its loan offerings.
- Consistent Dividends: The Board declared a cash dividend of $0.21 per share, representing the 99th consecutive quarterly cash dividend, reflecting the company's commitment to shareholders and effective cash flow management.
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- Earnings Performance: Landmark Bancorp reported a Q1 GAAP EPS of $0.83, indicating a solid increase compared to the previous year, which enhances investor confidence in the company's profitability.
- Revenue Growth: The company achieved revenues of $18.79 million in Q1, reflecting a 14% year-over-year increase, showcasing its strengthened competitive position in the market and potentially attracting more investor interest.
- Dividend Stability: The dividend scorecard for Landmark Bancorp indicates stability in its dividend payments, further enhancing its appeal as an income investment, likely attracting investors seeking reliable returns.
- Financial Transparency: The financial information released by the company improves market transparency regarding its operations, helping to bolster investor confidence in the company's future growth potential, which may support long-term stock price appreciation.
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- Earnings Release Announcement: Landmark Bancorp has announced that it will release its Q1 2026 earnings after the market closes on April 29, 2026, which is expected to provide investors with critical financial performance data to assess the company's future growth potential.
- Conference Call Schedule: The company will host a conference call on April 30, 2026, at 10:00 AM Central Time to discuss the earnings results, aiming to enhance communication with investors, increase transparency, and address market concerns.
- Audio Recording Availability: An audio recording of the earnings call will be available until May 7, 2026, allowing investors who cannot participate live to access important information, thereby ensuring broader engagement with the company's financial updates.
- Company Background: Landmark Bancorp, the holding company for Landmark National Bank, focuses on providing quality financial and banking services, operating 29 locations across Kansas, which underscores its significant role in the local community banking sector.
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- Net Income Growth: Landmark Bancorp reported a net income of $4.7 million for Q4 2025, translating to diluted earnings per share of $0.77, which marks a significant increase from $3.3 million in Q4 2024, highlighting the company's robust profitability amid rising net interest income.
- Increase in Net Interest Income: The bank's net interest income reached $14.8 million in Q4, up $695,000 from the previous quarter, driven by improved asset yields and lower funding costs, thereby strengthening the company's financial position.
- Improvement in Nonperforming Loans: Nonperforming loans decreased slightly to just under $10 million, representing 0.90% of gross loans, down $3.1 million from year-end 2024, reflecting effective credit quality monitoring and risk management strategies.
- Continued Shareholder Returns: The board declared a cash dividend of $0.21 per share to be paid on February 26, 2026, marking the 98th consecutive quarterly cash dividend, which underscores the company's commitment to returning value to shareholders.
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