Fold Holdings Included in the Russell 2000 Index
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 22 2025
0mins
Should l Buy FLD?
Source: SeekingAlpha
Inclusion in Index: Fold Holdings (FLD), a bitcoin-focused financial services company, has been added to the Russell 2000 Index.
Capital Allocation Concerns: There are emerging concerns regarding capital allocation strategies for Fold Holdings, Inc.
Quant Rating: Seeking Alpha has provided a Quant Rating for Fold Holdings, Inc., reflecting its financial performance and market position.
Historical Earnings Data: The article includes historical earnings data and financial information relevant to Fold Holdings, Inc.
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Analyst Views on FLD
Wall Street analysts forecast FLD stock price to rise
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 1.460
Low
7.00
Averages
7.00
High
7.00
Current: 1.460
Low
7.00
Averages
7.00
High
7.00
About FLD
Fold Holdings, Inc. is a bitcoin financial services company engaged in expanding access to bitcoin through a comprehensive suite of consumer financial products. The Company offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. It also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. It offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The Company offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Fold Holdings Q4 Revenue Misses Expectations with $9.1M
- Revenue Shortfall: Fold Holdings reported Q4 revenue of $9.1 million, an 8.3% year-over-year increase, yet fell short of market expectations by $1.02 million, indicating challenges in revenue growth that may impact investor confidence.
- Increased Operating Loss: The company recorded an operating loss of $6.0 million, highlighting significant issues in cost management and profitability, which could lead to further deterioration of its financial condition.
- Adjusted EBITDA Loss: The adjusted EBITDA loss stood at $4.1 million, reflecting ongoing difficulties in the core business operations, potentially affecting the company's long-term sustainability.
- Cautious Market Reaction: Given the disappointing performance, Fold Holdings' stock price may face downward pressure, prompting investors to closely monitor the company's future strategic adjustments and financial improvement measures.
See More
Fold Holdings to Hold Earnings Call on March 17, 2026
- Earnings Call Announcement: Fold Holdings will hold its fourth-quarter earnings conference call on March 17, 2026, at 5:00 PM EST, where detailed financial results will be disclosed, aimed at providing investors with the latest company performance insights.
- Participation Instructions: Participants are advised to log on or dial in approximately five minutes before the call starts, and after registering, they will receive an email with the dial-in number and passcode, ensuring smooth access to this important financial communication.
- Live and Archived Webcast: The conference call will be available via live webcast and archived on Fold's investor section of its website, allowing investors who cannot attend in real-time to access the meeting content at their convenience, thereby enhancing information transparency.
- Company Overview: Fold Holdings is the first publicly traded bitcoin financial services company, dedicated to integrating bitcoin into everyday financial experiences through innovative products like the Fold App and Fold Debit Card, bridging traditional finance with a bitcoin-powered future.
See More
FOLD REMOVES CONVERTIBLE DEBT, ACHIEVES SIMPLIFIED CAPITAL STRUCTURE AND ENHANCED BALANCE SHEET TO BOOST GROWTH
- Debt Elimination: The company has successfully eliminated its convertible debt, improving its financial standing.
- Capital Structure Simplification: It has simplified its capital structure, which is expected to enhance operational efficiency.
- Strengthened Balance Sheet: The balance sheet has been strengthened, positioning the company for accelerated growth.
- Growth Acceleration: These financial improvements are aimed at accelerating the company's growth trajectory.
See More
Fold Holdings Sets Date for 2026 Annual Shareholders Meeting
- Shareholder Meeting Date: Fold Holdings has announced that its 2026 annual shareholders meeting will take place on May 19, 2026, at 12:00 p.m. Eastern Time, held virtually to enhance shareholder engagement and adapt to modern investor needs.
- Record Date Established: The company has set March 24, 2026, as the record date for determining shareholders entitled to notice and vote, ensuring timely participation in decision-making processes and enhancing corporate governance transparency.
- Innovative Financial Services: As the first publicly traded bitcoin financial services company, Fold Holdings aims to integrate bitcoin into everyday financial experiences through innovative products like the Fold App, Fold Bitcoin Gift Card™, and Fold Debit Card™, bridging traditional finance with a bitcoin-powered future.
- Investor Communication Channels: Fold provides dedicated contact information for investor and media inquiries, ensuring transparent information flow and timely investor support, reflecting the company's commitment to effective communication with shareholders and the public.
See More
FOLD HOLDINGS INTRODUCES NO-ANNUAL-FEE CREDIT CARD OFFERING UP TO 4% MONTHLY BITCOIN REWARDS - SEC FILING
New Credit Card Launch: Fold Holdings has introduced a new credit card that offers a unique feature of up to 4% Bitcoin back on monthly purchases.
