JPMorgan Chase Beats Earnings Expectations but Shares Drop 4.19%
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 14 2026
0mins
Should l Buy JPM?
Source: CNBC
- Earnings Performance: JPMorgan Chase exceeded earnings expectations with $23 billion in revenue; however, a 5% decline in underwriting revenue led to a 4.19% drop in stock price at close, reflecting market concerns about future profitability.
- Executive Caution: CEO Jamie Dimon issued a cautious warning during the earnings report, emphasizing the need for high credit card fees to offset losses, which triggered a strong market reaction and a wave of selling.
- Market Reaction: Despite JPMorgan's investment banking fees falling $210 million short of estimates, analysts believe the stock has rebound potential, with investors advised to gradually buy on weakness following the dip.
- Sector Dynamics: As earnings season kicks off, the retail sector showed strong performance with stocks like Walmart and Target bouncing back, partly due to optimistic expectations around tame inflation, indicating consumer preference for a low-interest-rate environment.
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Analyst Views on JPM
Wall Street analysts forecast JPM stock price to rise
19 Analyst Rating
11 Buy
7 Hold
1 Sell
Moderate Buy
Current: 302.640
Low
260.00
Averages
341.38
High
400.00
Current: 302.640
Low
260.00
Averages
341.38
High
400.00
About JPM
JPMorgan Chase & Co. is a financial holding company. The Company is engaged in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing and asset management. The Company operates through three segments: Consumer & Community Banking (CCB), Commercial & Investment Bank (CIB), and Asset & Wealth Management (AWM). Its CCB segment offers products and services to consumers and small businesses through bank branches, ATMs, digital and telephone banking. Its CIB segment consists of banking and payments and markets and securities services, and offers a suite of investment banking, lending, payments, market-making, financing, custody and securities products and services to a global base of corporate and institutional clients. AWM segment offers investment and wealth management solutions. It offers multi-asset investment management solutions, retirement products and services, brokerage, custody, estate planning, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Asset Scale: As of 2025, JPMorgan Chase boasts total assets of $4.4 trillion and stockholders' equity of $362 billion, underscoring its formidable strength and market position within the global financial services sector.
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- Annual Report Filing: JPMorgan Chase has filed its Annual Report on Form 10-K for the fiscal year ended December 31, 2025, with the SEC, ensuring compliance and transparency as the report is accessible on both the SEC and the firm's Investor Relations website.
- Asset Scale: As of 2025, JPMorgan Chase boasts total assets of $4.4 trillion and stockholders' equity of $362 billion, underscoring its formidable strength and market position within the global financial services sector.
- Business Scope: As a leading financial services firm, JPMorgan Chase significantly impacts investment banking, consumer and small business financial services, commercial banking, financial transaction processing, and asset management, serving numerous prominent clients worldwide.
- Brand Influence: Through its J.P. Morgan and Chase brands, JPMorgan Chase provides services to customers in the U.S. and globally, further solidifying its leadership position in the financial industry and demonstrating a robust customer base and market penetration capabilities.
See More
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- Emerging Fintech Potential: Neobanks such as Sofi Technologies (SOFI) and Nu Holdings (NU) are well-positioned to deploy AI tools effectively due to their digital infrastructure-based business models, enhancing customer service quality while reducing operational costs, showcasing strong market competitiveness.
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- Berkshire's Support: Berkshire Hathaway's CEO Greg Abel publicly endorsed Cahillane's decision, emphasizing that this strategic adjustment will allow management to focus on strengthening Kraft Heinz's market competitiveness, reflecting Berkshire's confidence in its investment.
- Positive Shareholder Reaction: Although Kraft Heinz's stock initially fell upon the announcement of the separation pause, it quickly rebounded to close the week with a 0.7% gain, indicating market recognition and anticipation of the new strategy.
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- Analyst Support: Despite Centrus's recent earnings report failing to meet revenue and profit expectations, leading to some sell-offs, analysts remain optimistic, with JPMorgan lowering its price target to $236, still implying over 12% upside potential.
- Strong Backlog: With a robust $3.8 billion backlog, Centrus is well-positioned to thrive amid the ongoing nuclear renaissance, showcasing consistent profitability despite short-term challenges.
- Market Reaction: Supported by analysts, investor buying interest in Centrus has increased, reflecting strong confidence in the company's future growth potential, even after missing expectations.
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- Annual Report Filing: JPMorgan Chase has filed its Annual Report on Form 10-K for the fiscal year ended December 31, 2025, with the SEC, ensuring compliance and transparency as the report is accessible on both the SEC and the firm's Investor Relations website.
- Asset Scale: As of December 31, 2025, JPMorgan Chase reported total assets of $4.4 trillion and stockholders' equity of $362 billion, reflecting its robust financial health and significant presence in the global financial services sector.
- Business Scope: As a leading financial services firm in the U.S., JPMorgan Chase excels in investment banking, consumer and small business financial services, commercial banking, financial transaction processing, and asset management, serving a diverse clientele worldwide.
- Global Influence: JPMorgan Chase serves millions of customers in the U.S. and many prominent corporate, institutional, and government clients globally, further solidifying its leadership position in the international financial market.
See More
