Cadence Bank (CADE) to Release Q4 2025 Earnings on January 22, 2026
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 29 2025
0mins
Should l Buy CADE?
Source: PRnewswire
- Earnings Release Schedule: Cadence Bank will announce its Q4 2025 and annual financial results on January 22, 2026, prior to market opening, which is expected to provide investors with critical financial data and operational insights.
- Company Background: As a regional bank with $53 billion in assets, Cadence Bank operates over 390 locations across the South and Texas, committed to offering comprehensive banking and investment services to enhance its market competitiveness.
- Industry Recognition: Cadence Bank has been recognized as one of the nation's best employers by Forbes and U.S. News & World Report, and named a 2025 America's Best Banks by Forbes, highlighting its strong reputation and customer satisfaction in the industry.
- Historical Legacy: With nearly 150 years of service history, Cadence Bank continues to focus on meeting customer needs, demonstrating its stability and reliability in the financial services sector.
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Analyst Views on CADE
Wall Street analysts forecast CADE stock price to rise
8 Analyst Rating
2 Buy
6 Hold
0 Sell
Hold
Current: 42.110
Low
39.00
Averages
44.28
High
49.00
Current: 42.110
Low
39.00
Averages
44.28
High
49.00
About CADE
Cadence Bank (the Bank) is a regional financial services company with approximately 380 branch locations across the South and Texas. The Bank offers comprehensive banking, investment, trust and mortgage products and services to meet the needs of individuals, businesses and corporations. The Bank's services and products include consumer banking, consumer loans, mortgages, home equity lines and loans, commercial and business banking, treasury management, specialized lending, asset-based lending, commercial real estate, equipment financing, correspondent banking, small business administration (SBA) lending, foreign exchange, wealth management, investment and trust services, financial planning, retirement plan management. The Bank’s personal banking services include checking, savings and certificates of deposit, credit cards, online and mobile banking, mortgages, and wealth management. It offers various business banking services, including business loans and lines of credit, among others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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See More
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See More
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- Significant Revenue Growth: The bank achieved revenues of $528.41 million in Q4, a 17.2% year-over-year increase, surpassing market expectations by $2.2 million, reflecting strong competitiveness and robust customer demand.
- Improved Net Interest Margin: The net interest margin rose to 3.55% in Q4, up 9 basis points from the previous quarter, primarily driven by continued balance sheet growth and a meaningful reduction in funding costs, which is expected to further enhance profitability.
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See More
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- GE Performance Growth: General Electric expects an EPS of $1.44, representing a 9.09% increase compared to last year, having beaten analyst expectations for four consecutive quarters, showcasing its strong performance and leadership in the aerospace sector.
- ABT Profit Increase: Abbott Laboratories forecasts an EPS of $1.50, up 11.94% year-over-year, indicating sustained growth potential in the medical products market, which enhances investor confidence.
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See More
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- Revenue Expectations: The anticipated revenue for Q4 is $526.21 million, representing a 16.8% year-over-year increase, showcasing Cadence Bank's robust performance and business expansion capabilities in the financial sector.
- Historical Performance: Over the past two years, Cadence Bank has surpassed EPS estimates 88% of the time, demonstrating reliability in earnings forecasts, although the revenue beat rate stands at only 38%, suggesting room for improvement in revenue growth.
- Estimate Revision Trends: In the last three months, EPS estimates have seen one upward revision and seven downward adjustments, while revenue estimates experienced one upward revision and four downward changes, reflecting market uncertainty regarding Cadence Bank's future performance.
See More
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- Yield Performance: The forward yield of 6.63% is competitive in the current market environment, potentially increasing investor interest in Cadence Bank's stock and enhancing its market performance.
- Shareholder Arrangement: The dividend will be payable on February 20, with a record date of January 30 and an ex-dividend date also on January 30, ensuring existing shareholders receive timely returns, thereby reinforcing shareholder trust.
- M&A Context: In the backdrop of the merger with Huntington Bancshares, Cadence Bank's dividend declaration may be viewed as a signal of financial stability during the integration process, boosting market confidence in its future prospects.
See More