No Annual Fee: The newly launched credit card does not have an annual fee, making it an attractive option for consumers interested in earning cryptocurrency rewards.
See More
FOLD HOLDINGS INC: SHIFTING TOWARDS STRAIGHTFORWARD, COMPETITIVE PRICING
- Market Trends: The focus is shifting towards simpler and more competitive pricing strategies in the market.
- Consumer Impact: These changes in pricing are expected to enhance consumer choice and affordability.
See More
Fold Holdings Q4 Revenue Misses Expectations with $9.1M
- Revenue Shortfall: Fold Holdings reported Q4 revenue of $9.1 million, an 8.3% year-over-year increase, yet fell short of market expectations by $1.02 million, indicating challenges in revenue growth that may impact investor confidence.
- Increased Operating Loss: The company recorded an operating loss of $6.0 million, highlighting significant issues in cost management and profitability, which could lead to further deterioration of its financial condition.
- Adjusted EBITDA Loss: The adjusted EBITDA loss stood at $4.1 million, reflecting ongoing difficulties in the core business operations, potentially affecting the company's long-term sustainability.
- Cautious Market Reaction: Given the disappointing performance, Fold Holdings' stock price may face downward pressure, prompting investors to closely monitor the company's future strategic adjustments and financial improvement measures.
See More
Fold Holdings to Hold Earnings Call on March 17, 2026
- Earnings Call Announcement: Fold Holdings will hold its fourth-quarter earnings conference call on March 17, 2026, at 5:00 PM EST, where detailed financial results will be disclosed, aimed at providing investors with the latest company performance insights.
- Participation Instructions: Participants are advised to log on or dial in approximately five minutes before the call starts, and after registering, they will receive an email with the dial-in number and passcode, ensuring smooth access to this important financial communication.
- Live and Archived Webcast: The conference call will be available via live webcast and archived on Fold's investor section of its website, allowing investors who cannot attend in real-time to access the meeting content at their convenience, thereby enhancing information transparency.
- Company Overview: Fold Holdings is the first publicly traded bitcoin financial services company, dedicated to integrating bitcoin into everyday financial experiences through innovative products like the Fold App and Fold Debit Card, bridging traditional finance with a bitcoin-powered future.
See More
FOLD REMOVES CONVERTIBLE DEBT, ACHIEVES SIMPLIFIED CAPITAL STRUCTURE AND ENHANCED BALANCE SHEET TO BOOST GROWTH
- Debt Elimination: The company has successfully eliminated its convertible debt, improving its financial standing.
- Capital Structure Simplification: It has simplified its capital structure, which is expected to enhance operational efficiency.
- Strengthened Balance Sheet: The balance sheet has been strengthened, positioning the company for accelerated growth.
- Growth Acceleration: These financial improvements are aimed at accelerating the company's growth trajectory.
See More
Fold Holdings Sets Date for 2026 Annual Shareholders Meeting
- Shareholder Meeting Date: Fold Holdings has announced that its 2026 annual shareholders meeting will take place on May 19, 2026, at 12:00 p.m. Eastern Time, held virtually to enhance shareholder engagement and adapt to modern investor needs.
- Record Date Established: The company has set March 24, 2026, as the record date for determining shareholders entitled to notice and vote, ensuring timely participation in decision-making processes and enhancing corporate governance transparency.
- Innovative Financial Services: As the first publicly traded bitcoin financial services company, Fold Holdings aims to integrate bitcoin into everyday financial experiences through innovative products like the Fold App, Fold Bitcoin Gift Card™, and Fold Debit Card™, bridging traditional finance with a bitcoin-powered future.
- Investor Communication Channels: Fold provides dedicated contact information for investor and media inquiries, ensuring transparent information flow and timely investor support, reflecting the company's commitment to effective communication with shareholders and the public.
See More
FOLD HOLDINGS INTRODUCES NO-ANNUAL-FEE CREDIT CARD OFFERING UP TO 4% MONTHLY BITCOIN REWARDS - SEC FILING
New Credit Card Launch: Fold Holdings has introduced a new credit card that offers a unique feature of up to 4% Bitcoin back on monthly purchases.
No Annual Fee: The newly launched credit card does not have an annual fee, making it an attractive option for consumers interested in earning cryptocurrency rewards.
See More
FOLD HOLDINGS INC: SHIFTING TOWARDS STRAIGHTFORWARD, COMPETITIVE PRICING
- Market Trends: The focus is shifting towards simpler and more competitive pricing strategies in the market.
- Consumer Impact: These changes in pricing are expected to enhance consumer choice and affordability.
See More
